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4 Different Types Of Coverage That Can Be Provided By New Car Warranties

2013 Nissan SentraAn auto warranty is a good investment to make if you just purchased a new car. New car warranties can provide four different types of coverage:

1. One kind of coverage that can be provided is basic coverage, which is also known as a bumper-to-bumper warranty. This provides coverage for all of the parts of the car from bumper to bumper.

2. Another kind of coverage is a drivetrain, or powertrain warranty, which will cover all of the parts of your car that make it run. The parts that are generally included in this coverage are the driveshaft, drive axels, engine, and transmission.

3. Corrosion and rust coverage is also an option. This covers rust-through problems.

4. Lastly, you can be provided with roadside assistance. This service can be provided to you while you are under an active basic warranty. This service provides you with professional help when you are stranded on the side of the road. It provides services such as lockout assistance, towing, assistance for when you run out of gas, and flat tire assistance.

In order to become familiar with all of the details of the coverage that is provided to you by your auto warranty, check your owner’s manual or your warranty booklet. If you still think that you do not have enough coverage and that you need more, look into buying an extended warranty.

What Is A New Car Auto Warranty?

2013 Dodge ViperA warranty is a guarantee that is made by a seller to a consumer for a product that is being sold. When the warranty pertains to a vehicle, it is the contract for replacement and repairs on parts for a specific amount of time.

New car warranties are included with the purchase of a new car. New car warranties offer many benefits. When a manufacturer sells a car and offers the consumer an auto warranty for their new car, the consumer is guaranteed that if the car has any mechanical failures or defects, the part will be replaced or repaired free of charge. There are a few different typed of auto warranties. There are powertrain warranties and bumper-to-bumper warranties. The powertrain warranty provides coverage for the parts of the car that make it run. The bumper-to-bumper warranty provides coverage for the parts of the car from bumper to bumper.

Auto warranties will allow you to feel at ease when you receive repair bills from your mechanic.

Facts About A Bumper-To-Bumper Auto Warranty

Nissan Murano ConvertibleA bumper-to-bumper auto warranty offers the most inclusive coverage for your car. Like any other warranty, there are things that are not covered by this type of warranty. Therefore, you must do your research and be sure you know what is and is not included in the coverage of the auto warranty that you decide to purchase.

The good thing about a bumper-to-bumper warranty is that it covers many major repairs in addition to minor issues that you have with your vehicle. Another benefit that comes with buying a bumper-to-bumper warranty is that many manufacturers offer things such as free gas, towing service, roadside assistance, car rental refunds, periodic maintenance, the occasional wear and tear, or coverage for problems that occur with electronic equipment.

Generally, bumper-to-bumper coverage doesn’t cover things that are covered by other kinds of auto warranties. For example, it might not provide coverage for rust, emission control equipment, or tires, while other kinds of warranties may provide coverage for these things. More often, the exhaust system, break pads, wiper blades, belts, aftermarket accessories, drums, light bulbs, hoses, rotors, and damage that is caused by intentional abuse or an accident will not be included in bumper-to-bumper coverage.

In addition, be sure to keep in mind that some manufacturers will only provide coverage if you agree to bring your car to the dealer’s repair shop for any mechanical work that needs to be done. Therefore, before making the agreement to a manufacturer’s warranty, it may be a good idea to research an aftermarket auto warranty company to make price and coverage comparisons. After you complete your research, you will be more likely to buy a warranty that is best suited to your needs.

Select A Good Auto Warranty

Dodge CaliberAn auto warranty refers to a specific service that is offered by a dealer to the vehicle owner for a period of time from the date of sale of the car. A warranty usually covers the cost of maintenance and repairs performed on a vehicle.

The warranty is issued by the dealer at the time when the car is handed over to the consumer. Any dealer who fails to issue a warranty is liable to be prosecuted under US federal law. Therefore, make sure you get a warranty when you get your vehicle.

The warranty period is available for periods of time ranging from three months to three years or the distance covered by the vehicle. The decision to choose a type of warranty is left to the consumer.

The cost of a warranty depends on what type of warranty the consumer wants. Generally, the most recommended warranty is “bumper-to-bumper” coverage. However, this type of warranty is usually more expensive in comparison to other types of auto warranties.

Bumper-To-Bumper And Powertrain Warranties

Nissan 370zAn extended auto warranty offers two different types of coverage. These two types of coverage are bumper-to-bumper and powertrain.

Bumper-to-bumper coverage offers a greater amount of coverage because it covers the most parts of the car. Usually when provided a list detailing the coverage, you will receive a list of parts that are excluded from the plan, because it is shorter. Bumper-to-bumper warranties are considered an exclusionary warranty because consumers are provided with a list of excluded parts from the coverage plan.

Powertrain warranties cover specific parts of the car that are considered the most important. The parts included in this are the transmission, the engine, and other parts of the car’s powertrain. These inclusionary coverage plans cover the more essential and expensive parts of the car. There are a lot of important things to know and research before purchasing a powertrain warranty:

1. Make sure you know exactly what parts are being covered in the auto warranty.

2. Make sure you are using the car for a long duration of time and be sure the coverage will still be active when you have high mileage.

3. See if you receive any coverage for additional accessories in the car.

Overall, be sure to know what type of warranty will suit your car’s needs. Compare prices and types of coverage between bumper-to-bumper warranties and powertrain warranties.

Mitsubishi Auto Warranty Still Leaves Void

mg.jpgMitsubishi Motors is trying to build on the excitement that has been generated the launch of the new Lancer Evolution and brand new 2009 Galant.  The new Galant made its debut today at Chicago’s Auto Show and comes with hopes that they can raise themselves up from the lack of attention their predecessors had gotten.

 

Mitsubishi is trying to cover all the bases in what is a very complex and competitive mid-size market segment by offering the 2009 Galant in several different trim levels.  It will also have a choice of 4 or 6 cylinder motors.  The top of the range for the 3.8L V6 is available in the Ralliart-Tuned Galant and offers a hefty 258 horsepower output. Also available are a 230 horsepower V6, and a 2.4L 160 horsepower 4 cylinder engine. All engines come with Mitsubishi’s Sportronic transmission.

Mitsubishi vehicles are backed by short term new vehicle limited auto warranties. The Eclipse, Lancer, Galant, Endeavor and Outlander also come with a 10-year/100,000 mile powertrain warranty along with a 5-year/60,000 mile bumper-to-bumper auto warranty. This still leaves a void in the later years when many typical failures occur.  This is continued proof that an auto warranty is a necessity on these high powered mid-sized cars.

Is It Time For Me To Buy A New Car Yet?

car2.jpgI may envy my friends a little as they are all driving beautiful new cars, but I don’t envy their high monthly payments.  After many years of carting with my family around, the interior of my Explorer may not be much to look at, but mechanically it is still fairly sound.  Rather then taking on a new loan and dealing with the monthly payments, I chose to purchase an auto warranty.  I consider used car warranties and essential investment if you plan to keep an older vehicle and it is your primary mode of transportation.

 

When I returned to the dealer who sold me my car originally and asked him if he could provide warranty coverage, I was told they were not able to sell it to me after the date of sale.  I then went on a quest to find another way to obtain coverage.  I found a number of aftermarket auto warranty companies that offered a variety of different plans and chose a bumper to bumper planned that seemed to work best for me.

 

After going through this process, which I considered a learning experience, I found that doing a extensive research on the different companies that provided and auto warranty online was essential.  Some auto warranty reviews were available that showed that the quality of the companies varied considerably.  Remember, you usually get what you pay for.

Using Lower Octane Fuel-Will It Hurt Your Car?

gas.jpgOne of our customers asked, does my car really need high grade gasoline?

With gas prices at near all time highs, people on tighter budgets want to know using lower octane fuel is OK.  If you ask the gas station you’ll get different opinions.  Some think that it does help a car’s engine to run better, but most think it just doesn’t matter. 

After polling a group of automotive gurus, it appears that most of them believe that using a lower octane fuel does little or no damage to the car. The consensus is that even if it is not recommended by the manufacturer, you can probably get away with using a less expensive fuel. 

A lower octane gasoline may cause a slight knock in the engine but it doesn’t necessarily mean the engine is struggling.  The knocking is actually a more violent detonation of more explosive gasoline. The lower the octane, the more explosive, the louder the knocking. 

Additionally, almost all cars marketed in the US over the past 10-15 years that operate with a fuel injection system have knock sensors. These sensors can sense when there’s lower octane fuel and adjust to it. 

These more complex systems can be expensive to repair so an auto warranty is more necessary than ever.  Used car warranties can be tricky so make sure you choose an aftermarket auto warranty that offers a close to bumper to bumper protection as possible.

Choosing An Auto Warranty

stuck.jpgAt one time or another every vehicle owner has been stuck on the side of the road or highway with a vehicle that has broken down.  Faced with the fact that a large repair bill is imminently on the horizon this is not a happy time.  To avoid this helpless feeling some people choose own auto warranties to protect their pocketbooks.

There are many companies in the market that offers different types of warranties. Below auto warranty tips on what a person should keep in mind when buying new car warranties or used car warranties.

First, inquire about the coverage that a warranty company provides. Get information about the warranties available in the market as different type of warranties cover different replacement parts. Some companies offer online information on auto warranties so the buyer can purchase the right plan for their vehicle. Some different types of coverage available are bumper-to-bumper, component, and powertrain type coverage.

With so many car warranty companies out there some are not of the highest quality. Companies claim to cover many parts but once bought, they deny many claims. This is why a buyer must research the company they choose carefully.

2008 Chevrolet Warranty Coverage Options

corvette.jpgAs manufacturers try to enhance sales for in 2008 many of them are offering incentives if you purchase one of their vehicles.  In addition, new vehicles are also covered by an exclusionary bumper-to-bumper warranty.  For instance, all Chevrolet models are covered by the General Motors five-year or 100,000-mile powertrain warranty, which includes roadside assistance and substitute transportation, as well as a three-year or 36,000-mile bumper-to-bumper warranty.

You would think this would be enough coverage but many of a vehicle’s failures are not covered by their powertrain warranty.  These breakdowns often occur after the three-year or 36,000-mile bumper-to-bumper warranty has expired.

It is for this reason that many consumers choose to purchase an extended warranty.  Though manufacturers offer their own extended auto warranty plans, an auto warranty is generally available for considerably less money through an aftermarket auto warranty company.  Compare coverage at sites such as autowarranties.com to see the high level of coverage and cost savings.



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