Used Car Warranties

According to a recent survey by the Network of Employers for Traffic Safety, many drivers believe they have super abilities to complete complex tasks behind the wheel.  And although it may seem monotonous to just drive a car, multi-tasking while driving increases the chance for having an accident drastically. In addition, many calls for road service are due to multi-tasking. So, what are drivers really doing behind the wheel?

Well, 32% of drivers surveyed admit to reading while driving.  The survey didn’t specify whether they are reading maps or autobiographies, but it doesn’t really matter.  Either way, these drivers are 3.4 times more likely to get in an accident.

And, although most of us detest seeing drivers eat behind the wheel, NETS says that 70% of the surveyed drivers do it.  These drivers have a two to three times greater chance of crashing because of their eating habits.

Another group of people are making work preparations behind the wheel.  In fact, 10% of motorists admitted to making phone calls, reviewing notes, using computers, and making lists, all while trying to navigate during rush hour.

Although driving may seem monotonous at times, motorists need to resist the temptation to multi-task behind the wheel.  These habits can result in accidents and calls for emergency roadside assistance.  In addition, drivers should protect themselves with used car warranties.

The National Association of Insurance Commissioners recently performed a study to determine what the best and worst states are in the country for auto insurance.  According to the study, you are paying the highest insurance premiums if you live in the Northeast.

New Jersey proved to be the most expensive state.  On average, premiums in New Jersey are over $1,300 yearly.  The capital of our nation, Washington D.C. was the second highest, with average yearly premiums of $1,185.  New York was third highest with $1,110 being the average premium.

Revealed in the study was that urban driving, high salaries, and a lot of traffic are responsible for elevated costs in those states.  In addition, liability insurance premium costs are higher in the Northeast.

Midwestern and Northern states proved to have the lowest insurance premium costs.  The overall lowest was Idaho with costs at $530 per year.  The next lowest was Maine at $560 a year, and North Dakota was $570 per year.

According to this study, your location is a key factor in determining your car insurance costs.  Today, consumers are paying more than they ever have for their vehicles.  These costs include insurance, roadside assistance, used car warranties and maintenance costs.

One of the most fun family activities is taking road trips.  Families can make a lot of fond memories traveling on the open road.  Americans will take more than 320 vacation trips over the spring and summer season.  However, frustration and stress can come along with a family road trip, so take note of some do’s and don’ts that will allow your family to have a great time.

First and foremost, take your family vehicle in for a tune-up.  You want to make sure your car is in top-notch condition.  There is nothing more inconvenient than having your vehicle break down on the side of the road, leaving your family stranded.  This is why you should have a road service program in case of unforeseen problems.  Also, invest in used car warranties to protect your wallet.

Make sure you plan ahead.  This will help your family know what to expect throughout the trip.  It will also help you have a smooth trip.  Software for trip planning along with a GPS will aid your family in planning the ideal vacation.  This technology will literally guide you to your destination.  And the tools that are easy to use allow you to personalize a trip from start to finish.

Of course, you are bound to run into some speed bumps along the way.  For instance, you never know when you will run into road construction or traffic. However, don’t let your fun be ruined, just make sure you have emergency roadside assistance in case your vehicle overheats.  This will bring you peace of mind and let you enjoy your family.

Every year thousands of people are killed in car accidents.  Many of these crashes could have been avoided with some simple safety knowledge.  Here are some tips to keep your driving experience pleasant and help you avoid dangerous accidents.

First of all, if your are taking any medicines, double check your product label to see if it could affect your driving.  If your medication causes drowsiness, stay off of the roads.

Next, secure children properly in a restraint system that is size and age appropriate.  All children less than 12 years of age should be in the back seat.  Just by putting children in the back, and not the front reduces injuries and deaths 30%.

One of the biggest causes of car accidents is driver inattention.  This means that drivers should stay off of cell phones and pay attention to the road.

Finally, prepare a safety kit in your car.  It should include a first aid kit, flashlight, nonperishable foods, water, blankets, motor oil, jumper cables, and a spare tire. And all drivers should have used car warranties in order to keep up with important maintenance and car repairs without unnecessary costs.

Brake pad vibrations that result in a high-pitched noise are the cause of brake squeal.  When pads don’t have proper insulation from the caliper, vibration occurs.  The factory will equip brake pads with insulator shims, clips, and even a silicone backing that allows the pad to stay glued to the caliper.  This helps to prevent vibrations.

Often times when brake pads become too hard brake squeal occurs.  The hard and smooth surfaces then rub together to produce a noise equivalent to nails on the blackboard.  When this occurs, it is necessary to resurface the rotors and replace brake pads.  This will eliminate the squealing.

You should also have your rotors resurfaced when you have your brakes done.  Not doing this will result in squealing.  When replacing brake pads, the rotor refinishing should be done with a non-directional finish.  This will make sure that brake pads are broken in properly.

Act immediately if brake squeal occurs.  Take your car to a highly trained technician to make sure that your brakes are treated appropriately.  And, make sure you have used car warranties to cover repairs performed.  After all, you don’t want to end up paying unnecessary costs.

A new rating system for roof-strength has been launched by the Insurance Institute for Highway Safety, and has conducted its first tests on small SUVs.  Unfortunately, only four out of the twelve vehicles tested managed to get a Good rating, which is the top rating.

The SUVs that scored the Good rating were the Honda Element, Subaru Forester, Volkswagen Tiguan and the Jeep Patriot.  SUVs that scored Acceptable were the Chevrolet Equinox, Suzuki Grand Vitara, Nissan Rogue, Toyota RAV4, and Mitsubishi Outlander.  Ranking Marginal, were the Ford Escape, and Honda CR-V, while the Hyundai Tucson and Kia Sportage were the only vehicles to rate Poor.

This new standard for roof-strength is intended to combat rollover deaths, which account for about a quarter of all deaths having to do with traffic.  For vehicles to be an IIHS Top Safety Pick, they have to now withstand four times their own weight before the car’s roof will collapse 5 inches.  The IIHS’s strength to weight ratio is a much higher standard than the National Highway Traffic Safety Administration’s, which says that roofs should bear 2.5 times the car’s weight.

Consumers are becoming more and more concerned with vehicle safety, which is why more people are purchasing an auto warranty.  With used car warranties, people can rest-assured that they won’t be paying unnecessary repair costs.

If you’re planning to purchase a used vehicle you need to find out as much as you can about it.  The car could have problems that you can’t detect by looking at it.  In order to understand the car that you are getting, get a vehicle history report.  This will give you combined information from DMVs, RMVs, and police reports about the car that you are looking at.  Here are some things to consider when looking at the vehicle report.

Determine if the car has had many owners.  You are better off with a car that has had fewer owners because there is more of a likelihood that the car has been taken good care of.  Although inexpensive, rental cars will have undergone a great deal of abuse.

Also, consider the location that the car has been in.  This is important because some climates are harsher on cars.  For example, winter conditions are hard on cars because of salty roads.  Obviously, excessive heat and flood areas are also of concern.

Finally, make sure that the name and description on the history report actually match the vehicle you’re looking at.  This will help avoid types of fraud, such as vehicle identification number cloning.

A used car is a great way for people to save money and get a great car.  Just do your homework to make sure you are getting a good buy.  You need to consider the costs of used car warranties, auto insurance, and maintenance costs.  An auto warranty is a good way to get peace of mind when purchasing a used vehicle.

If you’re looking to buy a cheap used vehicle, you might want to look online.  One website that is a good place to start is Car-Auction.com.  This is an auction website featuring seized vehicles by the government.  Consumers can select what type and model of vehicle you are looking for, as well as the price.  Results will appear within a few seconds.  This is a lot more convenient than attending an automobile auction and waiting to see if the car you want is up for auction.

When you are looking to buy a cheap used car follow these simple tips.

The most difficult part of the process is finding a quality car that you would like to purchase.  People make the mistake of buying a car because they like the way it looks.  You need to get the full history of the vehicle before making an agreement.  Also, get the VIN of the vehicle and do a search of the number through a local agency.  You want to get the vehicle inspected by a professional.

An online auction is a great place to buy a used car. However, beware.  To protect yourself, do your homework to get a good buy and make sure to purchase used car warranties.

Used car buyers need to be aware of a common scam; odometer fraud.  This is the act of rolling back the odometer on a car.  This deceives buyers into thinking a vehicle has fewer miles than it really does.  It is estimated that this crime leads to sales of around 450,000 vehicles every year.

Also alarming is that digital odometers are easier to meddle with than traditional odometers.  There are ways that consumers can protect themselves against odometer fraud.

First of all, request to see the car’s title and make a comparison between its mileage and the car’s odometer.  Also, compare the mileage on the car’s maintenance records with the odometer on the vehicle.  In addition, sometimes there are stickers with maintenance records on doorframes and windows.

Next, you should ask for a Carfax History Report on the vehicle to see odometer discrepancies.  If the person selling the car doesn’t have one, you can order one online with the vehicles VIN number.

Finally, check to see that the odometer gauge numbers are all aligned.  If they aren’t aligned, or if they move when you tap on the dash, you may want to think twice about buying.

These tips can save you from buying a car that has been tampered with.  However, you never know the true history of a used car.  This is why used car warranties are a good idea to protect you against unforeseen repairs.

It can be tempting to text-message in your car, especially if you’re stuck in traffic.  You assume that there is little risk involved, however, if the person in front of you stops a little faster than you intended, all of a sudden you may find yourself calling your road service program.

Recent studies show that avoiding texting in the car will drastically reduce your chances of getting into a car accident.  In fact, four states are making an attempt to ban driving while texting (DWT).  Washington put a ban earlier in the year on texting while on the road.

Statistics suggest that DWT is a danger that is growing.  In drivers ages 16 and 17, 46% admitted that they have texted while driving.  A study by Nationwide Insurance indicates that DWT is a generational activity.  Out of people ages 18-27, 37% admit to texting while driving, meanwhile, only 14% of 28-44 year olds admit to this.  Also, only 2% of 45-60 year olds said they texted on the road.

Cities around the nation are passing text-message ordinances because of the danger that it poses.  It is best to just refrain from this activity, otherwise you might find yourself calling for emergency roadside assistance.  Drivers should protect themselves by practicing safe driving habits and making sure they have good used car warranties.