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Compact SUVs To Stay Away From

images-3.jpgIf you’re thinking of purchasing a small SUV you’re in luck because there are many good choices.  Compact SUVs offer practicality, fuel-efficiency, and nice style.  In fact you can find many models for under $25,000 complete with an auto warranty.  So what are the best and worst models to consider?  Read on.

The Honda CR-V is the #1 compact SUV.  It scored the highest for performance, safety, and interior.  According to reviewers, it drives really well, has a sleek design and offers ample storage room.  Following close behind, the Toyota RAV4 comes in second place in its class.  This vehicle has a surprising amount of power for its size. It now offers a V-6 engine, as well as a third row seat. The RAV4 was the first compact SUV in its class over a decade ago.  Coming in #3 is the Subaru Forester.  This SUV is known for being a fun, family-friendly vehicle.  Reviewers complained about the exterior being bland and the balky transmission, but were willing to overlook these things because it had some great positive features.

Unfortunately, there are some compact SUVs that didn’t rank as well.  In last place was the Saturn Vue Hybrid.  According to reviewers, it isn’t very refined and isn’t as fuel thrifty as many other hybrids.  Also at the bottom of the list is the Mazda Tribute because its power and handling doesn’t match its competitors.  Finally, the Jeep Compass drives more like a car, but doesn’t have the sportiness or off-road capabilities that other Jeeps have.

If you’re looking to buy a compact SUV, there are many great choices out there.  The most important thing is to do your homework and make sure you are choosing wisely.  Also keep in mind the cost of new car warranties, maintenance costs and auto loans when determining your budget.

Why Certain Cars Need Synthetic Oil

images-2.jpgMany motorists aren’t sure whether they should use regular or synthetic oil in their cars.  The answer depends on the age of the vehicle, mileage, and the recommendations by the carmaker.

Vehicles with high mileage that are older often have excessive engine wear that allows oil to leak internally.  Synthetic oil isn’t recommended on these vehicles because it is thinner than regular oil and flows freely.  Using it often will cause internal oil combustion.

Many carmakers today use synthetic oil in their engines.  This is often the case when the car has an engine that is high performance with high compression, high temperatures for operating, and engine tolerances that are tight.  If you’re thinking of switching to synthetic oil and your car still has an auto warranty, make sure to consult your dealer first.

In the proper vehicle synthetic oil is a good idea (consult your owner’s manual).  Although synthetic will cost you twice as much as regular, it is worth it because it lasts longer and can help your engine last longer.

How To Avoid Expensive Repairs

images-37.jpgMany motorists don’t realize that a little bit of routine maintenance can keep you free of expensive car repairs.  And most maintenance takes no more time than refilling the fluid for your windshield wipers.  Here are a few tips to help keep drivers safe and free of trouble.

Make sure to change your oil every 3,000 to 5,000 miles.  However, you should check your oil at least once a month.  You want the oil line on your dipstick to be between the marker lines.  If the oil looks dirty or black, it is time to have it changed.

If you’re having trouble shifting gears you are probably having transmission problems.  Check the level of the transmission fluid to determine if it is low.  Low transmission fluid could indicate a leak.  You should refill it with the lubricant your car recommends.  If you see leaking on your driveway take your car to a mechanic.

Also, check your coolant levels.  You should have your radiator flushed every two years and change your coolant.  In addition, make sure your radiator is corrosion free.

Finally, check your tire pressure every two weeks.  Consult your owner’s manual for the correct pressure, and fill your tires accordingly.  Remember, both overinflation and underinflation affect safety and fuel efficiency, so it is important to maintain tire pressure.

These simple maintenance tips can keep you from having major, costly repairs.  However, it is important to purchase an auto warranty because you don’t want to be faced with unnecessary expenses down the road.

Leasing May Be The Right Option For You

images-32.jpgThe decision to lease or buy can be a difficult one.  Motorists should consider more than just their budget.  Typically, leasing tends to be cheaper, but it also leaves drivers with no equity after the contract is up.  There are some important factors to keep in mind when making this important decision.

First, it is necessary to look at the cost.  Consider four factors when you’re thinking of leasing.  These are the leases length, the payments monthly, the mileage restrictions, and the down payment.  If you exceed the restrictions on the mileage you could ring up big fines.  Also, if you hold onto a lease for more than three years you will often have to replace tires and pay for other maintenance.

Next, look at your budget.  Leases are almost always cheaper for short-term because there isn’t a down payment and the monthly costs are low.  However, leases end up being more expensive than buying a vehicle that you are going to keep for a decade.  This is assuming that you purchase an auto warranty with your car so that you don’t end up paying unnecessary expenses.  But if drivers prefer to have a new car every three years, leasing is the way to go.

Also consider your life plans.  If you are going through life changes, such as moving far away, or starting a family, you are going to benefit from leasing.  This will provide you with the flexibility that you need.

Consider these factors and make a decision to buy or lease based on your needs.  Just remember, if you buy, you want to be covered with an auto warranty to save you money in the long run.

You Can Still Buy A Car With Poor Credit

images-31.jpgWhen determining the amount of money you can pay for a vehicle you must consider your credit.  Yet, experts say that consumers should shop around at various dealers to make comparisons on special deals on financing.

To help with your car shopping experience, request a copy of your credit report by going through a credit agency.  This will give you knowledge when it comes time to talk to a dealer about your financing.

You can look at some web-based tools for help.  For instance, go to AutoTrader.com to find a credit center designed for people trying to purchase a car with poor credit.  This is one of the few websites that doesn’t require personal, confidential information.  In fact, you are only asked general questions that allow you to have privacy.

After filling out the questionnaire you will receive a credit level of excellent, good, or fair.  Then, you can search the car dealerships in your area that will be able to help you with your needs in regards to financing.

Look to websites to prepare you with information that will help you when you go to the dealership.  You can learn about the prices of cars, credit scores, and an auto warranty.  This will allow you to get the best deal possible.

Purchase A New Vehicle That Will Become A Collectible

images-29.jpgOne of the most expensive hobbies is collecting cars.  But, here is a twist.  Purchase a new vehicle now that will become a valuable collectible in years to come.  The best part is that you don’t have to spend a fortune to purchase a value-appreciating car.  The following cars are on the road now, but will be regarded as nostalgic in 15-20 years.

First on the list is the Cadillac XLR-V Roadster.  This has a hand-built 4.4-liter V8 engine that puts out 443 hp.  This vehicle is a serious roadster and it competes with the Porsche 911 Cabriolet and Mercedes SL-Class.

The Lotus Exige S is also on the list.  For practical purposes, this car is miserable; after all you wouldn’t find it ideal for grocery shopping.  However, research shows that people admit their hearts beat faster when thinking about this ride.

Finally, the Mustang Shelby GT 500 KR is sure to be a collectible.  This car takes the GT500 in a bare bones form and makes it into a muscle car with540hp.  This car is a tribute to Carroll Shelby.

If you’re a car enthusiast, purchasing a current vehicle that is sure to be a collectible in the future is a smart financial move.  However, make sure that you purchase an auto warranty for these gems.  After all, the point is to keep these cars for many years.

A Car History Report Brings You Peace Of Mind

images-28.jpgIf you’re purchasing a pre-owned car you need to find out as much history as possible about it.  The car may have problems that are not apparent from a visual inspection or a test drive.

A car history report is a good way to find out what you’re getting.  This is a report prepared by a third party that is a compilation of information from DMVs, RMVs, and other sources.  A car history report will give you an overview of what the car has been through.

When getting a car history report look out for the following things.  This is not to say that you shouldn’t buy the car based on these issues, but certainly ask questions.

If a car has had a lot of owners, chances are it hasn’t been cared for lovingly.  These cars have probably endured more abuse.

Some areas of our country are easier on cars than others.  For example, extreme winter conditions are tough on vehicles, as are flood areas and extreme heat.

Make sure the name and description of the car match up with the actual car.  Read the description carefully to avoid vehicle fraud.

Car history reports, such as those from CARFAX are comprehensive and can save you from purchasing a lemon.  Also, to protect yourself, purchase an auto warranty to avoid unnecessary expenses down the road.

How To Protect Yourself When Buying A Used Car

images-26.jpgOne trick that people use to sell a used car is to detail it until it looks brand new.  However, beware, a motor that is steam-cleaned won’t fix a gasket that is blown.  This is why it is important to purchase an auto warranty.

Having said that, dealers that are reputable typically won’t try to sell vehicles with big issues, for fear that they’ll have to fix them down the road.  If you test drive a vehicle that doesn’t make awful noises and feels pretty good, chances are it is fine.  Dealers don’t like to sell junky cars.

In any case, it is still a smart idea to have a trained professional take a look at your vehicle.  If the dealer claims the vehicle was inspected by it’s mechanic, request to view the paperwork.  If the dealer can’t produce them, make sure an outside technician sees the vehicle.

Also important, is to check that the car has a clear title and that it hasn’t ever been in a big accident.  You can tell the dealer to go on Carfax or AutoCheck to confirm this.  Both of these sites have a fee to trace the car identification number for odometer and service registrations, and accidents.  However, often dealerships will check the vehicles on their lot free of charge.

Typically, it is safe to buy a used car from a dealership; however, it never hurts to take these quick steps to ensure you don’t get a lemon.  In addition, used car warranties will give you peace of mind in case you need repairs.

Dealerships Go To Great Lengths To Bring In Business

images-211.jpgCar dealerships are going to great lengths to bring in business for servicing.  This includes repainting, brightening lights, and adding new signs.  And in the waiting area customers are enjoying WiFi access, flat screen TVs, workstations and coffee bars.

Dealers rely on their parts and service departments for profit.  Typically half of their profits come from service, while the rest comes from sales of used and new cars.

But with the sales of new cars plummeting, most dealers lost money.  This is why dealers are renovating their body shops, adding quick oil change lanes, and trying to compete with independent service shops.  In a NADA survey, 29% of dealerships said they had upgraded their service shops recently.

Dealerships have also felt the squeeze because their auto warranty repairs have been cut way down and service appointments have been spaced further apart because of the improvements in car quality.

Questions You Should Answer Before Buying A New Car

images-191.jpgThere are hundreds of new vehicles on the market, which can make it difficult for car buyers to choose what is best for them.  Many people tend to base their decision on looks alone, but this is a dangerous way to decide on a car.  So, what other considerations should motorists make?

The first factor to consider is how much money you intend to spend.  Figure out what your maximum amount is before going to the dealership and stick with it.  Also, make sure to include everything in the bottom line, such as interest, taxes, finance charges, insurance and new car warranties.  You need to factor in all of these expenses.

Also determine if you need a fuel-efficient car.  Some models rate much higher on fuel efficiency and if you have a long commute to work this might be an important factor.

Consider safety features.  Does the car you are looking at have side-curtain air bags, brake assist, stability control?  Also, how were the scores on crash tests?

Finally, do you need a lot of space?  If you have a large family you might want to think about a minivan or SUV that has ample passenger room and cargo space.

Do your homework before getting to the dealership so you know what you are looking for.  In addition, make sure to get an auto warranty so you can protect your wallet in case of unforeseen repair costs down the road.



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