When teenagers turn 16 years old, they are excited to get their drivers license.  Unfortunately, teens have more driving accidents than any other age group.  For the majority of teen drivers, the question isn’t whether they are going to have an accident, but when they are going to have an accident.

Inexperience is the main reason that teenagers are vulnerable to traffic accidents.  Although 16 to 19 year olds only make up 5.3 percent of the driving population in our nation, they’re involved in 13.3 percent of all of the traffic accidents and 11 percent of crashes that are fatal.

A new program aimed to protect teenagers is “graduated licensing”.  Although the age of licensing is the same, full privileges come gradually.

The program begins with a learner’s permit.  Next, is the intermediate stage, in which teens can drive during the daytime alone, and in the evening they can drive between 9 p.m-6 a.m. with a licensed driver.  Then, the advanced stage comes. This is when teens can drive with no restrictions.

The graduated licensing program is a good step to make sure that our teens remain safe.  However, teens need to protect themselves with a good auto warranty to avoid unnecessary repair costs.

It is helpful to use a car loan calculator to determine what the cost for a new or used car purchase will be monthly.

These can be found online with options for buying or leasing.  This is a helpful tool in determining what your budget actually is and how much car you can afford.  Just remember to factor in other car costs, such as maintenance and new car warranties.

Just remember that the numbers on a vehicle loan calculator are not actual quotes.  The calculator allows you to compare the costs of different cars and see what your payments per month will be.

On the calculator there is a line to enter the dollar amount you would like to finance. Then, by clicking your mouse you can compare what payments will be, with different arrangements for paying.  You can also find out what interest payments will be for the life of the vehicle loan.

It is a bonus to use a car loan calculator before going to a dealership to buy a vehicle.  You will already know what your budget is, which will allow you to make a smart purchase.  You will also know how much money you have left over to spend on maintenance costs and an auto warranty.

If you have a special love for old cars you aren’t the only one.  There are antique car shows all over the country that have vintage cars on display.  The owners who put their cars on display feel a great sense of pride.

Many vintage car owners have restored their vehicles piece by piece.  They haven’t just rebuilt the car they have restored it so that it is in its original state.

What’s the difference between rebuilding and restoring?  A rebuilt car has new parts.  However, a restored car has authentic parts that were from the exact year and model of the car.

Restoring a car encompasses not only the body of the vehicle, but the mechanical components.  In addition, the car’s interior is restored.  It is virtually impossible to find the exact upholstery from the year and make of the car, so it is necessary to get as close as possible.

It is a labor of love to restore a car, but certainly worth it.  Do your homework on the car you are restoring, and research costs for maintenance and an auto warranty. There is nothing more satisfying than turning a junky car into a classic vehicle.

We’ve all been there.  You’re driving your vehicle when suddenly your check engine light comes on.  If you’re like the majority of motorists, you aren’t really sure what the light is telling you.  This could be the most misunderstood light on your dashboard because it can mean many different things.  If your check engine light comes on you don’t have to immediately pull over and call for road service, but there are several tips that you should follow.

First, you should check for serious problems that would require immediate attention.  Look at your gauges to see if there is overheating or low oil pressure.  If they are apparent you should pull over and shut off your engine.

Next, tighten your gas cap.  Many times this will solve your problem.  Know that it might take a few trips before your check engine light resets.

It might help to reduce your speed.  If your light is blinking or your car is performing poorly reducing your speed will help.  Have your car checked as soon as possible.

If your check engine light comes on, remember not to panic.  Just follow these simple tips to deal with the problem.  Make sure that you have an emergency roadside assistance program for situations such as this.  You don’t want to end up stranded on the side of the road.  In addition, you should always protect yourself with an auto warranty.

When determining the amount of money you can pay for a vehicle you must consider your credit.  Yet, experts say that consumers should shop around at various dealers to make comparisons on special deals on financing.

To help with your car shopping experience, request a copy of your credit report by going through a credit agency.  This will give you knowledge when it comes time to talk to a dealer about your financing.

You can look at some web-based tools for help.  For instance, go to AutoTrader.com to find a credit center designed for people trying to purchase a car with poor credit.  This is one of the few websites that doesn’t require personal, confidential information.  In fact, you are only asked general questions that allow you to have privacy.

After filling out the questionnaire you will receive a credit level of excellent, good, or fair.  Then, you can search the car dealerships in your area that will be able to help you with your needs in regards to financing.

Look to websites to prepare you with information that will help you when you go to the dealership.  You can learn about the prices of cars, credit scores, and an auto warranty.  This will allow you to get the best deal possible.

Regardless of the year or make, one of the biggest investments people will make is a vehicle.  Buying a used car is a great way for consumers to save some money.  However, risks can be higher, which is why an auto warranty should be purchased for the car.  Fortunately, there are ways that buyers can recognize the difference between dependable used cars and lemons.

The safest thing to do is to have the car that you are looking to buy checked out by a licensed mechanic.  However, there are some things that you can do on your own.

For instance, bring a soft magnet from your refrigerator to determine if there is damage underneath a new coat of paint.  You can run the magnet all along the fenders and doors, which are steel.  If it seems that the magnet won’t stick, there is probably a type of body filler under the paint.

Also, examine the inside of the vehicle for stains from water.  If the car was damaged in a flood, it could mean trouble in years to come.  You also want to look at the wear on the pedals of the vehicle.  It should be consistent with what the mileage claims to be.  If there is low mileage, there should be little wear on the pedals.

Don’t forget to examine the tires of the vehicle, too.  If you see wear on the outside edges of the tires, the car is probably out of alignment or might have components that are worn-out.

Knowing what to look for in a used vehicle will bring you peace of mind about your purchase.  Also, know that used car warranties will allow you to save on costly repairs that are unforeseen.

Chances are at one time or another you have been told that you need new shocks and (or) struts.  After being quoted a large price, you might find yourself thinking, “Can I get away without replacing them and are they covered under used car warranties?

Your shocks and struts serve two functions in your car.  Some cars only have struts, and some only have shocks.  Their purpose is to dampen the oscillation of springs and assist in ride control.

If your shocks and/or struts are worn, your suspension parts and tires will wear out sooner.  This is why it is important to take your vehicle in for preventative checkups.  It is a good idea to have your mechanic look at your shocks and struts every time you get an oil change.

There are several warning signs that might tell you it is time to replace your shocks/struts.  First, you might notice leaks on the housing or dents on the strut body.  Also, you might see high and low worn spots on your tires and pitted piston rods.  Finally, you may have rubber bumpers that are crushed from bottoming out.

It is important not to cut corners when dealing with your shocks/struts.  It is essential that these parts function correctly for handling and cornering.  Purchasing an auto warranty is a good idea for motorists in order to avoid unnecessary repair costs down the road.  After all, you never know when your car will need maintenance.

It is a huge disappointment to buy a vehicle just to find out that it literally has an ocean of problems.

Unfortunately, there are a large number of vehicles on the market within the last five years that have experienced flooding, rain or hurricanes.  In fact, the number of cars has doubled.  In certain states it has been reported that there has been an increase of six times more cars damaged by water than five years ago.

Many times, cars with water damage are moved from flooding regions to areas that are less suspicious.  The cars are then back on the used car market, often disguised and rebuilt.

It can be difficult for consumers to be able to recognize if a vehicle has experienced water damage, and yet the car will literally rot inside and out.  In addition, the mechanical systems of a vehicle can be threatened or ruined without any visible signs on the exterior of the car.

Sales this year are predicted to reach around 45 million this year, so motorists should be on alert for water damage.  In addition, purchasing an auto warranty is a smart idea to protect your wallet in case of unforeseen repairs down the road.

People love to get a new car, but they don’t love the new car payments. But, although you can’t avoid those monthly payments, you can keep them reasonable. And make sure to factor in other costs, such as new car warranties, maintenance, and auto loans. Here are some tips to keep those car payments down.

Make sure you purchase a car that you need, not necessarily one that is on the lot.  Often, cars on the lot have more features than you need.  Dealers’ benefit from selling you one of these cars.  Not only do they move a vehicle off their lot, they sell you a more expensive car.

Only buy features that you must have.  For example, air conditioning is something most of us can’t live without, yet we don’t need climate control air conditioning.  You can save a lot of money by living without luxury features.  Watch out when the dealer tries to sell you power seats, audio systems, and tire packages.  All of these things are nice, but not essential.

You can save a lot by avoiding a bigger engine.  Test-drive a car model that has a standard engine.  You might find that the car has more than enough power.  By skipping the engine upgrade, you can save money upfront, as well as on fuel down the road.

Follow these simple tips to save yourself from paying high monthly payments.  However, realize that the one thing that you shouldn’t skimp on is purchasing an auto warranty.  You don’t want to be stuck with unnecessary repair costs down the road.

Consumers can experience sensory overload when walking down the car care isle at their local store.  It can be confusing to know what products to purchase, or even if you need to purchase them.  Some people assume that if you have a factory auto warranty that includes the finish, you don’t need to bother washing and waxing, but this isn’t true.

A factory auto warranty will protect you by ensuring that the paint job was sound, that they used quality paint, and that it was cured correctly.  However, new car warranties won’t protect you from oxidation that occurs over time.  This happens naturally if you don’t care for your finish.  Car wax serves the purpose of being a sacrificial layer between Mother Nature and your paint.

If new car owners want to keep their finishes looking great, they don’t have to spend a lot of time or money.  Preventative maintenance is the key for your finish, just like it’s under the hood.  All you have to do is wash your vehicle frequently with car care products.  Even just a basic car wash will do a lot to help protect your investment.  After washing, you can spray-on a wax that will boost the shine and extend the intervals between regular wax jobs.