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Car Financing Deals Vary From One Dealer To The Next

images-36.jpgCredit is a key factor when an auto shopper is trying to figure out how much they will pay for a car.  However, according to experts, people should look at various dealers to compare special financing deals.  This is as important as shopping around for a car type.

It is important to request a copy of your credit report and score through a credit agency.  This will give you a better idea of what you will be dealing with when you talk about financing.

There are web-based tools that you can look to for help.  For example, AutoTrader.com is a website for classifieds that actually has a credit center for people looking to buy a car with bad credit.  And while other websites of a similar nature require the consumer to disclose personal and confidential information, the credit center only asks general questions to give the shopper privacy.

After you fill out the questionnaire, you will get a credit level that is estimated excellent, good or fair.  Next, you can do a search among car dealers in your area that can help you with your specific financing needs.

The key is to be prepared when you walk into the dealership.  Websites are a great way to arm you with knowledge.  You can learn all about car prices, credit scores, and prices on an auto warranty.  You want to do your homework so that you can get the best deal you can on the car itself, financing and new car warranties.

Posted in Auto Warranty

Commuters Are Finding Themselves Experiencing Rush Hour Breakdowns

images-35.jpgAccording to research, more commuters than ever are experiencing rush hour breakdowns.  These breakdowns occur between 7-9 am and are leaving employees and carpool moms stranded.  Motorists should have a roadside assistance program to protect themselves in this case.

Breakdowns leave drivers stranded and expose them to road dangers.  In a recent survey of motorists who have had a breakdown in the last two years, 15% had children in the car, 20% were in a situation that they felt wasn’t safe to leave their car, and 5% had a passenger who was elderly.  Also, 30% of the women surveyed felt stressed about finding help.

The survey also revealed that there are five main locations for vehicles to breakdown.  The first location is at home.  This means that drivers aren’t even getting out of their driveways.  The second and third locations are on the way to work, and when going to visit family and friends.  The fourth typical breakdown spot is at shops, and work comes in fifth.

To avoid dangerous breakdown situations, make sure you have a roadside assistance program.  Road service will keep you from waiting a long time.  Also, emergency roadside assistance will allow you to get back on the road faster.  In addition, you should always protect yourself with an auto warranty.

Posted in Auto Warranty

Why Children Under 13 Need To Ride In The Back

images-32.jpgWhat is magic about the age 13 that makes it OK for children to finally ride in the front seat of the car?  Are they finally big enough to withstand the impact of an airbag?  Are they at the age where they can behave in the front seat?

Part of the problem is behavior.  When kids mess with the radio, and play around, they usually aren’t in a proper position when an airbag deploys.  In injuries and deaths, the proximity to the airbag in the front is a huge issue; in addition, proper positioning in the seat is a factor.  By 13, kids are more able to sit still and behave.

Around the ages 11 and 12, children are also bigger physically.  This is an issue because it is hard for children to have their backs against the seatback if their feet don’t touch the floor.  This means that they scrunch down putting them in a bad position for airbag deployment.

Kids under 13, need to ride in the back seat for their safety.  It isn’t worth it to put your child in the front and have them injured by an airbag.  Parents are concerned with many things such as an auto warranty, auto loans, and maintenance, but most important is the safety of their children.

Posted in Auto Warranty

Chemical Dangers That New Cars Pose

images-31.jpgMany people claim to love the smell of a new car.  However, the chemicals that gives cars that new smell may be harmful and have been known to cause long-term health issues.  However, consumers now have a guide that will aid them in figuring out the cars that are the safest.

An advocacy group in Michigan, called The Ecology Center, recently published a guide about toxic chemicals in vehicles and child seats on Tuesday.

The report deals with harmful substances, such as chlorine, bromine, heavy metals and lead.  The Ecology Center got samples of parts that people touch the most, such as center consoles, steering wheels, and seat fronts.

The investigation determined that there are top healthier cars from Smart, Acura, BMW, Chevrolet, Toyota and Honda.  Some cars that created high concern were by Suzuki, Mitsubishi, VW, BMW, Mazda, Lincoln, Audi, Mercedes, BMW and Kia.

Consumers are becoming more and more concerned with car safety issues.  They are taking precautions, such as doing research on new cars, and purchasing cars with added safety features, and an auto warranty.

Posted in Auto Warranty

Why People Are Drawn To Certified Pre-Owned Cars

images-30.jpgHere’s a question for car shoppers:  What has the low sticker price of a pre-owned vehicle with the auto warranty and reliability of a new vehicle?  The answer is a certified pre-owned vehicle.

CPO is a term that the auto industry uses to describe used vehicles with low-mileage that are late models.  These vehicles have passed a rigorous inspection and therefore have a factory auto warranty to back them up.  CPOs are typically in much better shape than a regular used vehicle and come with a regular maintenance schedule that a consumer can verify through Carfax.

Most certified pre-owned programs are offered with an auto warranty, inspection, as well as a return option if you end up not liking the vehicle.  However, what consumers end up receiving for the extra money they spend on a CPO car varies a lot.  For example, Lexus gives a 100,000 total vehicle; 3 year limited warranty on its COO vehicles.  However, Chrysler offers an inspection along with a return policy, yet only offers a 3,000-mile, 3 month limited auto warranty.

Customers need to ensure that they receive an extension of the auto warranty offered by the factory, which will give them the same service of a new car owner.

Posted in Auto Warranty

Buy A Safe Car For Your Teen Driver

images-29.jpgWhen buying a car for a teen driver it is important to consider safety and reliability.  After all, teens don’t have a lot of experience.  When car shopping for a young driver, cars should be considered that have good crash-test results and advanced safety features.  This will hopefully keep your teen from avoiding roadside assistance calls.

For the most part big, heavy vehicles perform the best in crash tests.  However, large cars can be hard to handle and often have lousy fuel economy.  SUVs and large pickup trucks aren’t recommended for teens because they are more prone to roll over in an accident than other cars.

The best bet for teens is a mid-size sedan with good safety and crash ratings.  Some cars that have these features are the Honda Civic, Toyota Corolla, Hyundai Sonata, Ford Focus, Mazda 3, Acura RSX and Subaru Impreza.

The best thing to do when buying a car for a teenager is to get the newest model possible that is reliable.  Consult the Insurance Institute for Highway Safety to see crash results for cars that you are considering.  These simple considerations will keep your teen from needing emergency roadside assistance.  In addition, purchase an auto warranty to protect teen drivers.

Posted in Auto Warranty

How Do Used Car Dealers Sell Cars?

images-26.jpgOne trick that people use to sell a used car is to detail it until it looks brand new.  However, beware, a motor that is steam-cleaned won’t fix a gasket that is blown.  This is why it is important to purchase an auto warranty.

Having said that, dealers that are reputable typically won’t try to sell vehicles with big issues, for fear that they’ll have to fix them down the road.  If you test drive a vehicle that doesn’t make awful noises and feels pretty good, chances are it is fine.  Dealers don’t like to sell junky cars.

In any case, it is still a smart idea to have a trained professional take a look at your vehicle.  If the dealer claims the vehicle was inspected by it’s mechanic, request to view the paperwork.  If the dealer can’t produce them, make sure an outside technician sees the vehicle.

Also important, is to check that the car has a clear title and that it hasn’t ever been in a big accident.  You can tell the dealer to go on Carfax or AutoCheck to confirm this.  Both of these sites have a fee to trace the car identification number for odometer and service registrations, and accidents.  However, often dealerships will check the vehicles on their lot free of charge.

Typically, it is safe to buy a used car from a dealership; however, it never hurts to take these quick steps to ensure you don’t get a lemon.  In addition, used car warranties will give you peace of mind in case you need repairs.

Posted in Auto Warranty

Beware Of Drunk Drivers This Thanksgiving Holiday

images-24.jpgUnfortunately, drunk driving is a common practice that is responsible for thousands of car accidents and calls for emergency roadside assistance every year.  Ideally, motorists should take responsibility and not get behind the wheel after drinking, but this doesn’t always happen.

Toyota has taken this matter seriously.  Currently, they are in the process of developing a system for vehicles in which cars are able to detect if a driver is drunk.  If the vehicle detects that the motorist is trying to drive while intoxicated it will shut down the car automatically.

Vehicles that have this detection system will have sweat sensors on the steering wheel, which detect abnormal alcohol levels in a person’s bloodstream.  The car won’t even start if there are high alcohol levels in the driver.

This system will also become affective if abnormal steering is detected, or if a camera determines that the pupils of the driver’s eyes aren’t focused.  The vehicle will then slowly come to a stop.

Nissan Motor has also experimented with devices similar to breathalyzers that can detect drunken drivers.  Other technologies that are similar, like alcohol ignition interlocks, are already being used in the U.S. and other countries.

Toyota and Nissan have taken a step in the right direction.  Hopefully, these new car safety features will cut down on auto accidents and road service calls.  In addition, drivers need to protect themselves with an auto warranty.

Posted in Auto Warranty

Finding The Pickup Truck That Suits You

images-20.jpgWhy would someone want to buy a pickup?  They offer the most flexibility in carrying cargo.  In addition, pickups have large payload facilities and the ability to tow.  Trucks with four door cabs allow seating for five, which makes them a good family vehicle.  In addition to an auto warranty, what other considerations do you need?  Here’s a list.

Consider whether you need compact or full-sized.  They offer different towing capacities and engines in addition to being different sizes.  Compact pickups are more fuel-efficient, easier to park, and cost less.  Full-sized pickups offer more room inside and out, have stronger engines, and have greater towing capabilities.

Bed lengths vary.  Beds range from 8 feet to 4 feet.  The longer the bed, the more difficult it is to maneuver.  Some compact trucks have a bed extender that flips out, which allows for carrying cargo that is longer.

Engines and transmissions can accommodate different needs.  For compact trucks, the base engine is a four-cylinder, which offers fuel-efficiency.  Five or six cylinder engines are optional, giving more power.  A V6 is the base engine for a full-sized truck.  For heavy towing and hauling consider a V8, V10, and diesel.

Pickups come in many sizes, with many options. Determine your use for a truck and pick the best option for you.  Doing your homework on such things as truck options, an auto warranty and insurance will save you money and time down the road.

Posted in Auto Warranty

New And Improved Diesel Engines

images-19.jpgA diesel engine used to bring about a wince from people who associated diesels with engine noise, a not so pleasant smell, and blue smoke coming out of the tailpipe.  However, things are changing.  Diesel engines will soon elicit a positive response.

The new generation of diesels is considered clean.  They use a very low sulfur diesel fuel that was made available in the United States in 2006.  It is predicted by experts that diesel sales are going to increase approximately 300% within 10 years.  One of the reasons for this is that diesel engines have around 20%-40% better fuel-efficiency than engines powered by gasoline.

The Clean Diesel Fuel Alliance claims that using ultra low sulfur fuel in these new and improved diesel engines will cause air quality to improve greatly.  The yearly reductions in emissions will be the same as taking away the pollution from over 90% of the buses and trucks today.  This is when the fleet of heavy-duty vehicles has been replaced by 2030.

It may take time to change people’s ideas about diesel engines, but people will begin to realize the benefits.  Not only will they make our air cleaner, they will save people at the gas pump.  However, as with any car, it is necessary to buy an auto warranty so you are covered in case of failure.

Posted in Auto Warranty


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