New Car Warranties

It is helpful to use a car loan calculator to determine what the cost for a new or used car purchase will be monthly.

These can be found online with options for buying or leasing.  This is a helpful tool in determining what your budget actually is and how much car you can afford.  Just remember to factor in other car costs, such as maintenance and new car warranties.

Just remember that the numbers on a vehicle loan calculator are not actual quotes.  The calculator allows you to compare the costs of different cars and see what your payments per month will be.

On the calculator there is a line to enter the dollar amount you would like to finance. Then, by clicking your mouse you can compare what payments will be, with different arrangements for paying.  You can also find out what interest payments will be for the life of the vehicle loan.

It is a bonus to use a car loan calculator before going to a dealership to buy a vehicle.  You will already know what your budget is, which will allow you to make a smart purchase.  You will also know how much money you have left over to spend on maintenance costs and an auto warranty.

Although General Motors has been busy planning a lineup of electric cars and subcompacts, it doesn’t mean that they have forgotten how to have a little fun.

With much anticipation, GM has introduced the 2010 Chevrolet Camaro.  The excitement surrounding the event is usually only seen with Hollywood blockbusters and iPods.  There is no coincidence that the concept car was the star of the 2007 film “Transformers”.

The 2010 Camaro is based on the 2007 model.  It has a design that is modern, but has an influence of the Camaros in the late Sixties.  Chevrolet is trying to use the retro influence that has made the Ford Mustang and Dodge Challenger successful.

The new Camaro isn’t exactly an economy car.  It is offered in a 3.6-liter V-6 with 296 hp, or a 6.2-liter V-8 with 416 hp.  However, the V-8 has the ability to make itself a four-cylinder while cruising on the highway.  According to Chevrolet, the car can get more than 30 mpg in this mode.

Although consumers are demanding small, fuel-efficient cars, and protecting themselves by purchasing new car warranties, it doesn’t mean they don’t get excited about fun cars.  The Chevrolet Camaro is the prime example of this.

What is important about age 13 that makes it OK for children to finally ride in the front seat of the car?  Are they finally big enough to withstand the impact of an airbag?  Are they at the age where they can behave in the front seat?

A big part of the problem is behavior.  When kids mess with the radio, and play around, they usually aren’t in a proper position when an airbag deploys.  In injuries and deaths, the proximity to the airbag in the front is a huge issue; in addition, proper positioning in the seat is a factor.  By 13, kids are more able to sit still and behave.

Around ages 11 and 12, children are also bigger physically.  This is an issue because it is hard for children to have their backs against the seatback if their feet don’t touch the floor.  This means that they scrunch down putting them in a bad position for airbag deployment.

Kids under 13 need to ride in the back seat for their safety.  It isn’t worth it to put your child in the front and have them injured by an airbag.  Parents are concerned with many things such as new car warranties, auto loans, and maintenance, but most important is the safety of their children.

According to a recent study by J.D. Power and Associates, there is a great amount of interest in hybrids and alternative fuel vehicles.  In fact, less than 25% of people asked revealed that they would only consider purchasing a car powered by gasoline.

However, there are some misconceptions.  Motorists who purchased a hybrid car expected that they would get a fuel-economy improvement of approximately 28 mpg if compared to a gas-powered vehicle that was similar.  However, in reality, people who bought hybrids only gained an improvement of 9 mpg.  People who bought diesels were similarly disappointed with a 12-mpg improvement, when they actually expected to improve 21 mpg.

A big challenge for vehicles with alternative powertrains is the unrealistic fuel-saving expectations that consumers place on them.  Especially with hybrids, the actual fuel performance of the car doesn’t usually live up to the EPA estimate.  Consumers need to educate themselves about such things as the benefits of technology, maintenance and new car warranties.  Being able to manage consumers’ expectations and lowering the cost of alternative power vehicles will help these cars gain acceptance.

What benefits come with purchasing a sedan?  Sedans will give you a balance of performance, handling, fuel-efficiency, safety and easy access.  Also, they handle well in the majority of driving situations.  Unless you are someone who needs to store a lot of cargo, they are a great option.

There are many different choices when looking at sedans.  You could purchase a large, small, family, or luxury sedan.  All of these categories are made up of many models that have different characteristics.  They have various balances of sporty, comfort, and practicality.

Fuel-efficiency varies greatly in different sedans.  Do your homework in this category to make a comparison of different models.

Sedans are equipped with various safety features.  All models that are new have dual front air bags for added safety.  Also standard is three-point seat belts and LATCH systems.  However, certain models also have side air bags and head protection bags.

Do your research to get the sedan that will fit you best.  Also, make sure to buy new car warranties for peace of mind.  Following these simple tips will give you the knowledge to make a good decision when it comes time to purchase a sedan.

In an exceptional instance of noticing an instant impact on customers from federal bailouts, GMAC, which is GM’s financing arm, is going to lower its requirements for credit from a credit score of 700 to 621 to get car loans.  GMAC did some restructuring last week to become a bank, and then secured aid of $6 billion from the government yesterday.

This will most definitely help the GM dealers that wanted to secure other ways of providing credit to car shoppers, including a large agreement with credit unions from the Midwest.  These new requirements will take effect immediately.

So, if you’ve been wanting to take advantage of GM’s Red Tag Sale, but have had credit scores under 700, now’s the time to test drive a vehicle and make a purchase complete with new car warranties.

Is it necessary to pay $40K in order to get a stimulating, engaging car?  The answer is absolutely not; there are many vehicles out there that come with a good auto warranty for under $25K.  Here are a few to consider.

The Honda Civic Si is a great choice at $21,110.  This is a high performance car with a sleek shape.  It also sports a sport-tuned suspension that is grippy.  The engine on this vehicle has a 197 hp, 2.0 liter four cylinder I-VTEC.  This car will have you smiling for many miles.

The Ford Mustang V6 Pony Car is a muscle car with a taste of retro.  The Pony Package will give you 17-inch wheels, a rear spoiler, a grille treatment, as well as floor mats and striping.  This is a 210hp V6 that will deliver loads of thrust.

If a convertible is your style, look to the Pontiac Solstice.  This is a 173 hp, 2.4-liter.  This vehicle comes standard with an 18-inch rolling rock, big brakes, and balanced chassis providing an exhilarating open-air experience.

Any of these vehicles will make you think you’re driving a car with a sticker of $40K, when in reality you’ll only shell out less than $25K.  All of these come with new car warranties that will give you peace of mind.

Ford has debuted its new lineup for 2009, and the majority of the models are not only equipped with new car warranties, and numerous safety features, they come with a gas-cap-less fuel tank.  Ford is referring to this as “EasyFuel,” which shouldn’t be confused with “FlexFuel”, which is when a car can use E85.  However, if you get the two mixed up, cars with the EasyFuel system have a warning that E85 won’t flow easily into the gas tank.

When hearing this you may wonder, “Are people too lazy to even screw a gas cap off and on?” but chances are you have actually forgotten a gas cap at a gas station once or twice.  And sometimes it can be annoying to remember if your gas cap clicked properly when you turned it.

If you purchase one of the new 2009 Fords, you may feel a bit strange just taking the pump in and out without doing anything else.  But chances are that you will get used to the convenience after a short time.  Oh, and did I mention that the new 2009 Fords come with a hefty new car warranties.

Unfortunately, bad news keeps coming from Chrysler.  The carmaker just made an announcement that its assembly plant in Newark, Del. will shut down at the end of 2008 indefinitely.  The shutdown of this complex will result in 1,000 people losing their jobs.  This plant produces the Chrysler Aspen and the Dodge Durango, which are two full-size SUVs.

Chrysler officials haven’t yet said if this will be the end of those SUVs, or if they are going to be produced at another plant.  However, knowing that it would be costly to move production of the SUVS, it is likely that the two might be discontinued.

What does this mean for motorists?  This is likely, the elimination of two SUVs in an already diminishing segment.  In the meantime, the Dodge Durango and the Chrysler Aspen Hybrid were launched last August as Chrysler’s first attempt at hybrid cars.  These are the least expensive full-size hybrid SUVs out there, which each start at around $45,000 including new car warranties.

Microsoft’s latest attempt at vehicle technology appears to be promising.  Vi-Fi, or vehicle Wi-Fi, is Wi-Fi connections in vehicles.  Microsoft has partnered up with the University of Washington and the University of Massachusetts in order to make Wi-Fi connections a reliable and steady experience, which hasn’t happened with offerings by cell phone makers and their cards for laptops.

This new system allows for multiple Wi-Fi signals to come in and out at any given time in order for the signal to remain strong and steer clear of “hand-offs”, which are known to fumble and lead to spotty service.

But many people might ask, “Why do we need Wi-Fi in cars anyway?”  Do we really need to net surf behind the wheel?  Well, Wi-Fi- would be a good addition to technology in cars because it would replace satellite subscription services that are expensive, and it would allow us to have an unlimited amount of applications.  With Wi-Fi in cars, the weather and movie times could be displayed, as well as Internet radio, live stock quotes, instant messaging, and pretty much anything else you could access on a laptop.

For this to be an option for the everyday driver, there will need to be a larger infrastructure for Wi-Fi, but Microsoft has proven they can produce terrific technology in cars with the Sync system.  However, drivers should protect themselves by purchasing new car warranties to avoid unnecessary repair costs, after all, the latest technology can be expensive to repair.