Consumers can get sensory overload walking down the car care isle at their local store.  It can be confusing to know what products to purchase, or even if you need to purchase them.  Some people assume that if you have a factory auto warranty that includes the finish, you don’t need to bother washing and waxing, but this isn’t true.

A factory auto warranty will protect you by ensuring that the paint job was sound, that they used quality paint, and that it was cured correctly.  However, new car warranties won’t protect you from oxidation that occurs over time.  This happens naturally if you don’t care for your finish.  Car wax serves the purpose of being a sacrificial layer between Mother Nature and your paint.

If car owners want to keep their finishes looking great, they don’t have to spend a lot of time or money.  Preventative maintenance is the key for your finish, just like it’s under the hood.  All you have to do is wash your vehicle frequently with car care products.  Even just a basic car wash will do a lot to help protect your investment.  After washing, you can spray-on a wax that will boost the shine and extend the intervals between regular wax jobs.

The 2008 Chevrolet Aveo5 didn’t have many trophies to its name; however, it was best known for being the most affordable car in America.  But for 2009 there are several new contenders.  Nissan just announced its new rock-bottom entry, which is now the cheapest car in America; it is the Nissan Versa 1.6 that has an MSRP of $9,990 including new car warranties.  That price beats the Accent by about $1,000 and the Kia Rio, Toyota Yaris, and Chevy Aveo by around $2,000.

The Versa has a four-cylinder 107 hp, 1.6-liter.  It has 15 hp fewer than the standard Versa 1.8, however it is still competitive.  The newer version has a standard five-speed manual with the option for a four speed automatic for $11,990.  Gas mileage is 26/34-mpg city/highway for the manual and 26/33 for the automatic version.

For the price, Nissan makes air-conditioning an option for $1,000 extra. However, it comes standard on the other models, and also on the 1.6 Versa.

Not only is the Versa the least expensive car in America, but also it exceeds its competition in passenger volume and has good power and mileage ratings, as well as an excellent auto warranty.

A recent report shows that new car customers aren’t doing enough to ensure the best deals on financing, insurance and new car warranties.

Only 64 percent of motorists would even attempt a negotiation on the price of a new vehicle.  In addition, over 2 million motorists wouldn’t even bother to research the current value of their existing car when planning to do a trade-in.  In fact, over 30 percent of drivers admitted they wouldn’t even spend an hour researching how they are going to pay for their new vehicle.

Alarmingly, 91% of customers weren’t able to explain what the phrase ‘lease purchase’ meant, which is a term often used in car financing deals.  Also, 50 percent said they would go ahead and purchase a new car without getting any quote for the insurance.

Our nation is known for being bargain hunters and trying to get the best deal.  But for some reason when it comes to purchasing a new vehicle motorists are falling short.  It’s crucial for all drivers wanting to buy the newest vehicle to do their homework.  Financing, insurance and an auto warranty are an essential part of the car buying experience.  So, shop around and find the best deals.  Otherwise, pay the price.

If you are thinking of purchasing a new car, don’t just rely on professional expertise; make yourself a professional expert as well.  This includes taking certain measures such as doing your homework and researching an auto warranty.  You can be empowered by arming yourself with the following information about purchasing a used vehicle.

Examine the pedals to check for wear.  Rarely do people update the pedals, so this is a good indication of the cars true history.

Next, take a look at the steering wheel.  While the engine is turned off, joggle the wheel to see how much movement there is.  There shouldn’t be more than one inch of play.  If there is, a new steering gearbox may be needed.

Don’t ever buy a car that has frame-damage.  You can tell this by looking at the core support of the radiator.  This connects to the fenders in the front of the vehicle.  It shouldn’t be welded on each side, but bolted.

Lastly, check the paint job on the vehicle.  Look for dents, scratches and rust spots.  Also, examine the car for a slight waviness, which is an indication of a paint job.

Most importantly, check the history of the vehicle you are looking to buy.  You can do this at autocheck.com.

No matter how much knowledge you have, you never really know what car you are buying.  This is why it is important to buy used car warranties to protect your investment.  You don’t want to end up paying unnecessary repair costs down the road.

According to Honda, the 2009 Element that has undergone a restyling is now on sale with a beginning price of $20,175, not including a destination charge of $670 or new car warranties.  Standard on the base model is a five-speed automatic, unlike the model last year, which included a manual for $18,980.  In addition, there is a price bump of less than $500 from a 2008 LX including an auto warranty.

Most casual observers wouldn’t recognize any big design changes for the 2009 Element, however there are changes, such as the updated front grille and bumper, and also different headlights.

The Element is available in three different trim levels.  The basic model is the 2WD LX.  By upgrading to the EX and SC models, motorists will benefit with the optional navigation system, which wasn’t provided on the previous Element.  This navigation system includes such features as a rearview camera, voice activation and a USB port for media players.

What is important about age 13 that makes it OK for children to finally ride in the front seat of the car?  Are they finally big enough to withstand the impact of an airbag?  Are they at the age where they can behave in the front seat?

A big part of the problem is behavior.  When kids mess with the radio, and play around, they usually aren’t in a proper position when an airbag deploys.  In injuries and deaths, the proximity to the airbag in the front is a huge issue; in addition, proper positioning in the seat is a factor.  By 13, kids are more able to sit still and behave.

Around ages 11 and 12, children are also bigger physically.  This is an issue because it is hard for children to have their backs against the seatback if their feet don’t touch the floor.  This means that they scrunch down putting them in a bad position for airbag deployment.

Kids under 13 need to ride in the back seat for their safety.  It isn’t worth it to put your child in the front and have them injured by an airbag.  Parents are concerned with many things such as new car warranties, auto loans, and maintenance, but most important is the safety of their children.

It isn’t surprising that Ford’s aiming the new 2010 Mercury Milan and Ford Fusion hybrids straight at the Toyota Camry Hybrid, but what is attention getting is Ford claiming that its sedan hybrids will outdo the city mileage of the Camry Hybrid by 5 mpg.  That would make the Milan and Fusion hybrids’ rating at 38 mpg.  Although there wasn’t a number provided for highway mileage, Ford claims that it beats the Camry Hybrid in this area as well.  The Camry Hybrid currently gets 34 mpg/highway.

The complete reveal of the Milan and Fusion hybrids is going to wait until the Los Angeles auto show, however Ford just disclosed a few tidbits today about the new sedans.

The Milan and Fusion hybrids will be the first hybrid technology use, besides the Ford Escape, Mazda Tribute and Mercury Mariner hybrids.  Battery technology has undergone a big improvement since the launch of Ford’s compact SUV hybrids.

Consumers are anxious for new hybrid technology and want to save money on such things as gas, new car warranties, and auto loans.  In this poor economy, people are looking for all of the financial relief they can get, including hybrid technology.

College students who live far from their school find it hard to commute on a daily basis.  It can be tough to wait for a bus, as well as time consuming.  Having a vehicle can help a great deal in this situation.  But students are usually tight for cash, so they need to get car loans for students.

Students need to plan their budget well.  Purchasing a pre-owned vehicle is a great option for students because they are cheaper than new vehicles.  Of course there are other expenses, such as insurance, maintenance, used car warranties, and fuel that come along with car ownership.  So, it is necessary to consider these factors when calculating the cost of buying a car.  Car loans for students are designed so that students can repay them without problems.  Loans such as these are offered through banks and financial companies.

Students with poor credit are even eligible to apply for car loans for students; however, their interest rate will be higher.  To make the interest rate lower, students can arrange to have a co-signer.  Auto loans for students are considered secure because if the student can’t repay the loan, the lender will take the car, and it will be sold to recover the loan amount.

Luckily, as of now, not all of the economic news is tragic.

According to economists from Comerica Bank, vehicles have currently become more affordable than has been seen in 28 years. So, the last time vehicle shoppers’ purchases made up this small of a piece of his or her income, fuel prices were higher than ever and comedians were telling jokes about how old presidential candidates were.

Comerica says that the average cost of a light vehicle currently is $27,704, including new car warranties, and the average amount of money that people spent on a vehicle fell $700 this quarter, to approximately $23,900. Motorists have been keeping their payments down by stretching out how much time they will take to pay it off, which is currently more than 62 months.

Incentives have started the trend, which continue to get better as dealers try to get rid of inventory (they especially look appealing if you want to purchase an SUV or truck), but for the most part, motorists have just begun to want less-expensive models.

Car dealers have haggled with car shoppers for years. This practice has allowed salesmen to con buyers into buying cars and new car warranties, using all kinds of negotiating strategies. But car dealers have paid for it by being known as untrustworthy.

Some dealers are changing their old ways by dumping haggling. The eighth largest chain of dealers in America, Lithia Automotive Group, announced that they are going to make all 108 of their stores haggle-free within three years.

Toyota’s Scion has implemented a policy for no negotiation from its onset four years ago. This has prompted dealers who sell Toyota vehicles to apply the one-price approach.

And all over the country, independent dealers who carry various brands of domestic and foreign vehicles are teaching their employees to sell cars like the rest of the retail world. In other words, cars come with a price tag and a smile from the salesperson.

This no-haggle method will make buying a car a more pleasant experience for consumers. Now that people can look up a car’s base price online, they don’t have patience for haggling. In addition, people are able to compare the prices of new car warranties online.