May 18th, 2008 by Hal Moses
These days it is a necessity to have a car. However, not everyone can afford to buy a new car. Buying a pre-owned vehicle is a good option in this case, yet sometimes it can be hard to find the funds. Used car loans offer a solution to this problem.
The purpose of used car loans is to give you financial aid in purchasing a pre-owned car. Anyone is able to use these loans, regardless of if you have good credit or not. If you need a lone for a bigger amount you must get a secured loan that requires you to offer collateral. If you only need minimal funding an unsecured loan will be sufficient.
To find used car loans look online. There are thousands of lenders available, and this way you can compare rates and terms and conditions. By doing it online you can accelerate approval and only a few days are needed to drag the funds into your bank account.
Used car auto loans offer many benefits. You don’t get discriminated against if you have bad credit, it is an easy and quick procedure, and you have freedom to choose whatever make and model you like. Also, after finding your auto loan online, it is a good idea to compare prices for an auto warranty. You don’t want to have to pay unnecessary repair expenses down the road.
May 18th, 2008 by Hal Moses
Test-driving is a crucial step in buying a vehicle. However, when you get behind the wheel you have a short amount of time to make important decisions. There are some important things that you need to look out for.
First, you should take your time. Before getting in the car take a walk around it and look inside of the trunk. Determine if it is going to be big enough to meet your needs. Also, look for things that could affect your visibility while driving. Take a look to see if the fenders flare out.
Now you can go ahead and get behind the wheel. Take advantage of the car being parked to make adjustments to the seat and steering wheel so that it fits you well. Also, take a moment to play with the radio and adjust buttons and knobs on the dashboard.
When you drive out of the dealership determine a test-drive route that will allow you to see how the car handles in various conditions. Make sure to drive in traffic, in a parking lot, and on the highway. This will give you an indication of how the vehicle handles at low and high speeds and how it is to park.
Lastly, if you are happy with the car that you drove, go drive a few more. It’s not a good idea to buy the first vehicle you see. Of course, when you find the car that you can’t live without, purchase an auto warranty to protect yourself from unnecessary repair costs.
May 17th, 2008 by Hal Moses
Sports car enthusiasts consider the supercar to be the ultimate vehicle. What is a supercar you may ask? A supercar is a very high-end sports car that has power and handling that is exceptional.
It can be challenging to find one of these cars, and even more of a challenge to find the funds for one.
Cutting edge supercars have to be ordered directly from the factory. As a result these cars have a big “ooh†factor.
But how can you distinguish a supercar from a regular sports car? Three features will set the two apart. First, supercars have an exotic appearance. Secondly, they are extremely fast. In addition, they have world class cornering and handling. Most supercars are imported and the most prominent ones are Italian made.
Supercar models include Ferrari, Lamborghini, and Masserati. They are considered supercars because they are rare, have impeccable engineering, and have top performance. They can cost over a million dollars.
Owners of supercars are very prideful of their vehicles. An auto warranty is a necessity to protect these gems.
May 17th, 2008 by Hal Moses
If you’re considering purchasing a new or used vehicle, you should do a few things first. You can make the process of buying a car easier, and save yourself some money by following a few simple tips.
First of all, you should consider purchasing a pre-owned car. New vehicles will immediately lose about 30% of their value when they are driven out of the dealership lot. A used car will save you from losing that immediate depreciation.
Try to purchase a vehicle that is fuel-efficient. There are an endless amount of new hybrid options and cars that will save you money at the gas pump. With the variety of choices out there, there is no need to purchase a vehicle that guzzles gas.
If at all possible, save for a decent down payment. A lot of motorists will barely put any money down on a vehicle and don’t understand why their payments the first four years are so high. Putting down 20% will make a big difference in lowering monthly payments.
Lastly, buy an auto warranty along with your car purchase. Many consumers try to get away with not doing this and they end up spending an unnecessary amount of money on repairs down the road.
Follow these simple tips to save yourself a headache. Do your homework before getting to the dealership in order to make the best decisions.
May 17th, 2008 by Hal Moses
If you would like to buy a new car, but can’t afford to make high payments, there is a better option for you. You can purchase a vehicle without going broke. In order to get more for your money buy a pre-owned vehicle.
As soon as you drive a new car out of the driveway it’s price drops drastically. You will end up losing around 25% of the purchase price of the car within the first year, and as the years progress the value declines radically. A good rule of thumb is that after three years of ownership a car will only be worth half of what you paid for it. So, if you plan on buying a 2008 for $50,000, realize that a 2005 is valued at $25,000.
Most Americans trade in their cars approximately every 3 years. This means that there are a large amount of pre-owned cars on the market. There are many vehicles with less than 30,000 miles on them that are under two years old. These cars are practically new. This should help eliminate fears that go along with buying a used car. In addition, you can purchase an auto warranty to give you peace of mind.
Do your homework in order to get the best deal on a used car. You can find a wealth of information on the Internet, such as the worth of used cars, as well as prices for used car warranties and auto loans.
May 17th, 2008 by Hal Moses
According to recent tests, pick-up trucks may not be as safe as originally thought. For example, the Nissan Navara only received one star out of five for adult safety. The Navara has a risk of injury that could be life threatening. Also, the vehicle only got three stars for child protection, and two for pedestrian protection.
Also facing criticism is the Isuzu Rodeo, which only got two stars in regards to adult protection. Also, the Rodeo had an unacceptable risk for life threatening injuries. The vehicle received one star in regards to protection of pedestrians and two for protection of children.
Isuzu, however, claims that it tested the Rodeo internally and it received three stars. In addition, the Rodeo has had a good record concerning real accidents. It actually received testing of over 1 million km before its original launch.
The Mitsubishi L200 is another low scoring pickup in regards to safety. Although the vehicle received four stars in regards to adult protection, it only got three stars for the protection of children and one star for the protection of pedestrians.
Manufacturers of pickup trucks have been adding options that attract families. Yet, it is important to keep in mind that pickups may not be the best option for families. If you have a pickup truck make sure that you purchase an auto warranty for it. According to tests, it is evident that pickups might not be as sturdy as originally thought.
May 16th, 2008 by Hal Moses
It can be overwhelming to purchase a new vehicle, but keeping a vehicle can be worse. Television ads are enticing and make it difficult for car shoppers to resist a new vehicle. However, with the economy being difficult, it pays to not give into temptation.
In the U.S. motorists find it hard to drive the same vehicle for more than five years. However, an auto warranty on your current vehicle, and some common sense tips can help you avoid an unnecessary purchase.
If your current vehicle is Japanese you are in business. For example, the Honda Civic will run forever. You may get a little rust on it, but it will never die. And although cruising in a ’92 Toyota Tercel might not get you a hot date, it offers you great reliability.
Next, it is important to do your research. This can actually prevent you from purchasing a vehicle. It is easy to become overwhelmed with all of the options available in your price range. And if you don’t have an auto warranty on your current car, research used car warranties.
Lastly, focusing on a specific make and model is good, especially if it hasn’t been made for over a decade. There are slim odds that you will find the vehicle on the market with under 300,000 miles.
So, what happens if you still want that new vehicle after researching for weeks? What if your old Tercel is steering toward the dealership? Just keep in mind that a new car’s value will drop as soon as it pulls out of the dealership. Holding onto your clunker will save you a lot of money in the end.
May 16th, 2008 by Hal Moses
If you’re thinking of buying a used car you need to be aware of odometer fraud. This is a scam where someone rolls back the odometer on vehicle. The purpose of this is to deceive buyers into thinking that the car has fewer miles than it actually does. This scam occurs on an estimated 450,000 cars bought every year. Here are some ways that motorists can protect themselves against odometer fraud.
First, ask to look at the vehicle’s title in order to compare between the vehicle’s mileage and the odometer. You should also compare mileage on maintenance records to the odometer. Also, you can sometimes find stickers on windows or doorframes with maintenance records.
Next, you need to request a Carfax History Report on the car to look for odometer discrepancies. If the seller doesn’t have one, order one online by using the VIN number.
Finally, make sure that the gauge numbers on the odometer are aligned. If they aren’t lined up, or if there is movement when you tap the dashboard, you might want to reconsider buying the vehicle.
Following these simple tips can save you from purchasing a vehicle that has been tampered with. Unfortunately, you never know what a used vehicle’s history really is. This is why it is necessary to purchase used car warranties to protect you.
May 16th, 2008 by Hal Moses
In order to help your car maintain it’s best performance it is necessary to get routine service and maintenance. This will also prepare your vehicle for difficult driving conditions. Here are a few tips to keep your car running at it’s best.
First, it is necessary to regularly check your tire pressure. It’s a good idea to do this every other time you fill up at the gas pump. Also, check the tread on your tires occasionally for wear and tear and make sure there is no cracking.
Next, regular car washes will keep your exterior looking it’s best. And putting a coat of wax on will keep your car from corroding.
Make sure to notice your check engine light. If it comes on, don’t ignore it. Getting your car to a professional in this instance is essential to avoid costly repairs down the line. Of course, you should have an auto warranty to avoid unnecessary repair expenses.
Finally, maintain a service schedule with your mechanic. There are parts of your car that should be inspected periodically by a professional. Consult your owner’s manual to determine the recommended maintenance schedule for your vehicle.
Following these simple maintenance tips can save you from unnecessary repairs down the road. However, it is necessary to have an auto warranty in case of unforeseen repairs.
May 16th, 2008 by Hal Moses
Motorists feel great relief after finally paying off their car. So, why do drivers want to dive right in and buy a new car? Before you take the plunge, consider a few things. If you don’t have a good reason to make a new car purchase you will be making payments that are unnecessary.
It could be beneficial to buy a car for several reasons. First, if you have experienced a change in your lifestyle, such as having children, you might need a bigger car that can accommodate you. Secondly, if you are driving a gas-guzzler, a more fuel-efficient car may be a smart buy. Third, if you are experiencing a lot of repair costs, it might be time to trade in your vehicle. However, an auto warranty eliminates unnecessary repair costs. Finally, if your car doesn’t have the safety features that you desire, you should purchase a safer car.
However, if you are just feeling bored with your current car and are tempted by the new car ads, beware. The new technological features, such as navigation systems and satellite radio might be alluring, but think twice about getting rid of your paid off vehicle. After all, the cash that you were giving your lender will end up in your pocket. As long as your old tried and true has an auto warranty, you can enjoy your car for many years.