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Used Car Auto Loans

images-44.jpgNowadays, it is a necessity to have a vehicle.  Yet, everyone is not capable of purchasing a new car.  Buying a used car is a great option in this instance, but sometimes it can be complex to arrange for funds.  Used vehicle auto loans are a good answer to this problem.

The purpose of these loans is to provide you with financial aid for the purpose of buying a used car.  Anyone can use these loans, regardless of credit score.  In order to get a lone for a larger amount you need a secured loan in which you must offer collateral.  An unsecured auto loan is sufficient if you just need a small amount of funding.

You can find used vehicle auto loans online.  Thousands of lenders are available, and you can compare conditions and terms for the best rate.  Doing it online accelerates the approval and you only need a few days to drag the necessary funds into your personal bank account.

There are many benefits to used vehicle auto loans.  You aren’t discriminated against because of credit, it is a fast easy procedure, and you can choose any model and make.  After finding your loan online, don’t forget to go ahead and compare rates for an auto warranty.  You don’t want to face unnecessary repair costs down the road.

Studies Show That Hybrid And Truck Owners Are The Most Loyal

images-41.jpgResults from a recent study show that motorists who repeat buy the same car brand the most are owners of hybrids.  By segment, the buyers who were the most loyal were those of full-size pickup trucks, which is a long held title.

The news about hybrids is quite significant because not all car manufacturers offer hybrid cars.  Because of this, someone who purchases a Honda or Toyota hybrid will then choose that same brand for his or her next car purchase.

Owners of Toyota Prius’ purchased another Toyota vehicle 51% of the time, and approximately 25% of those people purchased another Prius.  In comparison, those Toyota owners who had a non-hybrid bought another Toyota just 44% of the time.

Truck owners purchasing a new vehicle decided on another truck about 33% of the time, whereas hybrid owners only purchased another hybrid 25% of the time.  The average rate of loyalty was 21%.

It is important to keep in mind that with any vehicle purchase, no matter what kind, it is necessary to purchase an auto warranty to protect your wallet.  After all, you don’t want to find yourself paying unnecessary repair expenses down the road.

Is It Better To Trade-In Or Sell Your Car?

images-40.jpgMany people believe it is easiest to trade in your current car when buying a new one.  However, is trading the right choice for you?  There are some advantages and disadvantages to trading.

The big advantage to trading over selling is that you have very little hassle.  You don’t have to haggle with buyers and you get rid of your car quickly.  However, the fact is that you aren’t going to get as much for your car if you trade it in.

Any used vehicle has a specific retail value.  If a dealership is going to sell that vehicle, they will have certain expenses, such as fixing dents and scrapes, cleaning it, and just overhead costs of running their business.  Therefore, the dealership has to sell it for a little more than a private owner would.

Since dealers need to make a good profit on used vehicles, they purchase them for less than the retail value.  When the dealership takes a trade in vehicle, they are essentially purchasing it from the new car customer, and at a price below the retail value.  Essentially, this is called the trade in value.

Although trading in your car is easier than going through the hassle of trying to sell your car privately, you are going to get less money for your vehicle.  If you sell your vehicle on your own, you can put the extra money you get towards important things such as an auto warranty and maintenance costs.

Toyota’s New Certified Used Hybrid Program

images-39.jpgEveryone has heard of certified used cars, however, Toyota is going to introduce a certified used car program exclusive to hybrids.  This will be the first program of its kind among carmakers.

Toyota is hoping that the added inspection and new car warranties will spike consumer confidence in pre-owned hybrid cars by guaranteeing that the cars receive a three-month/3,000 mile comprehensive auto warranty.  In addition, the cars will have a limited powertrain warranty for seven-years/100,000 miles, a roadside assistance program and a detailed battery system inspection.

This will be huge for consumer confidence because some motorists fear that the battery life could become a big issue for hybrid vehicles.  Toyota now provides an eight-year/100,000 mile warranty for its hybrid batteries.

Toyota Is Holding Off On The Diesel Tundra

images-38.jpgBecause of a full-size pickup truck market that is lagging and the challenge that diesel engines face in the U.S., Toyota has decided to put their plans for a diesel Tundra on hold.

There are several things that forced Toyota’s hand. First, there are technical challenges when it comes to making diesel engines that will meet the standards of federal emissions. Also, costs for diesel fuel are higher than many people are willing to pay right now. However, Toyota does believe it will come back to the idea when the economy improves and people become more interested in pickup trucks. For now, however, people are trying to protect their wallets by purchasing fuel-efficient vehicles with a good auto warranty.

Instead of the Tundra, Toyota has decided to start production of a vehicle that is based on its concept of the A-BAT (Advanced Breakthrough Aero Truck), which was seen at the 2008 auto show in Detroit. This was one of the favorite vehicles at the show and it has two fuel-efficient drivetrains.

Is A Solar-Powered Car On Its Way?

images-37.jpgAccording to the Associated Press, Toyota has “secretly” started to develop a solar-powered car, even though the Japanese company has experienced its first year down after having positive growth for 70 years.

However, don’t get too excited yet.  Perhaps the story that is the biggest here is the reason that the AP wrote about a potential solar car being created by Toyota.  This isn’t any different than any other carmaker that has developed a prototype in the Research & Development department.  Toyota is known for a reputation for its green technology that is cutting edge, and it will receive key expertise when Panasonic, its battery developer, takes in solar leader Sanyo later in the year.

The technology is there to build such a car, without a doubt.  However, you have to ask, what sort of range is it going to have?  Also, is there going to be anyone that will purchase a car costing $200,000 that will need to be recharged after 35 miles?  One thing’s for sure; an auto warranty would be a good idea for a car with solar technology, such as this.

In other words, can a vehicle that is solar-powered be mass-produced and actually work for people’s lifestyles?

Are Tolls More Fair Than Taxes?

images-351.jpgDrivers and politicians tend to be against road tolls because it is believed that they burden drivers with a lower income disproportionately.  However, a recent study by USC and UCLA has discovered that a sales tax may be a greater offender on that front.

The study looked at a 10-mile stretch of freeway in California that encompasses four express lanes on Route 91.  It discovered that, overall; the toll was used more by middle and upper income drivers than by drivers with a lower income.  It also discovered that charging more during hours that are peak helped alleviate traffic.

However, if the highway was financed by a sales tax, the study discovered that these same middle and upper income motorists would have shelled out $26 million less than they would have under a system of tolls.  In the meantime, drivers who are lower income would end up paying $3 million more.

Congestion pricing and tolls aren’t perfect, and the study made a suggestion that lower income motorists who have to travel during peak hours should be given discounted pricing.  After all, lower income drivers are already struggling to afford car costs, such as an auto warranty and car insurance.

Tire Monitoring Systems Give Drivers Peace Of Mind

images-34.jpgOver the past few decades, perhaps one of the biggest technical developments has been to tires.  And now, new rules concerning tires will yield even more mileage and safety improvements.

After the estimated 280 deaths that were linked to Firestone tire failures on the Ford Explorer SUVs, lawmakers ordered tire pressure monitoring systems are used.  These systems alert drivers if they have a tire with low air.

Thankfully, some of the recent monitoring systems don’t have problems that were experienced with the earlier technology.  Problems included false alerts, and failure to advise drivers which of their tires was low.

Now, there is a national registry that has been approved, allowing drivers to register their tires that they purchase.  In the case of a recall, such as Firestone, drivers would be notified quickly.

Drivers will be much safer with the new tire rules.  However, drivers should always protect themselves by doing regular tire pressure checks and having an auto warranty in case of necessary repairs.

How To Save Money On Fuel Costs

images-33.jpgWith everyone worried about the economy, there are numerous tips circulating about how to save money on fuel.  A lot of this advice, however, isn’t worth the time of the average driver.  So, which strategies are worth the time and which aren’t?

There are several things that you can do to significantly improve your fuel economy.  It makes sense to drive slow and steady to improve gas mileage.  If you travel at the speed limit and avoid accelerating rapidly you won’t burn as much gas.  Also, you don’t want to let your car idle.  Every second in which your engine is running while your car is stationary you are wasting gas.  Also, keeping your tires inflated properly will allow you approximately a 10% improvement in fuel-efficiency.

There are also some tips that aren’t worth your time.  First of all, don’t bother filling up when temperatures are cool.  Although this theory is true, it won’t save you enough to be concerned with it.  Next, lightening your load isn’t going to help you with fuel-efficiency very much unless you’re carrying 100 pounds of cargo in your car.  Most people don’t carry enough stuff in their car to amount to much.

Consumers are becoming more and more concerned with saving money on their cars.  To do this they are buying fuel-efficient cars with an auto warranty, and following tips to save on fuel.  Motorists are feeling the pinch due to the poor economy.

Clean Up Your Car’s Interior

images-32.jpgYou might find that your car has become a mess from kids, pets, friends, etc.  But how are you supposed to keep it clean with kids spitting up and people having four-course meals in your backseat?  Let’s face it; it can be hard.  However, here are some tips to help you get started.

You might want to insist that whatever people bring in the car they have to take it out.  This means that kids should be responsible for the cups, stuffed animals, books, etc.  Also, you could limit them to only bringing one item each car ride.

Keep a trash bag from the kitchen in your vehicle.  This comes in handy for trash, or for dirty wet clothes.  You can have your oldest child be in charge of the trash bag.

For toddlers, purchase spill proof snack bowls and cups.  You can buy a “snack trap”, which keeps Cheerios from spilling all over your floor.

Keep toothpaste in your glove compartment.  This can save you from a stain on your upholstery.  Just rub gently on lipstick or ketchup stains to remove stains.

Purchase some rubber mats to go on top of your carpet.  If you don’t want to spend the extra money you can even turn your carpet mats upside down to reveal the rubber side.

It’s never easy to keep your car clean when you have a busy lifestyle, however, these tips will help.  Don’t just purchase an auto warranty to maintain your car, put a little bit of work into cleaning the interior.



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