The finance office, what a hassle.  When purchasing a new car you go through all the trials and tribulations of negotiating a good price that fits your budget.  Just when you think this hellish experience is over you get planted in the seat of the finance manager.  His job is to sell you as many products as he can for as much money as possible to try and make up for the lack of profits the dealer makes on the new car sale.  It may not seem ethical but it is the way it is done. 

The products they offer in this ”aftersale chamber of horrors” are for the most part completely unnecessary.  Each of them is made more attractive in many cases by including them in your automobile financing which makes it seem more affordable.  One of the few products you are offered that actually makes sense is an extended auto warranty.  An aftermarket auto warranty can be offered on almost any car or truck.  New car warranties and used car warranties are both available.  Even the Better Business Bureau, who is for the most part anti warranty, recommends purchasing one on an automobile.  Invest in a quality auto warranty program now and save big on repair bills later.