August 16th, 2023 by Hal Moses
When a failure occurs with your vehicle’s engine, transmission, elecrical, or climatet control system an extended car warranty will pay for the repairs. If your car’s manufacturer warranty is about to expire, you’re probably trying to decide if buying an extended warranty is worth the investment.
You always have the option to buy a warranty from your vehicle’s manufacturer but a third-party provider wil be much more economical and a much better choice. You have several warranty level options so you can cover the repairs that concern you most. There is major component coverage, like to component coverage, and bumper-to-bumper coverage available.
Extended car warranties or vehicle service contracts have a lot to offer, the answer to which was coverage to purchase is what you really need to decide. The question will be whether you’re looking to just cover major component groups or the entire vehicle. When in doubt, for the highest level of coverage available so you will likely never have to come out of pocket for any type of repairs.
When reviewing coverage options you want to be fully aware of what is covered, who administrates the claims, and most importantly, who underwrites your plan as in the reliable warranty will have a direct, highly rated, US-based underwriter. One place to find some of the most reliable options available is Auto Advantage Inc., www.autowarranties.com. It also call them directly at 914-962-3535. Fill out a quote https://autowarranties.com/quote/
January 2nd, 2023 by Hal Moses
The auto warranty industry has turned into a dark place, especially if a consumer does not do research before making a purchase. There are a number of disreputable companies that advertise on television, the radio, online, and by mail that lure in a customer with a lack of knowledge of the industry. These are generally telemarketers that are only interested in collecting money, not paying claims. It is important for consumer to fully research a company on the Better Business Bureau which is the only truly trustworthy and reputable source. What a prospective warranty buyer should be looking for is a company that is in business a minimum of 10 years, that has an A+ rating with the BBB, and a company that is directly underwritten by an A/excellent rated, US-based insurance carrier. This will give the consumer the comfort of knowing that their coverage will always pay claims as promised.
One of the best options available in the industry is Auto Advantage Inc. who have been offering warranties since 1979 and meet all of the criteria listed above. Here is their Better Business Bureau listing…
https://www.bbb.org/us/ny/yorktown-hts/profile/auto-warranty-plans/auto-advantage-inc-0121-64919
To get your free, no obligation quote visit https://autowarranties.com/quote/ or call 914-760-3015 to speak with somebody by phone.
July 24th, 2022 by Hal Moses
After two years of complaints about the intrusive auto warranty robocalls, the Federal Communications Commission is finally taking action.
Will it help, I guess we’ll have to wait and see…
The FCC says 10-12 individuals & companies, many of which are
in California, are mostly responsible for these very annoying calls which try
and confuse you by telling you your warranty is already expired and then
connecting you with one of the telemarketing representatives. If they succeed
and do get you connected many of the plans offered are scams.
The FCC is instructing
phone companies to no longer carry these calls from these malicious
telemarketers.
Is there a catch?
Unfortunately yes. These telemarketers with robocallers have purchased hundreds
of thousands of phone numbers so once one is identified as a spam number,
making just switch to another one and continue to do so pretty much
indefinitely.
Your best protection as a consumer is to make sure you thoroughly research any company you are considering purchasing coverage from. One of the highest rated companies in the industry is Auto Advantage who have been in business since 1979 and have an A+ rating and accreditation with the Better Business Bureau. You also want to make sure your number is listed on whatever Do Not Call Lists are available to you.
November 30th, 2021 by Hal Moses
While there are a number of reputable option, robocalls, television commercials, and mailings are almost certainly a scam. Unfortunately consumers who find out they’ve been ripped off have almost no recourse.
In many cases consumers do not find out they have been ripped off until the attempt to file a claim and in most cases, the company they purchase the car from is no longer in existence. Even if they are in existence, it is almost impossible to get any money back from them.
Be wary as these companies generally use high pressure sales tactics and misrepresentations, and in many cases there is actually no warranty policy even in existence, it is just a scam. A consumer should never purchase coverage or allow payment to be collected until after they seen actual contract paperwork and had a chance to review it, sign it, and return it back for processing at which point payment would be collected.
Choosing a warranty company can be daunting task so here is some information we think will help in the decision-making process. There are quite a few less than reputable companies in this industry so as you do your research always make sure you use the following criteria when choosing a company to make sure have a good experience and purchase coverage that will be there when you need it…
• A company that is in business a minimum of 8-10 years so they are not only selling plans, but successfully paying claims.
• A company that is directly underwritten by a US-based insurance carrier with at least an A/Excellent rating with AMBest or Standard & Poor’s.
• A company that is A+ rated and accredited by the Better Business Bureau which is the only legitimate rating service out there.
We are Auto Advantage Incorporated and we have been offering automotive extended warranties and auto road service to the public for 43 years. We are an accredited member of the Better Business Bureau and have an “A+” rating. To look us up, please visit the national Better Business Bureau site at http://www.bbb.org . The following is the information you would need…
Auto Advantage Inc.
3494 Overlook Avenue
Yorktown Heights, NY 10598
Or you can just click on the direct link to our report which is…
https://www.bbb.org/us/ny/yorktown-hts/profile/auto-warranty-plans/auto-advantage-inc-0121-64919
Feel free to call 914-760-3015 for more information.
February 2nd, 2020 by Hal Moses
An auto warranty is essential for any car owner to have. So many people rely on their cars to get them through their daily lives. Using the car everyday puts a lot of wear and tear on the vehicle, so it is important that you are prepared in case your car ends up needing repairs.
Having an auto warranty is especially useful if you plan to keep it for a long time. An extended warranty will provide coverage for much more of the vehicle’s lifespan. Repair bills can be expensive on a car, so the warranty can cover the cost of many repairs you may need throughout your time of ownership.
An auto warranty is great for providing peace of mind when bringing your car into the shop. Don’t break your bank with costly repairs. Prepare yourself by purchasing a warranty that will provide the best coverage for your vehicle.
July 21st, 2017 by Hal Moses
It has been reported that a variety of companies and marketing firms have been making unsolicited calls to offer customers an automotive extended warranty. When a customer is told that the warranty is about to expire, if they are not educated to the warranty business or their vehicles coverage may sometimes believe anything a telemarketing agent says. Unfortunately in almost every case they are creating this information out of thin air with hope that they can scare or pressure a customer into purchasing warranty coverage for their vehicle. This is obviously a dishonest practice but is borderline illegal as well.
It is also been reported that a variety of third-party companies have been sending a postcard a flyer in the mail with the same general information hoping to coax a customer into calling them so they can attempt to sell them warranty coverage. This process is a high-pressure process, usually involving several levels of sales professionals to try and close the deal.
What these companies never tell you is that in many cases, your car may still be covered by an existing warranty as they have no knowledge of the vehicle’s actual existing warranty status.
Also, there are many levels of warranty coverage that are available that are generally not explained in clear detail to a customer. They simply sign you up, collect your money, and then send you documentation later where you find out there are many loopholes that would allow a claim to be denied. This is assuming the company even has a claims department and any legitimacy at all.
In most cases, you may have simply given money for a product that either doesn’t exist or is not an actual insurance company product.
If the company does have any legitimacy, not having an underwriter simply means that in the event that they have any type of claims activity at all, they can easily be wiped out as they very rarely leave much money in a claims fund to protect the consumer.
The bottom line is a customer’s best option is to reach out to a legitimate warranty provider that is directly underwritten by a US-based, “A” rated carrier. The other option of course is to visit a local dealership and find out what they are offering. The downside to this is that dealerships are generally 50-100% more expensive the same level of coverage you can get in the automotive warranty aftermarket.
The bottom line is you will almost never hear a radio ad or receive a notice by mail from any legitimate warranty company so buyer beware!
If you are looking for warranty coverage a great place to start would be www.autowarranties.com where you can get wholesale pricing for the industry’s highest level of coverage.
June 9th, 2015 by Hal Moses
When purchasing extended coverage for your vehicle is important to understand what the coverage does and does not cover. One of the main items that some “shady” companies will exclude from coverage is breakdowns of covered parts that have failed due to wear & tear. A wear & tear failure is a breakdown of the part has not completely failed but is no longer working the way the manufacturer intended to. This means that if a covered part has not completely failed, but is beginning to fail but has not stopped working completely or broken into pieces they would exclude it from their coverage.
It is important to know the difference between wear & tear items and scheduled maintenance items. Scheduled maintenance items are not covered by any extended automobile warranty. Examples of scheduled maintenance items are oil changes, tune-ups, tires, wiper blades, batteries, etc.
All “reputable” auto warranty companies will include breakdowns of covered parts that have failed for any reason including wear & tear. All Auto Advantage auto warranty programs include breakdowns due to wear & tear.
October 25th, 2014 by Hal Moses
The transmission is an essential part in your car. It is also one of the most costly parts to replace or repair. If you have owned your car for a long period of time, it is a possibility that you will eventually need to replace or repair the transmission. Here are some telltale signs that your transmission needs replacement:
The first sign is that your car is leaking transmission fluid. Check under your car while it is parked. Look for fluid pools that have a reddish color. After, check to see if there is any metal in the fluid. If there is, it is important to replace the transmission since broken metal is a sign that the transmission is worn down.
In addition, inspect the fluid levels in your car’s transmission. If you have low levels, this may be an indication that your transmission is burning too much fluid or that it is overheating.
Also, if there is a rough transition between gears when driving, this is an indication that your transmission needs replacement. It may take longer to switch between gears or the gears may slip. This will reduce the acceleration in your car.
Transmission replacements can be costly. Therefore, it is smart to look into an aftermarket auto warranty company that you can buy an extended auto warranty from. The auto warranty will help reduce the costs of your repair bills. Lastly, be sure that you purchase an auto warranty that provides the proper amount of coverage for your car.
September 22nd, 2014 by Hal Moses
Usually, motorists will buy an aftermarket auto warranty or an extended auto warranty for their cars when the factory warranty terminates. When you buy an aftermarket auto warranty, your warranty provider provides coverage for replacement and repair of certain car parts. Here are some things to keep in mind when deciding to buy an aftermarket auto warranty:
An aftermarket auto warranty generally does not cover the costs of replacement and repair of parts that break down as a result of wear and tear. An aftermarket bumper-to-bumper warranty provides coverage for most parts in your car, generally with the exclusion of parts such as brakes, tires, and other wear and tear parts. It is smart to invest in a warranty that can cover wear and tear parts in addition to other parts because about eighty percent of your car’s repair costs are a result of wear and tear issues. An auto warranty that covers wear and tear problems will save you money, especially for older cars.
August 25th, 2014 by Hal Moses
Usually motorists buy an aftermarket auto warranty or an extended auto warranty for their cars when their factory warranty is terminated. When you buy an aftermarket auto warranty, your car warranty provider will cover the cost or replacement and repair on certain parts of your car. There are things to keep in mind when you consider buying and aftermarket or extended auto warranty:
An aftermarket auto warranty generally does not cover the cost of replacement or repair of wear and tear parts. An aftermarket bumper to bumper warranty covers almost all parts of your car, but will generally exclude parts such as brakes and tires the break down as a result of wear and tear. However, there are companies out there that will cover wear and tear parts in addition to the other parts. It is smart to buy a warranty that covers wear and tear, even if it is a bit more expensive to do so because 80% of the problems that arise in your car are a result of wear and tear. An auto warranty that covers wear and tear problems will save you a lot of money in the long run, particularly if your car is an older one.
