Auto Warranty

Consumers should consider all of the monthly expenses when choosing a car.  For example, gas costs, insurance, an auto warranty, maintenance, and car payments need to be factored in to the equation. Many Americans need the assistance of an auto loan when purchasing a new car.  In fact, the majority of people in America finance approximately 90 percent of their vehicle purchase.  Here are some important tips in finding a good car loan for you.

First, consider the length of your car loan.  There are long-term and short-term loans.  Long-term loans are primarily used for new cars, where the terms of the loan can go to 84 months.  Loans for used vehicles max out around the 48th month.

To find the right lender, consumers should do some research.  You can get financing through the dealership, a credit union, or bank.  Contacting various financial institutions to compare loan rates and get pre-approved.  Auto dealer financing tends to be the most expensive, but easy to get.

Finally, make sure you find out the terms of the loan.  Ask about the details, such as the interest rate, when payments start, payment amounts, the number of payments, etc.  Also, find out about hidden charges.

Motorists need to consider all of the costs when buying a new car.  This includes new car warranties, sticker price, auto loans, and maintenance costs.  Be an informed buyer to get the best deals.

Probably the car that has had the biggest identity crisis over the years is the Nissan Maxima sedan.  It has been a luxury car, mainstream car, and even a sporty car.  Now, however, the 2009 version of the Nissan Maxima has gone back to its roots.

The new Maxima has been reinvigorated and deserves to be called a four-door version of a sports car.  The Maxima has been downsized in wheelbase, as well as its overall length.

However, some important things haven’t been trimmed down.  For instance, it has a 290 horsepower pumped out by the 3.5 liter VQ V-6 engine.  This is 35 more than last years version.  Also the mileage remains at 19 in the city and 26 on the highway, which is a big achievement.

Although the 2009 Maxima is shorter, it has an added width and track.  This will provide a more stable ride.

Since its debut at the New York Auto show, consumers are looking forward to being able to purchase this vehicle. The draw is the sporty body, and its stability and reliability.  With the addition of an auto warranty, motorists can rest assured that their vehicle is protected. Fans can expect the 2009 Nissan Maxima sporty sedan to hit dealerships by June.

According to Bob Lutz, the Vice Chairman of GM, people are going to have to get with it.  He believes it isn’t acceptable to do business as usual.

Lutz is promoting the latest green technology put out by GM.  However, while claiming that GM will meet the demands of the market, and difficult U.S. regulations for fuel economy, he warns consumers that they are going to have to be prepared to pay.  Not only will consumers be paying the sticker price, maintenance costs, and an auto warranty, they will also be paying for advanced technology.

Lutz suggests that drivers in America will have to pay up to $10,000 more per car to maintain the trucks, cars and crossovers that are available today.  This is because it costs more to manufacture materials that are lighter weight and advanced.

Although there is a great deal of attention being placed on fuel efficiency and global warming, Lutz questions if consumers in the U.S. are really all that serious about technology for higher mileage.  He believes that even though gas prices over the last year were around $3 a gallon, they don’t have a big impact on the average consumer.  It is costing an average commuter an extra $20 to $30 per week in gas.

You may think you’re getting a bargain, but you might be mistaken.  According to Consumer Reports, a car that is inexpensive initially might cost you more in the long run.

People fail to add in additional costs such as, fuel, maintenance, an auto warranty, interest, depreciation, and interest.  After doing the math, you may find that owning the car may cost a lot more than you thought.  For example, a Mitsubishi Lancer at $17,500 is $5,000 less than the Mini Cooper.  However, if you look at owning the vehicle for five years, you will actually be paying $3,000 more for the Mitsubishi.

Consumer Reports says that the average new vehicle will depreciate in value 65 percent over the course of five years.  Just a few of these percentage points are significant for the owner of a car.  In addition, cost in fuel varies widely among vehicles.  Repairs and maintenance will add up to around 4 percent of ownership costs.

Motorists can protect themselves by considering all of the expenses that they will endure owning a vehicle and purchasing an auto warranty.  This will allow drivers to have peace of mind.

Consumers are buying sedans more than ever.  They want to rely on their cars with the addition of an auto warranty and feel peace of mind.  This year Acura is taking note. In fact, Acura debuted three sedans at the New York Auto Show.  One of these is the Acura TSX, which is quite impressive.

The Acura TSX is a sedan that is very sporty, and it might surprise people who assume that entry-level means basic and stripped.  The TSX is loaded with numerous features, such as Bluetooth capabilities and leather seats.

The latest model of the Acura TSX would be familiar to aficionados, however it is larger in practically every way.  This includes width, track, length and wheelbase.  This provides for a ride that is more stable and comfortable.

Although the look of the Acura TSX is familiar, it has a new design element that is distinct.  Its grill that is almost shield-like is a love or hate feature.  It is displayed best with the body color being light.  The longer vehicle provides Acura lovers a ride that feels sporty and aggressive.

All in all, the 2009 Acura TSX is a success.  Consumers can look for this vehicle in showrooms in the near future.  Motorists can rest assured that this is a solid car that will provide the comfort and safety that they need.  As with any car, an auto warranty is recommended to ensure that your vehicle is protected in case of breakdowns.

Regulators for California’s air-quality are retreating from their previous goal of seeing electric vehicles in the thousands on roads.

According to a staff report, it is recommended that the board reduce the number of electric cars required for automakers to put up for sale.  Instead, the focus is to be placed on hybrids that are less expensive.  This allows consumers to put their money towards an auto warranty and maintenance, and not waste money on gas. This would still make a dramatic cut in pollution, and it would save $2 billion for the auto industry through year 2017.

Regulators are only asking for 27,500 vehicles to be introduced that are no-emission between the years 2012-2017.  In comparison, the existing mandate called for 75,000.

As the vote comes nearer, Governor Arnold Schwarzenegger might give a nudge on the numbers.  The governor has been a big promoter of hydrogen vehicles with zero-emissions, and wants to set a fast pace to reduce the reliance on gasoline in California.

It seems to be the right time for a shift.  With gas prices at $4 per gallon, consumers have demonstrated that they are willing to pay for hybrid cars.  Motorists don’t want to pay the high has prices, so they can put their money towards an auto warranty and maintenance.  California may be setting a hybrid trend for the entire country.

Anyone who has held on to a Babe Ruth rookie card knows the rewards of purchasing an item that is a classic.  It retains its value and will provide a return that is significant.  Whether it is a painting, antique, or automobile, people are finding that the high quality of classics are twice as nice.

An example of this is a high-performance vehicle, such as Mercedes-Benz.  In fact, 74% of all of the Mercedes vehicles sold are still on the road today.  This is a great testament to the quality and value of these cars.

Finding a classic car isn’t necessarily about purchasing something brand new.  If you’re looking for a used vehicle, the brands that are the best known are the ones that will be reliable. With an auto warranty, you can rest assured that these classics will keep on going.

Of course, finding a pre-owned vehicle of quality can be tricky, so do your homework to ensure that you make a wise choice.  You can find important information on the Internet, such as blue book prices at kbb.com or history reports at carfax.com.  Also, you should look on the web for prices on an auto warranty and auto loans.

The best way to annoy a BMW executive is to ask about the new Mini station wagon.  In other words, the Mini Cooper Clubman.

Today, in the car business, the station wagon conjures up negative imagery.  It is the opposite idea that BMW wants associated with the Mini.

But if you really look at the Mini Clubman, it looks like a winner.  It can be considered a station wagon, but it is a fantastic one.

The Clubman has a smooth, clean design, is fuel-efficient, has innovative doors, and has plenty of room for luggage and rear passengers.

The mini is a big success story for BMW. When it was launched in 2001, BMW was hoping to sell 150,000 a year.  This year it is projected that 240,000 Minis will sell, with the help of the Clubman.

Consumers want to purchase realistic cars that are fuel-efficient.  BMW has delivered.  Motorists can buy this car with the addition of an auto warranty and rest assured that they made a wise purchase.

Some people claim that the worst investment a person can make is a vehicle. And because the value of a car plunges in the thousands within the first year, many motorists are deciding to buy used vehicles.

Consumer Reports has put cars through rigorous testing to determine the cars that are the most efficient and reliable.

The top-rated cars are manufactured from Japanese automakers. These are Toyota, Honda and Subaru. These cars are excellent and retain their value.

Toyota’s cars at the top of the list are the Highlander, Rav-4, and Corolla. Also, the Lincoln Town Car and the Buick Lacrosse are rated high.

On the top of the worst list is the Nissan Armada SUV. Consumer Reports feel it isn’t reliable in the long run. Also, it is pricey just to fill it up.

Other cars on the worst list are the Pontiac G6, Chevy Blazer, Saturn Relay, Buick Rendevous, and Volkswagen Touareg.

When buying any used car, motorists need to purchase an auto warranty to ensure that they don’t have to pay unnecessary repair costs. Although lists help buyers make informed decisions, they don’t make any guarantees.

Sometimes you can find great prices on a new vehicle, however, make sure you understand everything about the offers. Often there are exclusions, restrictions, or limitations that you need to understand.

Many car advertisements feature the big numbers in very large print, and scrunch down the unappealing information to mini print. There are several things that buyers need to look for.

Some offers are only available in certain states. Incentives are often regional, so they are only available to people within a specific area. If you cross the state line you might be paying $1,500 more.

Some deals on financing rely on the buyer paying a pre-determined down payment in cash. If you don’t provide the down payment you might have to pay a finance rate that is high.

Often times new car deals are only available if you buy before a specific date. This can make consumers feel pressure to make a fast decision, or buy a car off the lot that may not have everything they want.

There are many good deals to be had out there, but make sure you understand the small print. As a consumer you need to protect yourself by doing your homework and purchasing an auto warranty. After all, you don’t want to pay unnecessary repair costs if your new car needs service.