March 21st, 2010 by Hal Moses
Car accidents are always unnerving and happen unexpectedly. An accident leaves motorists feeling shocked and stunned, and often, they don’t know what to do next. Here are some important steps to take in this situation.
First, make sure everyone is OK, and if not place a 911 call. Also, always contact the police and then place a call to your road service program.
Next, call your insurance agent. They can inform you about what information to exchange with the other motorist, and help you survey the scene. Be aware that you shouldn’t admit fault at the scene of the accident, the insurance companies will determine this.
Also, make sure to read the information in your insurance policy, so you file your claim within the specified time limit. Often, if the vehicle damage exceeds $750 you need to file a SR1 form, which can be found on the DMV website of the state that you live in.
It is always scary to be involved in a vehicle accident, but unfortunately it happens to all of us at one point or another. It is essential to know what to do in this instance. To alleviate stress, have all important documents ready, such as your insurance policy and auto warranty.
March 21st, 2010 by Hal Moses
What features can help older drivers stay safe and comfortable on the road and avoid road service calls? The American Automobile Association has the following recommendations to help older drivers.
First, it is helpful to have a steering wheel that tilts and telescopes. This puts the driver 10 inches from the airbag, and also alleviates shoulder and neck pain.
Also helpful are mirrors that allow for wide visibility. This allows older drivers to compensate for a limited range of motion.
Seats that are heated with lumbar support allow relief from an aching back.
Six-way adjustable seats allow drivers who are short to see over the steering wheel, and allow for an easier entrance and exit out of the car.
A car with adjustable foot pedals will allow small drivers to be able to reach pedals while remaining far enough away from the airbag.
Four doors are better than two for older drivers because they are lighter and easier to open and close.
Purchasing the right car for an older driver is important for safety reasons. Keep these things in mind to help your loved one avoid emergency roadside assistance calls. In addition, purchase an auto warranty that will help you avoid unnecessary repair costs.
March 21st, 2010 by Hal Moses
In case your car is dead it is always a good idea to know how to jump-start your car. In addition, make sure you have an auto warranty to cover your car in case of an emergency.
Jump-starting a car is a pretty easy task, which only calls for a few tools. The most important thing you will need is a volunteer. Without a person who will allow you to use their battery, your car will remain dead. Next, you need to have a set of jumper cables. This should be kept in your car at all times in case of emergency. Lastly, it is wise to wear a pair of protective glasses, or at least sunglasses.
To jump-start your car you will need to park the volunteer’s car close to yours. Open both hoods and find the batteries. Next, look for the batteries’ terminals.
Now that you have found the necessary parts, it’s time to go ahead and hook up the two cars. The jumper cables should be hooked positive-to-positive and negative-to-negative. The red cable should be attached to the positive on both batteries, and the black cable should go to the negative. Next, start the car that operates. Let the car run for several minutes to give your battery time to charge.
To finish the process, let the newly charged battery idle for several minutes to ensure a full charge.
Jump-starting your car isn’t difficult, and it can get you off and running. Of course, if your battery doesn’t charge, you might need the assistance of a professional. Make sure you have an auto warranty that will save you from costly repairs.
March 19th, 2010 by Hal Moses
It is very important to maintain a correct tire pressure for the safety of your vehicle, especially when cold weather can cause the air pressure in tires to decrease.
It is estimated that 650 people are killed and 32,000 are injured as a result of car crashes related to problems with tires. However, a recent survey revealed that 84 percent of motorists don’t check the pressure of their tires.
Another issue is that poorly maintained tires can be dangerous, and even leave you on the side of the road. Although you can always call for emergency roadside assistance, there are a few safety tips that drivers should keep in mind to avoid this:
Make sure you don’t overload your tires because overheating can occur. The result of this could be a blowout or a car accident. Your owner’s manual will give you proper loading instructions.
Tires that are under inflated also pose a risk. This occurs naturally and cold weather accelerates the process. In fact, frigid temperatures can cause tires to lose up to two pounds of air in one month. Under inflated tires are actually resistant to rolling. It can feel like you are driving with the parking brake on.
Finally, don’t over inflate tires because it can cause the tread to wear in the center.
Checking your tire pressure regularly can save you from many problems with your vehicle. Of course, you never know when you might get a flat, so just in case, make sure you have a road service program that can assist you in case of an emergency.  In addition, protect yourself with used car warranties.
March 19th, 2010 by Hal Moses
Many drivers don’t know if they should be using regular or synthetic oil in their vehicles. To determine the answer you need to consider the age of your car, it’s mileage, and what is recommended by the carmaker.
Cars that have high mileage and are older usually have engine wear that is excessive, which allows for internal oil leakage. Because synthetic oil is thinner than regular oil it will flow more freely, and therefore it isn’t recommended for these vehicles. By using it your car may experience internal combustion.
Many automakers today recommend synthetic oil for their engines. This is especially true when the car has a high performance engine with high compression, high operating temperatures, and tight engine tolerances. However, if your vehicle still has an auto warranty, you should consult your dealer before switching to synthetic oil.
Synthetic oil is a great idea in the right vehicle, but consult your owner’s manual first. Although synthetic oil will cost you double what regular oil will, it will make your engine last longer, and it lasts longer.
March 19th, 2010 by Hal Moses
Sometimes the hardest part about purchasing a new or used vehicle is getting rid of your present car. There are several options for selling your car. You can trade it in to the dealer, sell your car privately, or donate it to charity. Here are the pros and cons of each of these.
Probably the easiest way to go is to trade in your vehicle. Dealers tend to make the process easy because they want your car. The dealer will assess your car to determine how much it is worth and deduct it from the price of your new car. The pitfall to this is that a trade in value is generally much lower than what you could get for your car privately. However, you can’t beat the convenience.
If you sell your car yourself you will most likely get the most money. However, this can be a lot of work. It will be time consuming to prep your car for sale. Assess your vehicle and determine what you’re willing to pay on minor repairs. Things should be fixed well enough to avoid legal troubles down the road.
Another option for getting rid of your car is to donate it to charity. Some people find this option attractive on principle. If your car is on it’s last leg and might be hard to sell, this is probably the best option for you. After all, who’s going to buy a car that is going to require constant roadside assistance?
Consider the condition of your car to make the best choice about getting rid of your car. Be realistic about how much you will get for your car. And make sure you have a good auto warranty until you sell your car.
March 18th, 2010 by Hal Moses
One tactic that people use to sell a pre-owned car is to detail it until it looks brand new. However, beware, a motor that is steam-cleaned won’t fix a gasket that is blown. This is why it is important to purchase an auto warranty.
Having said that, dealerships that are reputable typically won’t try to sell cars with big issues, for fear that they’ll have to fix them down the road. If you test drive a vehicle that doesn’t make awful noises and feels pretty good, chances are it is fine. Dealers don’t like to sell junky cars.
However, it is still a smart idea to have a trained professional take a look at your vehicle. If the dealer claims the vehicle was inspected by it’s mechanic, request to view the paperwork. If the dealer can’t produce them, make sure an outside technician sees the vehicle.
Also, it is important to check that the car has a clear title and that it hasn’t ever been in a big accident. You can tell the dealer to go on Carfax or AutoCheck to confirm this. Both of these sites have a fee to trace the car identification number for odometer and service registrations, and accidents. However, often dealerships will check the vehicles on their lot free of charge.
Typically, it’s safe to buy a used car from a dealership; however, it never hurts to take these quick steps to ensure you don’t get a lemon. In addition, used car warranties will give you peace of mind in case you need repairs.
March 18th, 2010 by Hal Moses
Well, it is obvious that hybrids are the wave of the future. Motorists are spending a lot of money on maintenance, new car warranties and financing, and need to save on fuel costs. So, is it worth it to buy a hybrid to save money at the gas pump? Let’s take a look.
To see how long it will take you to recoup your premium up-front, we can compare the Toyota Camry Hybrid to a typical Camry. Because of the equipment level of the hybrid, however, it is necessary to compare it to the V-6 Camry LE. The base prices of the cars are only $2,000 apart. The Hybrid is $25,000 and the Camry V6 LE is $23,640.
According to Toyota, the Camry Hybrid gets 33mpg in the city and 34mpg on the highway. The Camry V6, however, gets 21mpg in the city and 31mpg on the highway.
If you were to drive 15,000 miles in a year you will use about 454 gallons. With the V6 LE you will burn approximately 635 gallons in a year. If gas costs $3.20 per gallon, you will have a fuel cost savings of approximately $547 per year. This means that you would recoup the premium up-front that you spent to purchase the hybrid.
In this comparison you can see that in the long run you will end up saving with a hybrid. In addition, you get the satisfaction of doing a service to your planet.
March 18th, 2010 by Hal Moses
Many people believe it is easiest to trade in your current car when buying a new one. However, is trading the right choice for you? There are some advantages and disadvantages to trading.
The big advantage to trading over selling is that you have very little hassle. You don’t have to haggle with buyers and you get rid of your car quickly. However, the fact is that you aren’t going to get as much for your car if you trade it in.
Any used vehicle has a specific retail value. If a dealership is going to sell that vehicle, they will have certain expenses, such as fixing dents and scrapes, cleaning it, and just overhead costs of running their business. Therefore, the dealership has to sell it for a little more than a private owner would.
Since dealers need to make a good profit on used vehicles, they purchase them for less than the retail value. When the dealership takes a trade in vehicle, they are essentially purchasing it from the new car customer, and at a price below the retail value. Essentially, this is called the trade in value.
Although trading in your car is easier than going through the hassle of trying to sell your car privately, you are going to get less money for your vehicle. If you sell your vehicle on your own, you can put the extra money you get towards important things such as an auto warranty and maintenance costs.
March 17th, 2010 by Hal Moses
It can be difficult to decide if you should buy or lease a vehicle. There are more things to consider than just their car budget. Most often, leasing ends up costing less money, but in the long run the motorist has no equity. Consider these important factors when making your decision.
The most obvious thing to consider is the cost. There are four factors to think about. They are the length of the lease, the monthly payments, the restrictions on the mileage, and the down payment. You could end up with large fines if your mileage exceeds the restrictions. In addition, if you keep the lease for over three years, replacing tires and other maintenance costs will be up to you.
You also have to pay close attention to your budget. If you are thinking short term, leases are generally less expensive because of the lack of a down payment and the low monthly costs. However, purchasing a vehicle that you plan on keeping for ten years ends up being less expensive than leasing. This is making the assumption that you have an auto warranty that will save you from paying unnecessary expenses. Motorists who enjoy having a new vehicle every three years would benefit from leasing.
Also, consider if you have any changes coming up in your life. If you are going to be moving far away or beginning a family, leasing is the way to go. This gives you a lot of flexibility.
Consider all of these things to make an educated decision on buying or leasing. Just keep in mind that whenever you buy you want to make sure you are covered by an auto warranty to keep you from paying unnecessary repair expenses.