According to The American Consumer Satisfaction Index, the results from its Q2 aren’t good for domestic auto manufacturers.  The people at ASCI claim that customer satisfaction is higher than ever for the whole industry, however there aren’t any American automakers that made the top four.  And the bottom three on the list are made in America.

Domestic car companies are having problems because they are lagging further behind their counterparts overseas.  This will be of no help when the Big Three lose more power with pricing.  They will have to continue their dependency on discounting and rebates, in a car market where consumers are deciding to turn to foreign cars.  People feel foreign cars are more reliable, and with the addition of an auto warranty, they enjoy the peace of mind that they get with them.

The ACSI is a representation of a customer’s overall satisfaction, which includes customer service and doesn’t necessarily determine the quality of cars.  In addition, carmakers don’t have any control over a dealership’s customer service.

When gas prices are on the rise, drivers trade in their big gas-guzzlers for fuel-efficient cars.  Yet, while that makes sense, if you switch too soon you might be looking at more overall car costs than you’ll save on gas.  According to Consumer Reports, downsizing is beneficial in the long run if you time it right.

A study by Consumer Reports reveals that if you still owe on your car loan, it might not be beneficial to downsize after just three years.  With a loan, initially your payments are made up of a large percentage of interest.  Trading in too early will leave you with less equity, which will limit a down payment for a new car.

Another hurdle that affects the equity of your car is depreciation.  In the first five years of ownership, depreciation makes up about 48% of total vehicle costs for the owner.  On average, costs for fuel only equal about 21%.  Within the first three years, depreciation is the greatest, and then it begins to level off.

So, trading in a 3-year old car will result in a whole new depreciation ride.  However, if you have owned your vehicle for more than four years trading in makes more sense.  Just make sure you have an auto warranty for peace of mind when keeping your vehicle for several years.

The decision to buy or lease can be a difficult one.  Car shoppers should consider more than just their budget.  Typically, leasing tends to be cheaper, but it also leaves drivers with no equity after the contract is up.  There are some important factors to keep in mind when making this important decision.

First, you should look at the cost.  Consider four factors when you’re thinking of leasing.  These are the leases length, the payments monthly, the mileage restrictions, and the down payment.  If you exceed the restrictions on the mileage you could ring up big fines.  Also, if you hold onto a lease for more than three years you will often have to replace tires and pay for other maintenance.

Next, take a good look at your budget.  Leases are almost always cheaper for short-term because there isn’t a down payment and the monthly costs are low.  However, leases end up being more expensive than buying a vehicle that you are going to keep for a decade.  This is assuming that you purchase an auto warranty with your car so that you don’t end up paying unnecessary expenses.  But if drivers prefer to have a new car every three years, leasing is the way to go.

Also, you need to consider your life plans.  If you are going through life changes, such as moving far away, or starting a family, you are going to benefit from leasing.  This will provide you with the flexibility that you need.

Consider these factors and make a decision to buy or lease based on your needs.  Just remember, if you buy, you want to be covered with an auto warranty to save you money on unnecessary repair costs down the road.

There are millions of traffic tickets issued out every year in the U.S., which often cost over $100.  This is a billion dollar business in our country.  Paying the ticket through the mail is essentially admitting that you’re guilty.  Also, you will have the ticket on your record at the DMV for up to three years.  So, is it possible to wiggle out of a speeding ticket?  Here are a couple of things to try.

First of all, if you get pulled over for speeding, stay in your vehicle.  You should never get out.  When the policeman approaches your window, try to look remorseful.  Make apologies to the officer and be polite.  Be nice, and ask for a warning.  Don’t try to answer questions, such as: “Do you know why I pulled you over?”  Tell the officer you aren’t sure.

Don’t pay the speeding ticket by mail because it means you are admitting you’re guilty.  In the U.S. you are considered innocent until proven guilty, so show up at court.  Often, the police officer will make mistakes leading to the dismissal of your ticket.  For instance, the officer might not go to court.  Many times you will get your ticket changed to a lesser charge by showing up at court.  For example, they might change it to a parking ticket from a speeding ticket.  This is beneficial because it won’t increase your insurance and will give you fewer points on your license.

Many motorists assume that if they are given a speeding ticket that they should just pay it through the mail.  However, it is a much better idea to make an effort to get out of it so you don’t have to pay an increased insurance premium.  After all, we factor in costs such as an auto warranty and maintenance costs, but don’t consider speeding tickets and raised insurance.

There are hundreds of new vehicles on the market, which can make it difficult for car buyers to choose what is best for them.  Many people tend to base their decision on looks alone, but this is a dangerous way to decide on a car.  So, what other considerations should motorists make?

The first factor to consider is how much money you intend to spend.  Figure out what your maximum amount is before going to the dealership and stick with it.  Also, make sure to include everything in the bottom line, such as interest, taxes, finance charges, insurance and new car warranties.  You need to factor in all of these expenses.

Also determine if you need a fuel-efficient car.  Some models rate much higher on fuel efficiency and if you have a long commute to work this might be an important factor.

Consider safety features.  Does the car you are looking at have side-curtain air bags, brake assist, stability control?  Also, how were the scores on crash tests?

Finally, do you need a lot of space?  If you have a large family you might want to think about a minivan or SUV that has ample passenger room and cargo space.

Do your homework before getting to the dealership so you know what you are looking for.  In addition, make sure to get an auto warranty so you can protect your wallet in case of unforeseen repair costs down the road.

Buying a used car can be a great choice.  You can get a nice car for less money and don’t have to worry about depreciation.  However, it is always necessary to inspect the car that you are looking at before purchasing it.  And since you will spend most of the time on the inside of the car, make sure to inspect there as well.

After you open the door of the car, smell the interior.  If you detect, mold, must or mildew it could mean that the car has water leaks.  Look for wet spots under the floor mats.  A smoker might have owned the car if you detect an acrid smell.  Odors can be very hard to eliminate, so if you smell something you don’t like, look for another car.

Sit in all of the seats, including the back, even if you don’t plan on ever riding in the back.  If a car is supposed to have low miles, the upholstery should be in good condition.  Make sure seat adjustments work properly.

Look at the rubber on the pedals for wear.  The pedals shouldn’t look very worn if the car indicates low mileage.  If they are worn through in places, it could be a sign that the mileage isn’t correct.

A used vehicle is a great option if you do your homework.  Research costs for an auto warranty, maintenance, and auto insurance to make sure you are making a smart purchase.  And definitely have the car inspected before buying.

There is no vehicle quite as exhilarating as a convertible.  Motorists love to feel the wind in their hair and the sun on their faces.  Convertibles give drivers a sense of freedom that is hard to find in any other vehicle.  However, are convertibles a good purchase?  Read on and decide for yourself.

Automakers have spent a lot of time improving convertibles.  Motorists used to have to worry about retractable tops leaking, but that is a thing of the past.  Today, convertible tops are superb at sealing out weather and sound.  And whether fabric or metal, the tops can go up and down with the touch of a button in less than 30 seconds.

Convertible safety has also greatly improved.  Cars are now equipped with side airbags.  These airbags deploy from the line of the window in order to create protection.  This is important in the case of a crash or rollover.

Although the convertible market hasn’t been growing, there are many interesting choices for consumers to consider.  Models that are newer, such as the Volkswagen Eos and Saturn Sky have been doing well in sales.  You might also want to consider a high-performance convertible, such as the Dodge Viper SRT10, Audi RS 4 Cabriolet, or the Porsche 911 Turbo Cabriolet.  The benefit of buying a new convertible is that it comes with an auto warranty.

Unfortunately, many convertible owners admit that the novelty of driving a convertible wears off within the first year.  Luckily, convertibles hold their value very well, which means that if you become fickle, you probably won’t have a hard time getting your money back.

Many drivers have a hard time finding a repair shop that they feel is trustworthy.  While some motorists feel comfortable taking their car to the dealership, others prefer going to an independent repair shop.  So, which one is better?

You will find several advantages to going to the dealership repair shop.  First of all, dealerships pay for their technicians to have special training, and they provide them with special tools and equipment.  Dealerships also have a years worth of proprietary information on new vehicles that they have sold.  This information is important for making repairs and diagnosis, yet only the dealer has access to it.  Finally, dealership service departments only work on the specific makes and models that they sell, so they are efficient at diagnosis and repairs.

Independent shops also have advantages.  Because independent facilities try to serve the neighborhood that they are in, customers can benefit from a more personal customer service.  Also, independent repair shops provide more versatile services on a wide range of cars.  In addition, top-notch repair shops will offer an auto warranty through the supplier of the parts.  Finally, prices are usually better at independent repair shops.

There are advantages to both dealerships and independent repair shops.  Consumers should find a repair shop that they feel comfortable with, regardless of what kind it is.  In addition, it is important to purchase an auto warranty to avoid paying unnecessary repair costs.

Did you know that your car is talking?  That’s right, your car is saying a great deal about your personality and attitude.  It’s true we are what we drive.  Car enthusiasts even admit that our vehicles are a window into our souls.

Carmakers admit that minivan sales have declined partly due to the fact that people don’t want that mommy-mobile image.  Ford has completely given up on minivans for this reason and is just focusing on crossovers.

In our culture of cars, drivers idealize their vehicles and even give them qualities that are human.  For example, when hypnotized motorists will refer to their vehicles as if they are their friends.  People even give their cars a name and talk to them.  Also, people try to pick a car that has attributes that mirror their self-image.  For instance, a person who thinks of themselves as outdoorsy buys a vehicle that is rugged.

So, the next time you purchase a vehicle and an auto warranty you might want to consider what your vehicle is saying.  Your car might be telling people more than you would like them to know.

Apparently, car thieves aren’t all that concerned about steeling vehicles that are fuel-efficient.

In fact, SUVs and large pickup trucks are the majority on the top-10 most stolen vehicles list, according to the Highway Loss Data Institute, which is affiliated with the Insurance Institute for Highway Safety.

Number one on the list is the Cadillac Escalade ESV, probably because it is a highly desirable and high profile vehicle.  Big time athletes and celebrities drive the Escalade, making it a status symbol.  Also, people who drive this vehicle often include options and add-ons that are expensive, such as fancy rims and top-notch stereo equipment.  There are 11.3 stolen vehicle claims for the Escalade for every 1,000 vehicles.  The average claim is approximately $14,657 loss payment, whereas it is typically $9,396 average for all cars.

According to the Insurance Information Institute, a vehicle is stolen approximately every 24 seconds in America.  Just make sure you protect yourself with an auto warranty and a good roadside assistance program.