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You Can Still Purchase A Car If You Have Poor Credit

images-22.jpgWhen determining the amount of money you can pay for a vehicle you must consider your credit.  Yet, experts say that consumers should shop around at various dealers to make comparisons on special deals on financing.

To help with your car shopping experience, request a copy of your credit report by going through a credit agency.  This will give you knowledge when it comes time to talk to a dealer about your financing.

You can look at some web-based tools for help.  For instance, go to AutoTrader.com to find a credit center designed for people trying to purchase a car with poor credit.  This is one of the few websites that doesn’t require personal, confidential information.  In fact, you are only asked general questions that allow you to have privacy.

After filling out the questionnaire you will receive a credit level of excellent, good, or fair.  Then, you can search the car dealerships in your area that will be able to help you with your needs in regards to financing.

Look to websites to prepare you with information that will help you when you go to the dealership.  You can learn about the prices of cars, credit scores, and an auto warranty.  This will allow you to get the best deal possible.

Posted in Auto Warranty

Preventing Breakdowns During Rush Hour

images-21.jpgAccording to research, more commuters than ever are experiencing rush hour breakdowns.  These breakdowns occur between 7-9 am and are leaving employees and carpool moms stranded.  Motorists should have a roadside assistance program to protect themselves in this case.

Breakdowns leave drivers stranded and expose them to road dangers.  In a recent survey of motorists who have had a breakdown in the last two years, 15% had children in the car, 20% were in a situation that they felt wasn’t safe to leave their car, and 5% had a passenger who was elderly.  Also, 30% of the women surveyed felt stressed about finding help.

The survey also revealed that there are five main locations for vehicles to breakdown.  The first location is at home.  This means that drivers aren’t even getting out of their driveways.  The second and third locations are on the way to work, and when going to visit family and friends.  The fourth typical breakdown spot is at shops, and work comes in fifth.

To avoid dangerous breakdown situations, make sure you have a good auto warranty and a roadside assistance program.  Road service will keep you from waiting a long time.  Also, emergency roadside assistance will allow you to get back on the road faster.

Posted in Auto Warranty

Things You Shouldn’t Say To A Car Dealer

images-19.jpgDo you find that you are apprehensive about negotiating with an auto dealer?  Shopping for a vehicle doesn’t have to be nerve-racking, however, you need to be aware of a few things that you shouldn’t say to a dealer.

First, you shouldn’t start talking about monthly payments, instead focus on negotiating the purchase price.  It can become confusing when you’re discussing monthly payments because it might be unclear whether the payment is for 24 or 36 months.

Don’t tell the dealer right away if you’re willing to trade-in your car.  If the dealer is aware of this he will know that you want to get as much money for your car as possible.  The dealer might agree to give you a lot for your trade-in, but usually it’s a smokescreen because then they will fix the price of the new car.

Don’t tell the dealer if you’re planning on paying for the car in cash.  They count on making a lot of money in financing, and if they know that they won’t be able to count on that money, chances are they won’t negotiate on the sticker price.

Do your homework before showing up at a dealership.  Be prepared with information about new car warranties, financing, and vehicle prices.  This will help you negotiate a successful deal on a car.

Posted in New Car Warranties

Making A Smart Investment On A Car

images-17.jpgRegardless of the year or make, one of the biggest investments people will make is a vehicle.  Buying a used car is a great way for consumers to save some money.  However, risks can be higher, which is why an auto warranty should be purchased for the car.  Fortunately, there are ways that buyers can recognize the difference between dependable used cars and lemons.

The safest thing to do is to have the car that you are looking to buy checked out by a licensed mechanic.  However, there are some things that you can do on your own.

For instance, bring a soft magnet from your refrigerator to determine if there is damage underneath a new coat of paint.  You can run the magnet all along the fenders and doors, which are steel.  If it seems that the magnet won’t stick, there is probably a type of body filler under the paint.

Also, examine the inside of the vehicle for stains from water.  If the car was damaged in a flood, it could mean trouble in years to come.  You also want to look at the wear on the pedals of the vehicle.  It should be consistent with what the mileage claims to be.  If there is low mileage, there should be little wear on the pedals.

Don’t forget to examine the tires of the vehicle, too.  If you see wear on the outside edges of the tires, the car is probably out of alignment or might have components that are worn-out.

Knowing what to look for in a used vehicle will bring you peace of mind about your purchase.  Also, know that used car warranties will allow you to save on costly repairs that are unforeseen.

Posted in Auto Warranty

Can You Fix A Windshield Crack?

images-162.jpgMany motorists have been in the situation where an object hits their windshield and a big crack shows up.  Your windshield might even end up bad enough that you have to call your road service program.  However, when do you know if it necessary to replace the windshield or if the crack can just be fixed?

Windshield repair or replacement depends on the location, size and severity of damage.  Windshield shops can usually repair chips the size of a quarter, as well as cracks reaching three inches.  For bigger damage it is recommended that you replace your windshield.

The location of the damage is also a big factor in whether you can keep your windshield.  When a crack is at the edge of your windshield it can affect the structure of the glass.  In this case it is usually best to replace your windshield.

Many facilities won’t repair a chip if it’s in the direct line of the driver’s vision.  The repair process may result in minor glass distortions, which are unsafe for the driver. After all, you don’t want to end up calling for emergency roadside assistance.

Keep in mind, whatever the location or size of the glass damage, it is necessary to have it looked at right away.  Waiting can result in dirt getting in the damaged area, which can affect the repair job.  Make sure you protect yourself with an auto warranty since you never know when you will need repairs made.

Posted in Auto Warranty

Avoid A Run Down Battery

images-152.jpgUnfortunately, drivers can be faced with an unpleasant surprise in the morning when they discover they have a weak battery. Some people may be lucky enough to be covered by auto road service, however others may not. A car won’t start when the starter is not receiving the power that it needs.  However, help is here.  Continental now has The Intelligent Battery Sensor, which gives a warning if age is making the battery run down.  It does this by determining the charge status of your car’s battery.

One third of vehicle breakdowns are due to batteries that are empty.  One reason for this is because today’s car batteries must do more than in past years.  Just look at all of the responsibilities that car electronics have taken on. They ensure that passengers are safer, simplify orientation in traffic, and make passengers more comfortable. This means that batteries also have higher requirements.  This is why Continental’s Electronic Battery Sensor is so beneficial.

Although the new battery sensor is small, it is a great advancement in technology.  It will allow motorists to have an indication of when to change their batteries.  This will definitely cut down on drivers being stranded.  However, technology is never full proof, so it is a good idea to protect yourself with an auto warranty.

Posted in Auto Warranty

Is It Beneficial To Lease A Car?

images-141.jpgThe decision to buy or lease can be a difficult one.  Car shoppers should consider more than just their budget.  Typically, leasing tends to be cheaper, but it also leaves drivers with no equity after the contract is up.  There are some important factors to keep in mind when making this important decision.

First, you should look at the cost.  Consider four factors when you’re thinking of leasing.  These are the leases length, the payments monthly, the mileage restrictions, and the down payment.  If you exceed the restrictions on the mileage you could ring up big fines.  Also, if you hold onto a lease for more than three years you will often have to replace tires and pay for other maintenance.

Next, take a good look at your budget.  Leases are almost always cheaper for short-term because there isn’t a down payment and the monthly costs are low.  However, leases end up being more expensive than buying a vehicle that you are going to keep for a decade.  This is assuming that you purchase an auto warranty with your car so that you don’t end up paying unnecessary expenses.  But if drivers prefer to have a new car every three years, leasing is the way to go.

Also, you need to consider your life plans.  If you are going through life changes, such as moving far away, or starting a family, you are going to benefit from leasing.  This will provide you with the flexibility that you need.

Consider these factors and make a decision to buy or lease based on your needs.  Just remember, if you buy, you want to be covered with an auto warranty to save you money on unnecessary repair costs down the road.

Posted in Auto Warranty

Can You Trust Your Mechanic?

images-122.jpgUnless you are actually a mechanic yourself, it may require a leap of faith to deal with a repair shop.  However, paying attention to your mechanic’s actions can give you clues to their honesty.  Here are some things to look out for.

If your mechanic says you need to flush your engine right away, or it will go bad, he might be padding your bill.  Some shops will recommend procedures that aren’t necessary.  Also, they may want you to schedule tasks that are premature.  Pay attention to your owner’s manual for maintenance schedules.

Also, you don’t want to go to a shop that makes every repair recommendation sound like an emergency.  This is a scare tactic for consumers who aren’t mechanically inclined.

If your mechanic tells you the new fuel injectors didn’t fix it, so you will need a new fuel pump, you are dealing with a parts replacer.  This is a mechanic who is rebuilding your vehicle because he is unable to diagnose the problem.  This is one reason an auto warranty is essential.

It can be hard for motorists to know which mechanics are trying to “take them for a ride”, however, there are a few things that you can do to protect yourself.  First of all, make sure you have an auto warranty so you aren’t paying unnecessary repair costs.  Secondly, follow these tips to see if your mechanic is acting honestly.

Posted in Auto Warranty

Caring For Your Car Finish

images-111.jpgConsumers can experience sensory overload when walking down the car care isle at their local store.  It can be confusing to know what products to purchase, or even if you need to purchase them.  Some people assume that if you have a factory auto warranty that includes the finish, you don’t need to bother washing and waxing, but this isn’t true.

A factory auto warranty will protect you by ensuring that the paint job was sound, that they used quality paint, and that it was cured correctly.  However, new car warranties won’t protect you from oxidation that occurs over time.  This happens naturally if you don’t care for your finish.  Car wax serves the purpose of being a sacrificial layer between Mother Nature and your paint.

If new car owners want to keep their finishes looking great, they don’t have to spend a lot of time or money.  Preventative maintenance is the key for your finish, just like it’s under the hood.  All you have to do is wash your vehicle frequently with car care products.  Even just a basic car wash will do a lot to help protect your investment.  After washing, you can spray-on a wax that will boost the shine and extend the intervals between regular wax jobs.

Posted in Auto Warranty

Keeping Track Of Your Teen’s Driving Habits

images-102.jpgTeens are known for making driving mistakes, which unfortunately can result in car accidents. This leaves parents feeling anxious, not knowing if their teen driver is safe. There are numerous devices out there that allow parents to track their teenage drivers.  However, now parents can track their teen right from their own keychain.

Many technologies out there monitor the speed and location of your teenage driver, and some even videotape who’s riding in the car.  However, now there is a Canadian company that is offering a new device called the Lemur Autovision keychain.  For the low price of $99.95, parents are able to track the maximum speed that their teen is driving, as well as excessive braking and distance traveled.  Essentially all that it requires is the installation of a non-GPS based sensor box and the monitor keychain.  This system doesn’t invade a teen’s privacy, but allow parents to discipline children for speeding.  And the best part is that it is tamper proof and protected by a PIN, which lets parents know if there have been attempts to fool the system.

Parents need to take extra precautions to keep their teen drivers safe, which includes purchasing a roadside assistance program, an auto warranty, monitoring teen driving, and setting strict guidelines.  You can never be too careful when it comes to your children.

Posted in Auto Warranty


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