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Why Keeping Your Current Vehicle May Be Better Than Buying New

images-102.jpgIt can be overwhelming to purchase a new vehicle, but keeping a vehicle can be worse.  Television ads are enticing and make it difficult for car shoppers to resist a new vehicle.  However, with the economy being difficult, it pays to not give into temptation.

In the U.S. motorists find it hard to drive the same vehicle for more than five years.  However, an auto warranty on your current vehicle, and some common sense tips can help you avoid an unnecessary purchase.

If your current vehicle is Japanese you are in business.  For example, the Honda Civic will run forever.  You may get a little rust on it, but it will never die.  And although cruising in a ’92 Toyota Tercel might not get you a hot date, it offers you great reliability.

Next, it is important to do your research.  This can actually prevent you from purchasing a vehicle.  It is easy to become overwhelmed with all of the options available in your price range.  And if you don’t have an auto warranty on your current car, research used car warranties.

Lastly, focusing on a specific make and model is good, especially if it hasn’t been made for over a decade.  There are slim odds that you will find the vehicle on the market with under 300,000 miles.

So, what happens if you still want that new vehicle after researching for weeks?  What if your old Tercel is steering toward the dealership?  Just keep in mind that a new car’s value will drop as soon as it pulls out of the dealership.  Holding onto your clunker will save you a lot of money in the end.

Posted in Auto Warranty

Is It Time For You To Replace Your Alternator?

images-161.jpgWhen thinking of the engine, most people don’t consider how important the alternator is.  In fact, the alternator is indispensable because the engine won’t run without it.  The alternator is the source where the power train derives power.

Alternators were created in order to convert mechanical energy into a current that is alternating.  In order to do this the engine belt drives the alternator shaft.  Doing this allows electricity to be produced from the mechanical energy of the machines.  Then, the power becomes channeled.  The electricity produced recharges the battery and powers the electrical system of the vehicle.

If you need to replace your alternator you will discover that some contain more amps and some are definitely more costly. However, an auto warranty will give you peace of mind with any vehicle repairs.

Whatever car you have, make sure you can see the bolts.  Many times, other parts have to be removed to have access to the bolts.  Before you remove your alternator, take note of the way it’s connected.  Then, mark its location so you know where to connect it.  Afterward, start to unplug the wires that connect to the alternator.  Finally, take off the bolts and remove the alternator.

Without the alternator, the engine can’t function.  If you can’t replace it yourself, find a professional to take care of it.  Whatever you decide, make sure you have an auto warranty to save you from costly repairs.  After all, you never know when you will need to replace a part on your vehicle.

Posted in Auto Warranty

Will Poor Credit Keep You From Buying A Car?

images-14.jpgWhen determining the amount of money you can pay for a vehicle you must consider your credit.  Yet, experts say that consumers should shop around at various dealers to make comparisons on special deals on financing.

To help with your car shopping experience, request a copy of your credit report by going through a credit agency.  This will give you knowledge when it comes time to talk to a dealer about your financing.

You can look at some web-based tools for help.  For instance, go to AutoTrader.com to find a credit center designed for people trying to purchase a car with poor credit.  This is one of the few websites that doesn’t require personal, confidential information.  In fact, you are only asked general questions that allow you to have privacy.

After filling out the questionnaire you will receive a credit level of excellent, good, or fair.  Then, you can search the car dealerships in your area that will be able to help you with your needs in regards to financing.

Look to websites to prepare you with information that will help you when you go to the dealership.  You can learn about the prices of cars, credit scores, and an auto warranty.  This will allow you to get the best deal possible.

Posted in Auto Warranty

Ways To Protect Yourself When Buying A Used Vehicle

images-131.jpgOne trick that people use to sell a used car is to detail it until it looks brand new.  However, beware, a motor that is steam-cleaned won’t fix a gasket that is blown.  This is why it is important to purchase an auto warranty.

Having said that, dealers that are reputable typically won’t try to sell vehicles with big issues, for fear that they’ll have to fix them down the road.  If you test drive a vehicle that doesn’t make awful noises and feels pretty good, chances are it is fine.  Dealers don’t like to sell junky cars.

In any case, it is still a smart idea to have a trained professional take a look at your vehicle.  If the dealer claims the vehicle was inspected by it’s mechanic, request to view the paperwork.  If the dealer can’t produce them, make sure an outside technician sees the vehicle.

Also important, is to check that the car has a clear title and that it hasn’t ever been in a big accident.  You can tell the dealer to go on Carfax or AutoCheck to confirm this.  Both of these sites have a fee to trace the car identification number for odometer and service registrations, and accidents.  However, often dealerships will check the vehicles on their lot free of charge.

Typically, it is safe to buy a used car from a dealership; however, it never hurts to take these quick steps to ensure you don’t get a lemon.  In addition, used car warranties will give you peace of mind in case you need repairs.

Posted in Auto Warranty

How To Bring Down The Cost Of Your Teen’s Car Insurance

images-101.jpgTeenage drivers add a significant amount of cost to a family’s auto insurance.  This is because insurance is based on the likelihood of a driver getting into a car crash.  According to statistics, young drivers who are inexperienced account for a large amount of auto accidents. This is why they require a road service program and a good auto warranty. So, what can parents do to eliminate some of the cost?  Here are some tips.

First of all, make an effort to qualify for as many discounts as you can.  You might be able to classify your teenager as a driver who is “occasional”, instead of a primary one.

Next, ensure that your teen has taken a driver’s education class.  This can qualify them for an insurance discount.  Also, having them take a defensive driving class might reduce premiums.

Avoid buying a high performance, sporty car that your teen might get into trouble with.  Insurers frown upon these vehicles.

Finally, if your adolescent goes away for college without taking the car, it is likely that you can drop them from your insurance policy.

These simple tips will save you money on insurance and save your teen from calling for emergency roadside assistance.  In addition, invest in used car warranties to avoid unnecessary repair costs. It is a win, win situation for everyone.

Posted in Auto Warranty

Don’t Buy A Car That Has Had Water Damage

images-29.jpgIt is a huge disappointment to buy a vehicle just to find out that it literally has an ocean of problems.

Unfortunately, there are a large number of vehicles on the market within the last five years that have experienced flooding, rain or hurricanes.  In fact, the number of cars has doubled.  In certain states it has been reported that there has been an increase of six times more cars damaged by water than five years ago.

Many times, cars with water damage are moved from flooding regions to areas that are less suspicious.  The cars are then back on the used car market, often disguised and rebuilt.

It can be difficult for consumers to be able to recognize if a vehicle has experienced water damage, and yet the car will literally rot inside and out.  In addition, the mechanical systems of a vehicle can be threatened or ruined without any visible signs on the exterior of the car.

Sales this year are predicted to reach around 45 million this year, so motorists should be on alert for water damage.  In addition, purchasing an auto warranty is a smart idea to protect your wallet in case of unforeseen repairs down the road.

Posted in Auto Warranty

A Keychain That Allows You To Keep Track Of Your Teen Driver

images-28.jpgTeens are known for making driving mistakes, which unfortunately can result in car accidents. This leaves parents feeling anxious, not knowing if their teen driver is safe. There are numerous devices out there that allow parents to track their teenage drivers.  However, now parents can track their teen right from their own keychain.

Many technologies out there monitor the speed and location of your teenage driver, and some even videotape who’s riding in the car.  However, now there is a Canadian company that is offering a new device called the Lemur Autovision keychain.  For the low price of $99.95, parents are able to track the maximum speed that their teen is driving, as well as excessive braking and distance traveled.  Essentially all that it requires is the installation of a non-GPS based sensor box and the monitor keychain.  This system doesn’t invade a teen’s privacy, but allow parents to discipline children for speeding.  And the best part is that it is tamper proof and protected by a PIN, which lets parents know if there have been attempts to fool the system.

Parents need to take extra precautions to keep their teen drivers safe, which includes purchasing a roadside assistance program, a good auto warranty, and monitoring teen driving, and setting strict guidelines.  You can never be too careful when it comes to your children.

Posted in Auto Warranty

Avoid Expensive Repairs Down The Road

images-25.jpgMany motorists don’t realize that a little bit of routine maintenance can keep you free of expensive car repairs.  And most maintenance takes no more time than refilling the fluid for your windshield wipers.  Here are a few tips to help keep drivers safe and free of trouble.

Make sure to change your oil every 3,000 to 5,000 miles.  However, you should check your oil at least once a month.  You want the oil line on your dipstick to be between the marker lines.  If the oil looks dirty or black, it is time to have it changed.

If you’re having trouble shifting gears you are probably having transmission problems.  Check the level of the transmission fluid to determine if it is low.  Low transmission fluid could indicate a leak.  You should refill it with the lubricant your car recommends.  If you see leaking on your driveway take your car to a mechanic.

Also, check your coolant levels.  You should have your radiator flushed every two years and change your coolant.  In addition, make sure your radiator is corrosion free.

Finally, check your tire pressure every two weeks.  Consult your owner’s manual for the correct pressure, and fill your tires accordingly.  Remember, both overinflation and underinflation affect safety and fuel efficiency, so it is important to maintain tire pressure.

These simple maintenance tips can keep you from having major, costly repairs.  However, it is important to purchase an auto warranty because you don’t want to be faced with unnecessary expenses down the road.

Posted in Auto Warranty

Make An Accurate Assessment Of Your Car When Selling

images-23.jpgIf you’re planning to put your car up for sale you need to be able to assess it properly.  It can be difficult for people to see their car the way that other people do, because you have made a special connection with it.  However, following these tips will help you evaluate your car objectively.

Some vehicle owners deceive themselves into thinking that their vehicle has a greater worth than it really does.  People see their cars as being in excellent condition, even when there is obvious wear and tear.  Even when people purchase an auto warranty in order to maintain their vehicles, they need to realize that their car isn’t fresh like when they bought it new.  Just remember that your vehicle’s condition is the most important thing to buyers, so assess it accurately.

When talking to potential buyers it is best to disclose all information about your vehicles true condition.  Usually, you don’t need to take your car to a body shop to get it looking perfect.  People realize that they are getting a used vehicle and often don’t want to spend the extra money on a perfect car body.  The most affective thing that you can do is to have your car washed and waxed, which is equivalent to the curb appeal of a house.  This will allow your old gem to look its best, without costing you an arm and a leg.

When trying to sell your vehicle, make sure to assess it honestly.  You don’t want to hold out for a lot of money if you are never going to get it.

Posted in Auto Warranty

Consider More Than Sticker Price When Buying A Car

images-22.jpgMost people don’t realize that a less-expensive vehicle can end up costing you more over time than a more-expensive vehicle.

For example, a Mitsubishi Lancer costs approximately $17,500.  This is $5,000 less than the sticker price of a Mini Cooper Clubman.  However, when you factor in ownership costs of each vehicle, the Mitsubishi Lancer will cost approximately $3,000 more for five years.  Also, a Toyota Highlander is $3,000 more to buy than a Ford Explorer V6, yet the Ford would cost you $6,500 more over five years.

People should consider the sticker price when purchasing a vehicle, but that’s not all.  Consumers also need to take into account how much a car will cost them with ownership.  For example, people should factor in depreciation, auto loans, an auto warranty, insurance, fuel costs, sales tax, repair costs, and maintenance.

Posted in Auto Warranty


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