New Car Warranties

The National Association of Insurance Commissioners recently performed a study to determine what the best and worst states are in the country for auto insurance.  According to the study, you are paying the highest insurance premiums if you live in the Northeast.

New Jersey proved to be the most expensive state.  On average, premiums in New Jersey are over $1,300 yearly.  The capital of our nation, Washington D.C. was the second highest, with average yearly premiums of $1,185.  New York was third highest with $1,110 being the average premium.

Revealed in the study was that urban driving, high salaries, and a lot of traffic are responsible for elevated costs in those states.  In addition, liability insurance premium costs are higher in the Northeast.

Midwestern and Northern states proved to have the lowest insurance premium costs.  The overall lowest was Idaho with costs at $530 per year.  The next lowest was Maine at $560 a year, and North Dakota was $570 per year.

According to this study, your location is a key factor in determining your car insurance costs.  Today, consumers are paying more than they ever have for their vehicles.  These costs include insurance, new car warranties, and maintenance costs.

The DuPont Global Color Popularity Report found that White and White Pearl are the favorite car color choices in America, with 16% and 4% of the market share.  This is the second year in a row that white has been the #1 choice.

Black and silver tied for second place at 17% each.

Trends for North America also highlight the trend for global convergence.  This means that the colors that Americans like the best are similar to the ones that motorists in Russia and Brazil like, and vice versa.

Leading in Europe, however, is black, and silver takes the lead in the Russian car market.  Asia likes silver cars the best and India likes white.

According to the report, blue is now the “new green” when thinking of cars that represent the “preservation of nature.”

At this point it doesn’t really matter what color cars people are buying, as long as they are purchasing new cars with new car warranties.  Unfortunately, this year many people chose to hold onto their current cars and buy used car warranties.

Tribal has launched a new site that provides customers with a true life-like car shopping experience without ever leaving their homes.  Volkswagen.co.uk allows people to virtually sit in and walk around new cars.  Tribal created this web site because customers often feel that buying a new car can be confusing.

Research shows that people who want to purchase a new vehicle do most of their research on the Internet.  This means that trips to showrooms are cut in half.  Volkswagen responded to this by giving buyers a virtual experience from the comfort of their own homes.

The site features a car configurator that is very sophisticated.  It has 3D models of the new Volkswagen range.  Visitors are able to change every option that alters the appearance of the vehicle.  This lets people create the car of their choice.

In the future, people who visit the site will have the ability to book test drives by accessing the booking systems of retailers.  In addition, they will be able to see the availability of models at specific retailers.

Volkswagen has responded to customers needs by allowing people to shop for a vehicle from the comfort of their own homes.  Also convenient, is that customers can purchase new car warranties online from a wide range of providers.  An auto warranty is a smart way to protect your new investment.

Luckily, as of now, not all of the economic news is tragic.

According to economists from Comerica Bank, vehicles have currently become more affordable than has been seen in 28 years.  So, the last time vehicle shoppers’ purchases made up this small of a piece of his or her income, fuel prices were higher than ever and comedians were telling jokes about how old presidential candidates were.

Comerica says that the average cost of a light vehicle currently is $27,704, including new car warranties, and the average amount of money that people spent on a vehicle fell $700 this quarter, to approximately $23,900.  Motorists have been keeping their payments down by stretching out how much time they will take to pay it off, which is currently more than 62 months.

Incentives have started the trend, which continue to get better as dealers try to get rid of inventory (they especially look appealing if you want to purchase an SUV or truck), but for the most part, motorists have just begun to want less-expensive models.

Automakers have been redesigning vehicles so that they are stronger than ever.  They have achieved this by using lightweight materials, allowing cars to be more fuel-efficient. This technology makes vehicles more durable, cutting down on road service calls.  Also, it is saving numerous lives.

The only disadvantage to these new, stronger materials is that rescue workers are having a difficult time cutting into vehicles that are mangled from wrecks.

According to experts and rescue officials around the nation, vehicles designed with safety measures, such as reinforced steel, are creating a challenge for rescue workers to get motorists out of cars.

One answer to this problem is investing in rescue equipment that is better.  Heavy-duty cutters are necessary to release motorists.  A cutter such as this from Hurst costs approximately $25,000.

The National Highway Traffic Safety Administration says it is well worth the tradeoff of tougher cars because many lives are saved.  In fact, the rate of fatalities for passenger cars is lower than it has ever been in history.  Consumers are becoming more concerned with car safety features and are protecting themselves by purchasing new car warranties.

Do you find that you are apprehensive about negotiating with an auto dealer?  Shopping for a vehicle doesn’t have to be nerve-racking, however, you need to be aware of a few things that you shouldn’t say to a dealer.

First, you shouldn’t start talking about monthly payments, instead focus on negotiating the purchase price.  It can become confusing when you’re discussing monthly payments because it might be unclear whether the payment is for 24 or 36 months.

Don’t tell the dealer right away if you’re willing to trade-in your car.  If the dealer is aware of this he will know that you want to get as much money for your car as possible.  The dealer might agree to give you a lot for your trade-in, but usually it’s a smokescreen because then they will fix the price of the new car.

Don’t tell the dealer if you’re planning on paying for the car in cash.  They count on making a lot of money in financing, and if they know that they won’t be able to count on that money, chances are they won’t negotiate on the sticker price.

Do your homework before showing up at a dealership.  Be prepared with information about new car warranties, financing, and vehicle prices.  This will help you negotiate a successful deal on a car.

Billions of dollars are spent by automakers to build awareness about their cars and promote them.  However, marketing is not the only thing that shapes a consumer’s perception of cars.

Consumer Reports National Research Center conducted an Auto Pulse survey, which found that Toyota and Honda automobiles came in first and second place over all the other car brands.  In addition, those vehicles have performed well consistently, and usually rank in the top of their classes.  Toyota and Honda have also been found to be the most reliable over the years.

In this survey, consumers had to rank vehicle brands in seven different areas.  These included quality, safety, value, environmental friendliness, performance, technological innovation and design.  The survey also showed the factors that consumers consider to be the most important when purchasing a car.

According to this survey, motorists that value reliability and want to avoid calling their road service program should look to Toyota and Honda.  They have shown consistent reliability and consumer satisfaction.  However, with any new car it is important to have new car warranties.

The new Mazda Kazamai is highly impressive with its wildly futuristic style.  A turbocharged four-cylinder engine that Mazda will also use in production models as soon as 2011, powers the car.

The engine is based on the one in the CX-7 crossover; however, Mazda claims this one will improve mileage up to 30%.  A four-wheel drive CX-7 currently gets 17/23 mpg, which means a 30% increase would bring those figures to 22/30 mpg.  This is better, in terms of highway mileage, than any other SUV that is a non-hybrid on the market.  Also, the CX-7’s current engine is a ton of fun to drive.  It is expected that this new turbo engine, and a next generation six-speed transmission will make it to other models, such as the new Mazda 6 and maybe a future edition of the Mazdaspeed3 performance hatchback.

This move is following a trend that has been seen before, where it is possible to add existing technology, such as turbocharging, to gas engines in order to greatly increase mileage.  Increasing mileage by 30% in three years is very impressive.  Mazda is listening to consumer demands for more fuel-efficient vehicles with new car warranties and roadside assistance.  Their turbocharged four-cylinder engine will be utilized in many vehicles.

For all of you people out there who are fans of the Patriots- the vehicle, not team-here are some additional reasons that you should love your crossover.  In an omission that is rare, the Insurance Institute for Highway Safety decided to revise the frontal crash-test rating of the 2008 Jeep Patriot to Good, which is the highest rating that is acceptable.  Russ Rader, who is a IIHS spokesman, claimed that there was a missing wire in a crash-test dummy’s leg that caused the Patriot to get an Acceptable rating, but when the wire was in the correct place, the Patriot received an improved rating of Good.

The side crash-test rating for the 2008 Patriot was also Good with the optional side curtain airbags.  These airbags are now standard for the 2009 model.  Ratings for rear crash-tests were only Acceptable, which is why the Patriot didn’t become the Top Safety Pick.

Consumers are becoming more and more concerned with automobile safety.  They are protecting themselves by purchasing new car warranties, and researching car safety features and crash test results.

It isn’t surprising that Ford’s aiming the new 2010 Mercury Milan and Ford Fusion hybrids straight at the Toyota Camry Hybrid, but what is attention getting is Ford claiming that its sedan hybrids will outdo the city mileage of the Camry Hybrid by 5 mpg.  That would make the Milan and Fusion hybrids’ rating at 38 mpg.  Although there wasn’t a number provided for highway mileage, Ford claims that it beats the Camry Hybrid in this area as well.  The Camry Hybrid currently gets 34 mpg/highway.

The Milan and Fusion hybrids will be the first hybrid technology use, besides the Ford Escape, Mazda Tribute and Mercury Mariner hybrids.  Battery technology has undergone a big improvement since the launch of Ford’s compact SUV hybrids.

Consumers are anxious for new hybrid technology and want to save money on such things as gas, new car warranties, and auto loans.  In this poor economy, people are looking for all of the financial relief they can get, including hybrid technology.