Purchasing the aftermarket auto warranty is an important decision that any vehicle owner must make.  He must consider if the decision is a worthwhile one or not, if his coverage would really be extended in any beneficial way beyond an existing warranty, or even if he would stand to benefit from increased mileage coverage.  Additionally, the vehicle owner must consider if he would stand to benefit in the long run from the aftermarket auto warranty, or if he would lose from the investment – in the least, he must strive to break even with his investment.

When purchasing the aftermarket auto warranty therefore, the vehicle owner must consider among others what would be his deductible for any claim that he or she makes.  Some warranties charge a deductible per visit, while others charge per repair.  It would be most unwise to invest in a warranty with a deductible that charges you for every single repair that you do even if all in one visit.  On the other hand, you should also consider the type of coverage that you are getting – would you have to stand the cost of the repair or visit and be reimbursed after, or would you have to get approval from your warranty provider that they will cover the repairs on spot?