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Does Your Warranty Include Wear & Tear Coverage?

When purchasing extended coverage for your vehicle is important to understand what the coverage does and does not cover. One of the main items that some “shady” companies will exclude from coverage is breakdowns of covered parts that have failed due to wear & tear. A wear & tear failure is a breakdown of the part has not completely failed but is no longer working the way the manufacturer intended to. This means that if a covered part has not completely failed, but is beginning to fail but has not stopped working completely or broken into pieces they would exclude it from their coverage.

It is important to know the difference between wear & tear items and scheduled maintenance items. Scheduled maintenance items are not covered by any extended automobile warranty. Examples of scheduled maintenance items are oil changes, tune-ups, tires, wiper blades, batteries, etc.

All “reputable” auto warranty companies will include breakdowns of covered parts that have failed for any reason including wear & tear. All Auto Advantage auto warranty programs include breakdowns due to wear & tear.

Extended Car Warranty, How To Choose The Right Plan…

There are many extended car warranty programs to choose from but it can be a bit tricky to find a “reputable” plan to suit your needs. The best way to choose a reliable extended car warranty program is to find a company that makes the following criteria…

1. Make sure the company is in business for 10 years or more. This assures you that they are not only in the business of selling coverage but also successfully paying claims.
2. You want to choose a company that has an A+ rating with the Better Business Bureau and perhaps more importantly, is accredited by the BBB which holds them to a much higher standard of excellent business practices and customer service.
3. You want the warranty program to be directly underwritten by a US-based insurance carrier holding at least an A rating with an industry rating service such as AMBest or Standard & Poors. This will assure you that if any part of the claims administration process fails the underwriter will directly pick up all claims if needed.

There are also many different levels of coverage available for your vehicle. These levels are Powertrain, Major Component Plus, High-Tech Component, Component Type Bumper-To-Bumper, or Exclusionary Bumper-To-Bumper coverage. Depending on the age and mileage of the vehicle all or most of these levels could be available. It is important to look through the different levels of coverage for any companies you are considering side-by-side to make sure that you are purchasing the best coverage available for your needs. Do not rely on plan names such as Platinum, Elite, or Gold as they do not always correctly define the level of coverage you are purchasing. Some less than reputable companies will take a very basic plan and label it with a very fancy name. You want to look at the actual list of what is covered to make sure you are getting what you’re paying for.

All in all, an extended car warranty is an excellent investment and can save you thousands of dollars over the term of the coverage. To begin researching the different types of coverage you can visit Auto Advantage and see what the choices are. It is a great idea to fill out the quote request form and let them send you the specifics including coverage details and pricing.

Be On The Lookout For Fraudulent Auto Warranties

Purchasing an auto warranty is a risk if you don’t know the rules and regulations of the warranty. It is wise for vehicle owners to think about hiring a professional car consultant who can help them through the sometimes-tricky process of buying an auto warranty. Buying an auto warranty without assistance poses a greater risk of purchasing a fraudulent warranty.

A fraudulent auto warranty is generally a warranty that offers a great variety of features and prices so well that it just too good to actually be true. However, the seller that is claiming that they provide this auto warranty won’t actually provide all of the services they are offering to the consumer. In the used car market, fraudulent warranties are common. This makes it important for consumers who are looking to buy used car warranties to be careful throughout the purchasing process.

Due to the circulation of fraudulent auto warranties, the US administration made a law that protects consumers that is called the used car warranty law. This law is also well known as the lemon law.

Used Car Warranties And Car Loans May Be A Good Combination For You

Today, people rely heavily upon their cars to get through each day. If the car is not running smoothly, they are very susceptible to break downs. This makes getting through the day a more stressful task. In addition, the repairs to get the car running and back on the road again can be costly.

When a motorist’s old car breaks down completely, they will generally just think that they should buy another used car. If they do not have the proper funds for a new car or if they simply have poor credit, a used car loan may be a good option to help buy the car. There are places that will give car loans to motorists who have a need to purchase a used car.

After buying a car, it is a good idea to buy used car warranties that will cover the costs of maintenance and repairs to keep the car running smoothly and properly. If money is a struggle for you, an auto warranty will help to save your wallet each time the car goes to the mechanic.

Avoid An Auto Warranty That Is Fraudulent

Buying an auto warranty can be risky if you are unaware of the rules and regulations of the warranty. It is smart for vehicle owners to consider hiring a professional car consultant who can assist them with the process of purchasing an auto warranty. If the vehicle owner purchases an auto warranty without any help, there is more of a risk for buying a warranty that is fraudulent.

A fraudulent auto warranty refers to a warranty that offers a very large variety of different features and is prices so well that it is too good to be true. However, the seller that is claiming to provide this auto warranty will not actually go through with providing all of the listed services. In the used vehicle market, you will often come across fraudulent auto warranties. This makes it absolutely essential for consumers who are looking into purchasing used car warranties to proceed with caution during the whole buying process.

As a result of the circulation of fraudulent auto warranties, the US administration created a law to protect consumers. It is called the used car warranty law, which is also commonly referred to as the lemon law.

Car Loans And Used Warranties Work Well Together

In modern society, people are very reliant upon their cars in order to get themselves through their daily lives. If their car is not running properly, they are more susceptible to breaking down. This will make getting through the day a much bigger challenge. Also, the repairs that are necessary to make the car run properly again cost a lot of money.

When a motorist’s old car breaks down, they tend to think that it is the best idea to just purchase another used car. If they do not have the necessary funds for a new car or have bad credit, a used car loan can be a great option to help make the purchase. There are places that will give car loans to motorists who want to purchase a used car.

After purchasing a car, it is smart to buy used car warranties that can take care of the costs of necessary maintenance and repairs to keep the car in the best shape possible. If money is a problem, an auto warranty will help you ease up on your wallet when you take your car to the shop.

Car Loans And Used Car Warranties Can Be Useful To You

In today’s times, people are extremely dependent on their vehicles to get them through each day. If their vehicle is not running properly, there is a greater risk for experiencing a vehicle breakdown. This makes getting through the day a much harder task. In addition, the repairs that are required to get the car to run correctly again can be very costly.

When a motorist’s old car breaks down, they generally think it is better to just get another used car from the dealership. If they are lacking in the funds necessary to purchase the new vehicle or suffer from poor credit, a used car loan is the best option to help them make the purchase. There are places that will provide loans for people who want to buy a used vehicle.

After buying a vehicle, it is wise to purchase used car warranties that can cover the costs of repairs and maintenance that are necessary to keep the car running properly. If money is an issue, an auto warranty will provide peace of mind when bringing a vehicle into the shop for maintenance and repairs.

Avoid A Fraudulent Car Warranty

Buying a car warranty may be risky if you are unaware of the rules and regulations of the warranty. It is smart for car owners to hire a professional car consultant who can assist them by guiding them through the whole purchase process of the car warranty. If the car owner chooses to purchase the car warranty without any help, they are more vulnerable to buying a fraudulent warranty.

A fraudulent car warranty refers to a warranty that comes with a large amount of features and is prices so well it seems too good to be true. However, the seller who is claiming to provide this warranty will not actually provide the services mentioned in the car warranty. In the used car market, fraudulent car warranties come up frequently. This is why it is essential for consumers who are looking to purchase used car warranties to go through the process with caution.

As a result of fraudulent car warranties, the US administration has created a law to protect consumers called the used car warranty law. This law is commonly referred to as the lemon law.

Used Car Warranties And Car Loans May Be Helpful For You

Motorists are very dependent upon their cars to get them through their daily lives. If their cars are not running correctly, it is at risk for breaking down which makes getting through the day much harder to do. Also, the repairs that are needed to get the car running properly again can be expensive.

When a motorist’s old car breaks down, they usually decide to get another used car from the dealership. If you have insufficient funds to buy the car or you have bad credit, a used car loan can help you to purchase a used car. There are places that will provide you with a loan in order to help you purchase a used car.

After purchasing a car, it is smart to look into getting used car warranties that will help to cover the costs of maintenance and repairs that are necessary in order to keep the car running correctly. If money is a hardship for you, an auto warranty will provide you with peace of mind whenever you take your car into the shop for repairs and maintenance.

Purchase A Reliable Used Car Warranty And Used Car

2010 Nissan AltimaYou may believe that you need to spend a lot of money when buying a reliable car, but this is not always the case. There are hundreds of used car models out there that are reputable and reliable with a reasonable price tag.

Nowadays, cars are being built so that they are more reliable. Therefore, people are now finding pre-owned cars to be a good option. The most beneficial thing about buying a used car is that the impact of depreciation decreases. Also, the insurance rates for used cars are less expensive and so are used car warranties.

Consumer Reports show that specific cars perform well and are known for their reliability for many years now. This list includes models such as Acura, Mazda, Buick, Lexus, Pontiac, Infinity, Porsche, Nissan, Toyota, Subaru, Volvo, BMW, and Honda.

However, some cars have been shown to be less reliable according to Consumer Reports. This list includes Dodge, Kia, VW, Jeep, GMC, Land Rover, Mercedes-Benz, Chevrolet, and Chrysler.

Used cars are a wise investment to make if you do your research first and purchase a car model that is known for its reliability. Also, purchasing a used car warranty will allow you to save money on necessary repairs and maintenance for your car.



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