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What To Do When You Get A Speeding Ticket

images-60.jpgThere are millions of traffic tickets issued out every year in the U.S., which often cost over $100.  This is a billion dollar business in our country.  Paying the ticket through the mail is essentially admitting that you’re guilty.  Also, you will have the ticket on your record at the DMV for up to three years.  So, is it possible to wiggle out of a speeding ticket?  Here are a couple of things to try.

First of all, if you get pulled over for speeding, stay in your vehicle.  You should never get out.  When the policeman approaches your window, try to look remorseful.  Make apologies to the officer and be polite.  Be nice, and ask for a warning.  Don’t try to answer questions, such as: “Do you know why I pulled you over?”  Tell the officer you aren’t sure.

Don’t pay the speeding ticket by mail because it means you are admitting you’re guilty.  In the U.S. you are considered innocent until proven guilty, so show up at court.  Often, the police officer will make mistakes leading to the dismissal of your ticket.  For instance, the officer might not go to court.  Many times you will get your ticket changed to a lesser charge by showing up at court.  For example, they might change it to a parking ticket from a speeding ticket.  This is beneficial because it won’t increase your insurance and will give you fewer points on your license.

Many motorists assume that if they are given a speeding ticket that they should just pay it through the mail.  However, it is a much better idea to make an effort to get out of it so you don’t have to pay an increased insurance premium.  After all, we factor in costs such as an auto warranty and maintenance costs, but don’t consider speeding tickets and raised insurance.

Posted in Auto Warranty

Beware Of “Blow-Out” Sales

images-59.jpgIf a glossy flyer arrives in your mailbox from a car dealership in your area promoting a huge event for pre-owned car sales, beware.  Many of these events have contests, or “bonus” vouchers, which consumers are advised to take advantage of to get thousands of dollars off of the price of a pre-owned car.  One of these flyers came with a key that people were told to take to the sales event to discover if they had won a new vehicle.

“Blow-out” sales, such as these, will use the name of a local dealer, but other companies run them.  Typically, these companies will charge more for the cars than the actual dealership.  And according to investigations by state attorneys, often-deceptive tactics and high-pressure are used to achieve sales.

The state attorney general’s office of Washington announced early this year that they settled with a company such as this.  This company was accused of not disclosing how many cars were available at the price advertised, making financing sound easier than it really is, and misrepresenting the value of the cars being sold by calling them “drastically discounted”.

Consumers should remember that if a car deal sounds to good to be true, it probably is.  It is best to research such things as used cars and used car warranties before you actually go shopping.  This way you will know what prices are reasonable to expect.

What Is The Most Reliable American Carmaker?

images-58.jpgThe reliability ratings for Ford had a significant jump, which makes it the most reliable American carmaker, according to Consumer Reports, which just released its ratings. Other than a few of Ford’s pickup trucks, Ford’s reliability is comparable to that of the Japanese carmakers that are the best.

Other carmakers that received the highest ratings went to the usual winners, including Toyota, Honda, and Nissan.  Toyota received below-average ratings last year for the V-6 Camry and Tundra, however now all of the 42 Toyota, Lexus, and Scion models had ratings that were average or above.  After several years of experiencing trouble, Nissan’s Armada and Titan and Infiniti’s QX56 had improved ratings, which now are average.  Kia and Hyundai also got rankings equal with the best Japanese carmakers, with Kia making a 12 spot jump in one year.

American carmakers need to make improvements in reliability so consumers will purchase American made cars, and Ford has now achieved this.  Consumers are very concerned with safety and reliability and are purchasing cars with the best ratings.  Motorists are also protecting themselves by purchasing new and used car warranties.

Do Your Homework Before Buying A Car

images-56.jpgIf you are thinking of buying a new car, don’t just rely on professional expertise; make yourself a professional expert as well.  This includes taking certain measures such as doing your homework and researching an auto warranty.  You can be empowered by arming yourself with the following information about purchasing a used vehicle.

Examine the pedals to check for wear.  Rarely do people update the pedals, so this is a good indication of the cars true history.

Next, take a look at the steering wheel.  While the engine is turned off, joggle the wheel to see how much movement there is.  There shouldn’t be more than one inch of play.  If there is, a new steering gearbox may be needed.

Never buy a car that has frame-damage.  You can tell this by looking at the core support of the radiator.  This connects to the fenders in the front of the vehicle.  It shouldn’t be welded on each side, but bolted.

Finally, check the paint job on the vehicle.  Look for dents, scratches and rust spots.  Also, examine the car for a slight waviness, which is an indication of a paint job.

Most importantly, check the history of the vehicle you are looking to buy.  You can do this at autocheck.com.

No matter how much knowledge you have, you never really know what car you are buying.  This is why it is important to buy used car warranties to protect your investment.  You don’t want to pay unnecessary repair costs down the road.

Posted in Auto Warranty

The Excitement Of A Sports Car

images-55.jpgWhy buy a sports car?  Sports cars are not made to be practical, they are made to be fun.  They are available in various models, such as two-seat roadsters and hatchbacks.  Many models have relatively small cargo space, while others offer ample rear cargo room.  Here are some things to consider when deciding which car model to purchase.

Even car models that fall in the same categories can vary greatly in fuel-efficiency.  Make sure to do comparisons to see which models will save you money at the gas pump.

A lot of sports cars have small doors and limited head room that make getting in and out difficult.  If you’re looking for a little more ease, you might want to look for a four-door hatchback or sedan.  They often have easier access.

A sports car can have from two to five seats; depending on what model you look at.  Even cars with five seats often have a middle rear seat that is too tight for adults.  Make sure to try out the seats for comfort.  Also, consider a three-point seat belt instead of a lap belt for a seat in the center rear.

A sports car is a great choice for motorists who want an exciting ride, and aren’t concerned about cargo space.  However, it is always important to purchase an auto warranty to protect your wallet in case of unforeseen repairs down the road.

Posted in Auto Warranty

Safety Issues To Consider When Car Shopping

images-54.jpgIf you’re considering buying a new vehicle you need to think about safety features.  Things such as crash test results, electronic stability control, and rollover resistance are all things that are important in keeping you safe in your vehicle.

In order to give vehicles a safety rating, the Insurance Institute for Highway Safety performs side impact and frontal crashes on cars.  Considering these results is important when it comes time to buy a new car.

Vehicles that are taller, such as SUVs and pickup trucks have a greater tendency to rollover since they have a high center of gravity.  You can find out a car’s inclination to rollover by looking at NHTSA five star ratings.

Electronic stability control is a safety feature that is extremely beneficial and highly recommended.  This feature allows you to maintain control of your car when you’re cornering.  You can avoid skidding and sliding with electronic stability control because brakes are automatically applied to the wheels that could use it.

Motorists are more concerned about safety than ever before.  Also, drivers are trying to protect their wallets by purchasing new car warranties and buying fuel-efficient vehicles.

Posted in New Car Warranties

Common Mistakes Made By RV Owners

images-53.jpgUnfortunately, mistakes are a common occurrence when you’re in a place that is unfamiliar.  According to a recent survey, people who drive RV’s admit to making expensive slip-ups.  Approximately 1,000 RV motorists participated in the survey, and revealed some mishaps that are interesting to say the least.

The following were the most common mistakes:  running out of gas, connecting taillights incorrectly, backing up and hitting something, not being able to accurately judge clearance, and pulling out of a parking spot with the steps still out.

According to the survey, approximately 50% of RV motorists travel for at least a month out of the year, and around 40% log 500 miles in their trip.

Although you can usually find blunders humorous, they can cost you big bucks in repairs and damages.  This is why it is necessary to have good insurance and an auto warranty for your RV.  After all, you need to be able to get back on the road as quickly as possible after a mishap.

Posted in Auto Warranty

Keeping Your Car Interior Clean

images-52.jpgYou might find that your car has become a mess from kids, pets, friends, etc.  But how are you supposed to keep it clean with kids spitting up and people having four-course meals in your backseat?  Let’s face it; it can be hard.  However, here are some tips to help you get started.

You might want to insist that whatever people bring in the car they have to take it out.  This means that kids should be responsible for the cups, stuffed animals, books, etc.  Also, you could limit them to only bringing one item each car ride.

Keep a trash bag from the kitchen in your vehicle.  This comes in handy for trash, or for dirty wet clothes.  You can have your oldest child be in charge of the trash bag.

For toddlers, purchase spill proof snack bowls and cups.  You can buy a “snack trap”, which keeps Cheerios from spilling all over your floor.

Keep toothpaste in your glove compartment.  This can save you from a stain on your upholstery.  Just rub gently on lipstick or ketchup stains to remove stains.

Purchase some rubber mats to go on top of your carpet.  If you don’t want to spend the extra money you can even turn your carpet mats upside down to reveal the rubber side.

It’s never easy to keep your car clean when you have a busy lifestyle, however, these tips will help.  Don’t just purchase an auto warranty to maintain your car, put a little bit of work into cleaning the interior.

Posted in Auto Warranty

Get A Tax Credit With Clean Diesels

images-511.jpgMercedes-Benz now has a new line of clean-diesel vehicles called Bluetec, much like the Volkswagen Jetta TDI.  All of these qualify for the alternative-powertrain tax credit by the IRS.  Previously, only hybrid cars qualified to receive the credit, but the advancements in clean-diesel technology have allowed these German carmakers to get this tax break for their new diesel lines.

The tax credits only apply to the first 60,000 units that are sold.  Also, they will vary depending on the fuel-efficiency of the car.  For example, the Mercedes Benz ML320 Bluetec will qualify for a rebate of $900, but if you make a step up to the GL320 and you will get a credit of $1,800.

Will these tax credits make more people consider purchasing a diesel car the next time they go car shopping?

In the past, motorists protected their wallets by purchasing an auto warranty, buying inexpensive vehicles, and keeping up with maintenance.  Now, receiving tax credits for clean-diesel vehicles give consumers another way of conserving on car related expenses.

Posted in Auto Warranty

Finding A Classic Car

images-49.jpgAnyone who has held on to a Babe Ruth rookie card knows the rewards of purchasing an item that is a classic.  It retains its value and will provide a return that is significant.  Whether it is a painting, antique, or automobile, people are finding that the high quality of classics are twice as nice.

An example of this is a high-performance vehicle, such as Mercedes-Benz.  In fact, 74% of all of the Mercedes vehicles sold are still on the road today.  This is a great testament to the quality and value of these cars.

Finding a classic car isn’t necessarily about purchasing something brand new.  If you’re looking for a used vehicle, the brands that are the best known are the ones that will be reliable.

Of course, finding a pre-owned vehicle of quality can be tricky, so do your homework to ensure that you make a wise choice.  You can find important information on the Internet, such as blue book prices at kbb.com or history reports at carfax.com.  Also, you should look on the web for prices on an auto warranty and auto loans.

Posted in Auto Warranty


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