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How To Get The Most Out of Your Auto Warranty Deal

images-6.jpgThere is nothing worse than getting your car repaired and hearing, “It isn’t covered under your auto warranty.”  Often, motorists are confused because they assume that certain repairs are covered.  Drivers need a little education to understand more about their new car warranties.

People need to understand that an auto warranty isn’t an entitlement, but an agreement you make with the car manufacturer.  Your responsibility is to fulfill specific maintenance requirements that the manufacturer sets.  After doing your part, the manufacturer must perform repairs resulting from a defect or a failed part.

So, what parts are covered?  The auto manufacturer must cover the parts that it makes.  For example, transmissions, engines, steering, suspension, computers, instruments, chassis wiring, and other parts that they manufacture are covered.  Maintenance items and wearable items aren’t covered under new car warranties.  For example, filters, hoses, belts, brakes and tires aren’t covered.

What about the parts not made by the manufacturer of the car?  Items such as stereo systems and conversion components have a warranty through their manufacturers.  These can be found in paper work you received with the purchase of the car.

The best thing that you can do to avoid misunderstandings about new car warranties is to educate yourself.  Make sure that you do your homework and read all of the fine print in your auto warranty.

Saving Money On Your Teen’s Car Insurance

images-57.jpgTeenage drivers add a significant amount of cost to a family’s auto insurance.  This is because insurance is based on the likelihood of a driver getting into a car crash.  According to statistics, young drivers who are inexperienced account for a large amount of auto accidents. This is why they require a road service program and a good auto warranty. So, what can parents do to eliminate some of the cost?  Here are some tips.

First of all, make an effort to qualify for as many discounts as you can.  You might be able to classify your teenager as a driver who is “occasional”, instead of a primary one.

Next, ensure that your teen has taken a driver’s education class.  This can qualify them for an insurance discount.  Also, having them take a defensive driving class might reduce premiums.

Avoid buying a high performance, sporty car that your teen might get into trouble with.  Insurers frown upon these vehicles.

Finally, if your adolescent goes away for college without taking the car, it is likely that you can drop them from your insurance policy.

These simple tips will save you money on insurance and save your teen from calling for emergency roadside assistance.  In addition, invest in used car warranties to avoid unnecessary repair costs. It is a win, win situation for everyone.

Negotiating With A Car Dealer

images-501.jpgDo you find that you are apprehensive about negotiating with an auto dealer?  Shopping for a vehicle doesn’t have to be nerve-racking, however, you need to be aware of a few things that you shouldn’t say to a dealer.

First, you shouldn’t start talking about monthly payments, instead focus on negotiating the purchase price.  It can become confusing when you’re discussing monthly payments because it might be unclear whether the payment is for 24 or 36 months.

Don’t tell the dealer right away if you’re willing to trade-in your car.  If the dealer is aware of this he will know that you want to get as much money for your car as possible.  The dealer might agree to give you a lot for your trade-in, but usually it’s a smokescreen because then they will fix the price of the new car.

Don’t tell the dealer if you’re planning on paying for the car in cash.  They count on making a lot of money in financing, and if they know that they won’t be able to count on that money, chances are they won’t negotiate on the sticker price.

Do your homework before showing up at a dealership.  Be prepared with information about new car warranties, financing, and vehicle prices.  This will help you negotiate a successful deal on a car.

When Is It Time To Buy A New Car?

images-46.jpgToday, there are many options when purchasing a vehicle.  You can buy new, used or certified pre-owned.  However, many people just love the feeling of having that new car.  How do you know if a new car is right for you?

If you are one of those people who take great pride in the ownership of your vehicle, or have the first kid on the block syndrome, you should probably purchase a new car.  In addition to ownership pride, you will also be equipped with the newest car technologies, which will provide you with safety and comfort.  Also, new cars come with an auto warranty that brings owners peace of mind.

New vehicles also give back practical returns to those people who push their cars to the max and wear them out.  If you are logging a large amount of miles or hold onto a car for at least five years you should purchase the vehicle that you really want.  Also, if you are planning to customize your car with the transmission and engine, as well as other accessories and options to suit your style, you should buy new.

Let’s face it, there is no feeling like owning a new car and knowing that you aren’t inheriting any one else’s problems.  Buying a new car is a great way to go for people who have the funds.  In addition, new car warranties that come with new cars give you great peace of mind.

How To Avoid Getting Stuck With A Speeding Ticket

images-43.jpgWe’ve all been there.  You’re driving along when all of a sudden you hear sirens blaring behind you.  You realize that you are going to get a speeding ticket and you really don’t have the extra funds to pay for it.  With all of the expenses you’re already paying for your vehicle, such as used car warranties, maintenance, and loans, the last thing you need is the added cost of a speeding ticket.  Well, never fear because the Trapster just may save you.

Pete Tenereillo of California invented trapster.  Essentially, this is a social network where motorists can use their cell phones to alert other drivers about speed traps that they have encountered.

All you have to do is sign up for a free membership at the website and then download the Trapster software on your cell phone.  Most of the latest cell phones, PDAs and Blackberries can accommodate this software.

After signing up, you’re ready to get out on the road.  If you come across a state trooper looking for speeders you hit “pound 1” on your cell phone.  This alerts other motorists when they approach the same spot.

This system is ideal because it’s “hands free”, which means it’s safe for drivers.  Also, sophisticated cell phones can allow a map to be displayed where the speed trap is.

Why Are People Crazy About The Toyota Prius?

a9f9b_2010_toyota_prius.pngThe Prius has become one of the hottest vehicles in the country.  This is actually quite amazing because this is a hybrid electric vehicle, which requires people to embrace change. With any change, people like to protect themselves.  Many people feel better purchasing a hybrid if they have an auto warranty to go along with it. The billion-dollar question that innovators face is whether people will resist or embrace innovation.  Apparently, Toyota got it right, because thousands of people are buying the Prius.

People accustomed to a regular vehicle would struggle to get the Prius to move forward.  In addition, people probably couldn’t figure out how to put the car in reverse.  However, these are not hard lessons to learn, they just require people to change their way of thinking.  To start the Prius you press a button located on the dashboard twice.  To make your car go forward or backward you manipulate a small stick that comes out of the dashboard.

People might fear technology because it is seductive, yet they might also have a fear of not being able to change. Either way, it is good to protect yourself.  This includes purchasing new car warranties that will cover you in the case of faulty technology.  Innovators never really know which way the cash register will ring.  However, Toyota got it right with the Prius.

Top Safety Picks

images-42.jpgThe latest crash-test ratings were just released by the Insurance Institute for Highway safety, revealing the Honda Insight, Toyota Prius, and Kia Soul all achieved the Top Safety Pick award by the group. In order to get this award car models must get a “Good” rating in side, front and rear crash tests.  In addition, the vehicles must come with electronic stability control.  All of the cars mentioned above are equipped with ESC standard, however the Honda Insight only has it standard on the top trim level, which is the EX.  In addition, consumers can rest assured that these cars come with good new car warranties.

All three of the cars are considered to be small by the IIHS, although the EPA calls the interior volume of the Prius a midsize.  These cars were joined by seven other vehicles that are considered small cars to get the Top Safety Pick award, however electronic stability control is only standard on the Subaru Impreza, Scion XB, and Volkswagen Rabbit.  ESC is only an option on the Honda Civic, Ford Focus, Toyota Corolla and Mitsubishi Lancer.

How Could A Smart Car Possibly Be Safe?

images-38.jpgSmart cars are becoming more and more popular because of the downsizing trend.  But many consumers have reservations about the safety of this car because of its 8 feet long, 5 feet tall dimensions.  So how does the Smart car measure up in safety?

According to crash tests conducted by the Insurance Institute for Highway Safety, the Smart car received the highest rating possible in side and front crashes and the second highest in rear crashes.  The Smart car comes standard with front-end airbags on the passenger and driver side.

Also, motorists can feel good knowing that the Smart Car is made by Mercedes.  The Mercedes name has earned consumers trust, and they have always had excellent safety.

In the Smart Car the passengers are essentially sitting on top of a roll cage.  This is an iron frame that surrounds the car and provides a buffer zone in crashes.

Although the Smart Car has excellent safety features, the IIHS reminds consumers that cars are ranked in their class, determined by the size and weight of the vehicle.  This means that the Smart Car is in the top of its class, but this doesn’t mean that the car is as safe as vehicles in other classes.

Consumers are taking safety into their own hands by purchasing safe cars and signing up for roadside assistance programs and new car warranties.  The Smart Car is a great choice for its class based on its safety features.

All About The Saturn Vue Green Line

images-371.jpgThe Saturn Vue SUV green line will have better fuel economy than the Vues that are gas only.  They feature a simple hybrid system that Ford and Toyota use.  The green line is only around $1,500 more than the price of a comparable Vue that only operates on gas.  This allows consumers to be able to afford an auto warranty and maintenance costs. The retail price, $23,000 is approximately $4,000 under the Ford Escape Hybrid, which is the least expensive hybrid to date.

The Saturn Vue hybrid offers a 20% fuel savings over the gas operated Vue.  The Vue Green line supplements an engine that is four cylinders with electric power.  It gets 27 mpg in the city and 32 mpg on the highway.  In comparison, the gas only Vue gets 22 mpg in the city and 27 mpg on the highway.

The Vue Green Line is the first SUV hybrid available with only front wheel drive.  They aren’t offered with all- or four-wheel drive, as with other hybrid SUVs on the market.

The “green” Vue doesn’t give extraordinary fuel savings, but it is a good opportunity for consumers to purchase an SUV hybrid for under $25,000.  It is important for motorists to do their homework and calculate the cost of owning the vehicle. For example, consider new car warranties, car maintenance costs, and insurance on the SUV.

Your GPS May Be Putting You At Risk

images-361.jpgSatellite navigation devices, or the popular GPS interfaces that many motorists have in their vehicles, are, partly responsible for a large share of accidents and driving practices that are risky.

With about half of the motorists on the roads having access to devices such as these in their vehicles, it appears that this technology has penetrated the market.  Drivers who have satellite navigation devices are much more likely to be involved in a minor accident or risky behaviors.  In fact, 1.5 million say that they have engaged in sudden maneuvers, and approximately 5 million admit to going against the flow of traffic.

GPS systems fall into the same category as other car distractions, such as cell phones, kids, the radio, or passengers.  This might be one of the reasons that road safety campaigns say that ‘Good Drivers Just Drive’.

Drivers should pre-plan their trips in order to avoid distractions by GPSs.  In addition, drivers should protect themselves by purchasing used car warranties, and avoiding other in-car distractions.



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