In future car accidents a circuit could be as crucial to survival as a seat belt.  Congress made seat belts mandatory in the 1960’s, which was revolutionary in car safety.  Since then, seat belts have greatly reduced deaths.  Now, there is an additional safety revolution in the midst.  The National Highway Traffic Safety Administration has employed a new standard.  This makes electronic stability control equipment a mandatory component in all cars.  The adoption of ESC will save approximately 10,000 lives every year.

Most luxury vehicles already come with ESC.  Other models offer it as an option.  This is just one of the new safety advancements designed with the purpose of preventing auto accidents, not just protecting passengers.  The majority of these new features have a microchip base.  Many are still being perfected. So beware, you never know when new technology will fail.  However, new car warranties will save you from unnecessary expenses.

Many motorists are finding it easiest to buy a package of safety options, rather than individual gadgets.  Lexus, for example, places an emphasis on how its safety features work as a system.  It has a package with lane-departure warning, smart cruise control, and ESC.

Integrating such systems, and the yielding of throttle, brake, and steering raise the question: Do drivers need or want this much help?  Who is actually in charge of the wheel?  No matter the answer, an auto warranty is essential in protecting your vehicle with all of those fancy gadgets.

Most motorists have experienced the drowsy driving syndrome.  Either you’ve been the driver yourself or you’ve been in the passenger seat.  Many wrecks and road service calls can be avoided if drivers aren’t drowsy.  Here are some signs to look for in a drowsy driver.

If the driver is weaving drowsiness may be setting in.  The driver doesn’t perform as many steering corrections, which means that the ones made are more severe and jerky.

Often drivers become very quiet or rely on conversation to stay awake.  Conversation often doesn’t make a lot of sense.

If the driver passes over rumble strips they need to pull over and take a rest.  This could mean that they actually fell asleep for a second, or that they are so tired that they can’t stay on the road.

The neck jerk is always a tell tale sign.  This is when the driver falls asleep for a moment and then their neck jerks and they wake up.

Never get on the road drowsy, and never get in a car with a drowsy driver.  There have been many calls for emergency roadside assistance due to drowsy drivers.  In addition, protect yourself with used car warranties in order to keep your car maintained for safety.

As the economy declines, more motorists are trying to save money by abandoning their car insurance.

According to the Insurance Research Council, the uninsured rate and the unemployment rate are directly correlated.  When unemployment increases 1%, uninsured drivers increase a half-percent.  As of November, unemployment was up 2% since last year.

In a recent study, the council claims there have been several hundred thousand drivers that have let their insurance lapse, or dropped it in the last year.

What this means is that your odds of getting hit by a driver that is uninsured have gone up drastically, and usually people who are uninsured don’t have very many assets if you plan to sue for damages.

For people who have the funds, coverage for being hit by underinsured or uninsured drivers has become a necessary protection even though it raises your premium 7% to 9%.  And, you don’t want to let your insurance lapse because you will be charged a 25% to 50% surcharge for a new policy.  Also, drivers should protect themselves with a roadside assistance program and used car warranties.

Do you find that you are apprehensive about negotiating with an auto dealer?  Shopping for a vehicle doesn’t have to be nerve-racking, however, you need to be aware of a few things that you shouldn’t say to a dealer.

First, you shouldn’t start talking about monthly payments, instead focus on negotiating the purchase price.  It can become confusing when you’re discussing monthly payments because it might be unclear whether the payment is for 24 or 36 months.

Don’t tell the dealer right away if you’re willing to trade-in your car.  If the dealer is aware of this he will know that you want to get as much money for your car as possible.  The dealer might agree to give you a lot for your trade-in, but usually it’s a smokescreen because then they will fix the price of the new car.

Don’t tell the dealer if you’re planning on paying for the car in cash.  They count on making a lot of money in financing, and if they know that they won’t be able to count on that money, chances are they won’t negotiate on the sticker price.

Do your homework before showing up at a dealership.  Be prepared with information about new car warranties, financing, and vehicle prices.  This will help you negotiate a successful deal on a car.

Although certified pre-owned warranties are very similar, they do vary some depending on the car manufacturer.  They combine the manufacturers original auto warranty with a certified pre-owned auto warranty, and then offer roadside assistance along with other benefits.  The advantages are apparent: instead of taking a risk with a used car that you know nothing about, you get a car with a complete history and auto warranty.

Chrysler decided to go one step further and offer extended service contracts for Jeep, Chrysler, and Dodge certified pre-owned vehicles.  The contracts will be divided depending on what they cover.  For instance, the Lifetime Powertrain Care will cover transmissions, engines, and drivelines; the Lifetime Added Care Plus will cover those mechanisms and also electrical functions in the interior, suspensions, and fuel systems; and the Lifetime Maximum Care plan will cover all of the above with just a few exclusions.

Chrysler has not yet announced pricing plans for these contracts, so it isn’t clear how much more consumers will have to pay to get a lifetime component auto warranty, or whether consumers will want the new car warranties at all.

Luckily, as of now, not all of the economic news is tragic.

According to economists from Comerica Bank, vehicles have currently become more affordable than has been seen in 28 years.  So, the last time vehicle shoppers’ purchases made up this small of a piece of his or her income, fuel prices were higher than ever and comedians were telling jokes about how old presidential candidates were.

Comerica says that the average cost of a light vehicle currently is $27,704, including new car warranties, and the average amount of money that people spent on a vehicle fell $700 this quarter, to approximately $23,900.  Motorists have been keeping their payments down by stretching out how much time they will take to pay it off, which is currently more than 62 months.

Incentives have started the trend, which continue to get better as dealers try to get rid of inventory (they especially look appealing if you want to purchase an SUV or truck), but for the most part, motorists have just begun to want less-expensive models.

Satellite navigation devices, or the popular GPS interfaces that many motorists have in their vehicles, are, partly responsible for a large share of accidents and driving practices that are risky.

With about half of the motorists on the roads having access to devices such as these in their vehicles, it appears that this technology has penetrated the market.  Drivers who have satellite navigation devices are much more likely to be involved in a minor accident or risky behaviors.  In fact, 1.5 million say that they have engaged in sudden maneuvers, and approximately 5 million admit to going against the flow of traffic.

GPS systems fall into the same category as other car distractions, such as cell phones, kids, the radio, or passengers.  This might be one of the reasons that road safety campaigns say that ‘Good Drivers Just Drive’.

Drivers should pre-plan their trips in order to avoid distractions by GPSs.  In addition, drivers should protect themselves by purchasing used car warranties, and avoiding other in car distractions.

Credit is a key factor when an auto shopper is trying to figure out how much they will pay for a car.  However, according to experts, people should look at various dealers to compare special financing deals.  This is as important as shopping around for a car type.

It is important to request a copy of your credit report and score through a credit agency.  This will give you a better idea of what you will be dealing with when you talk about financing.

There are web-based tools that you can look to for help.  For example, AutoTrader.com is a website for classifieds that actually has a credit center for people looking to buy a car with bad credit.  And while other websites of a similar nature require the consumer to disclose personal and confidential information, the credit center only asks general questions to give the shopper privacy.

After you fill out the questionnaire, you will get a credit level that is estimated excellent, good or fair.  Next, you can do a search among car dealers in your area that can help you with your specific financing needs.

The key is to be prepared when you walk into the dealership.  Websites are a great way to arm you with knowledge.  You can learn all about car prices, credit scores, and prices on an auto warranty.  You want to do your homework so that you can get the best deal you can on the car itself, financing and new car warranties.

It is essential for consumers to do their homework before trying to purchase a new vehicle.  To avoid unnecessary costs, follow these three important tips.

First of all, you need to shop around to find the best dealership.  To do this, use the Internet and read blogs that people have written about specific dealerships.  You will find a wealth of information just by doing web searches.  Many times, you will come across complaints or favorable revues about how a dealership operates.  Also, it is a good idea to contact three dealerships in your area to determine which one responds quickly.  This will give you an indication of good service.

Next, dealers will try to talk you into financing through them, but don’t do it.  Financing at dealerships typically isn’t the best deal you can find.  Save your money by finding financing elsewhere and use your extra money for a much needed auto warranty.

Also, don’t fall for buying an alarm system through the dealer.  Carmakers already install wiring in vehicles, yet they then sell alarm systems for approximately $1,200 separately.  They will tack this cost onto the price of the new car purchase.

Lastly, sell your current car yourself to save money.  Chances are you aren’t going to get as much money for it through the dealership.

Follow these tips to save big when it comes time to purchase a car.  Also, purchase new car warranties to protect your wallet down the road.

If a glossy flyer arrives in your mailbox from a car dealership in your area promoting a huge event for pre-owned car sales, beware.  Many of these events have contests, or “bonus” vouchers, which consumers are advised to take advantage of to get thousands of dollars off of the price of a pre-owned car.  One of these flyers came with a key that people were told to take to the sales event to discover if they had won a new vehicle.

“Blow-out” sales, such as these, will use the name of a local dealer, but other companies run them.  Typically, these companies will charge more for the cars than the actual dealership.  And according to investigations by state attorneys, often-deceptive tactics and high-pressure are used to achieve sales.

The state attorney general’s office of Washington announced early this year that they settled with a company such as this.  This company was accused of not disclosing how many cars were available at the price advertised, making financing sound easier than it really is, and misrepresenting the value of the cars being sold by calling them “drastically discounted”.

Consumers should remember that if a car deal sounds to good to be true, it probably is.  It is best to research such things as used cars and used car warranties before you actually go shopping.  This way you will know what prices are reasonable to expect.