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Odometer Fraud Is More Prevalent Than People Think

images-94.jpgUsed car buyers need to be aware of a common scam; odometer fraud.  This is the act of rolling back the odometer on a car.  This deceives buyers into thinking that a vehicle has fewer miles than it really does.  It is estimated that this crime leads to sales of around 450,000 vehicles every year. 

Also alarming is that digital odometers are easier to meddle with than traditional odometers.  There are ways that consumers can protect themselves against odometer fraud.

First of all, request to see the car’s title and make a comparison between its mileage and the car’s odometer.  Also, compare the mileage on the car’s maintenance records with the odometer on the vehicle.  In addition, sometimes there are stickers with maintenance records on doorframes and windows.

Next, you should ask for a Carfax History Report on the vehicle to see odometer discrepancies.  If the person selling the car doesn’t have one, you can order one online with the vehicles VIN number.

Finally, check to see that the odometer gauge numbers are all aligned.  If they aren’t aligned, or if they move when you tap on the dash, you may want to think twice about buying.

These tips can save you from buying a car that has been tampered with.  However, you never know the true history of a used vehicle.  This is why used car warranties are a good idea to protect you against unforeseen repairs.

Uninsured Drivers Are Now On The Rise

images-87.jpgAs the economy declines, more motorists are trying to save money by abandoning their car insurance.

According to the Insurance Research Council, the uninsured rate and the unemployment rate are directly correlated.  When unemployment increases 1%, uninsured drivers increase a half-percent.  Unemployment is up a great deal since last year.

In a study that is coming out next month, the council claims there have been several hundred thousand drivers that have let their insurance lapse, or dropped it in the last year.

What this means is that your odds of getting hit by a driver that is uninsured have gone up drastically, and usually people who are uninsured don’t have very many assets if you plan to sue for damages.

For people who have the funds, coverage for being hit by underinsured or uninsured drivers has become a necessary protection even though it raises your premium 7% to 9%.  And, you don’t want to let your insurance lapse because you will be charged a 25% to 50% surcharge for a new policy.  Also, drivers should protect themselves with used car warranties.

Keep These Things In Mind When Buying From A Car Dealer

images-78.jpgOne trick that people use to sell a used car is to detail it until it looks brand new.  However, beware, a motor that is steam-cleaned won’t fix a gasket that is blown.  This is why it is important to purchase an auto warranty.

Having said that, dealers that are reputable typically won’t try to sell vehicles with big issues, for fear that they’ll have to fix them down the road.  If you test drive a vehicle that doesn’t make awful noises and feels pretty good, chances are it is fine.  Dealers don’t like to sell junky cars.

In any case, it is still a smart idea to have a trained professional take a look at your vehicle.  If the dealer claims the vehicle was inspected by it’s mechanic, request to view the paperwork.  If the dealer can’t produce them, make sure an outside technician sees the vehicle.

Also important, is to check that the car has a clear title and that it hasn’t ever been in a big accident.  You can tell the dealer to go on Carfax or AutoCheck to confirm this.  Both of these sites have a fee to trace the car identification number for odometer and service registrations, and accidents.  However, often dealerships will check the vehicles on their lot free of charge.

Typically, it is safe to buy a used car from a dealership; however, it never hurts to take these quick steps to ensure you don’t get a lemon.  In addition, used car warranties will give you peace of mind in case you need repairs.

New Technology To Keep You From Getting A Speeding Ticket

images-71.jpgWe’ve all been there.  You’re driving along when all of a sudden you hear sirens blaring behind you.  You realize that you are going to get a speeding ticket and you really don’t have the extra funds to pay for it.  With all of the expenses you’re already paying for your vehicle, such as used car warranties, maintenance, and loans, the last thing you need is the added cost of a speeding ticket.  Well, never fear because the Trapster just may save you.

Pete Tenereillo of California invented trapster.  Essentially, this is a social network where motorists can use their cell phones to alert other drivers about speed traps that they have encountered.

All you have to do is sign up for a free membership at the website and then download the Trapster software on your cell phone.  Most of the latest cell phones, PDAs and Blackberries can accommodate this software.

After signing up, you’re ready to get out on the road.  If you come across a state trooper looking for speeders you hit “pound 1” on your cell phone.  This alerts other motorists when they approach the same spot.

This system is ideal because it’s “hands free”, which means it’s safe for drivers.  Also, sophisticated cell phones can allow a map to be displayed where the speed trap is.

Do You Need A New Water Pump?

images-61.jpgThe heart of the cooling system in a vehicle is the water pump.  It serves the purpose of circulating engine coolant through the entire system, starting with the radiator, then to the engine and back.  The water pump allows you to use air conditioning when it’s hot out.

The vehicle’s engine powers the water pump so that it works correctly.  It uses either a gear and chain system or a belt and pulley.  The pump generates power that goes to a shaft with an impeller.

The impeller circulates the coolant throughout the vehicle.  The impeller can be compared to a propeller that makes a boat move.

The impeller and shaft spin on a sealed bearing.  Checking this part of the water pump is essential because it wears out easily.  You can look for coolant that is leaking and an odd noise.  Also be aware that a wet engine is an indicator that you should replace your water pump.

If you notice any of these signs, it is time to replace your water pump.  Also, it is a good idea to have a road service program and used car warranties just in case of emergencies.  After all, you can’t always foresee when your car will fail you.

The Problem With Satellite Navigation Devices

images-60.jpgSatellite navigation devices, or the popular GPS interfaces that many motorists have in their vehicles, are, partly responsible for a large share of accidents and driving practices that are risky.

With about half of the motorists on the roads having access to devices such as these in their vehicles, it appears that this technology has penetrated the market.  Drivers who have satellite navigation devices are much more likely to be involved in a minor accident or risky behaviors.  In fact, 1.5 million say that they have engaged in sudden maneuvers, and approximately 5 million admit to going against the flow of traffic.

GPS systems fall into the same category as other car distractions, such as cell phones, kids, the radio, or passengers.  This might be one of the reasons that road safety campaigns say that ‘Good Drivers Just Drive’.

Drivers should pre-plan their trips in order to avoid distractions by GPSs.  In addition, drivers should protect themselves by purchasing used car warranties, and avoiding other in car distractions.

What Are Drivers Really Doing Behind The Wheel?

images-45.jpgAccording to a recent survey by the Network of Employers for Traffic Safety, many drivers believe they have super abilities to complete complex tasks behind the wheel.  And although it may seem monotonous to just drive a car, multi-tasking while driving increases the chance for having an accident drastically. In addition, many calls for road service are due to multi-tasking. So, what are drivers really doing behind the wheel?

Well, 32% of drivers surveyed admit to reading while driving.  The survey didn’t specify whether they are reading maps or autobiographies, but it doesn’t really matter.  Either way, these drivers are 3.4 times more likely to get in an accident.

And, although most of us detest seeing drivers eat behind the wheel, NETS says that 70% of the surveyed drivers do it.  These drivers have a two to three times greater chance of crashing because of their eating habits.

Another group of people are making work preparations behind the wheel.  In fact, 10% of motorists admitted to making phone calls, reviewing notes, using computers, and making lists, all while trying to navigate during rush hour.

Although driving may seem monotonous at times, motorists need to resist the temptation to multi-task behind the wheel.  These habits can result in accidents and calls for emergency roadside assistance.  In addition, drivers should protect themselves with used car warranties.

Which States Have The Best Car Insurance Rates?

images-36.jpgThe National Association of Insurance Commissioners recently performed a study to determine what the best and worst states are in the country for auto insurance.  According to the study, you are paying the highest insurance premiums if you live in the Northeast.

New Jersey proved to be the most expensive state.  On average, premiums in New Jersey are over $1,300 yearly.  The capital of our nation, Washington D.C. was the second highest, with average yearly premiums of $1,185.  New York was third highest with $1,110 being the average premium.

Revealed in the study was that urban driving, high salaries, and a lot of traffic are responsible for elevated costs in those states.  In addition, liability insurance premium costs are higher in the Northeast.

Midwestern and Northern states proved to have the lowest insurance premium costs.  The overall lowest was Idaho with costs at $530 per year.  The next lowest was Maine at $560 a year, and North Dakota was $570 per year.

According to this study, your location is a key factor in determining your car insurance costs.  Today, consumers are paying more than they ever have for their vehicles.  These costs include insurance, roadside assistance, used car warranties and maintenance costs.

Get The Most Out Of Your Family Road Trip

images-35.jpgOne of the most fun family activities is taking road trips.  Families can make a lot of fond memories traveling on the open road.  Americans will take more than 320 vacation trips over the spring and summer season.  However, frustration and stress can come along with a family road trip, so take note of some do’s and don’ts that will allow your family to have a great time.

First and foremost, take your family vehicle in for a tune-up.  You want to make sure your car is in top-notch condition.  There is nothing more inconvenient than having your vehicle break down on the side of the road, leaving your family stranded.  This is why you should have a road service program in case of unforeseen problems.  Also, invest in used car warranties to protect your wallet.

Make sure you plan ahead.  This will help your family know what to expect throughout the trip.  It will also help you have a smooth trip.  Software for trip planning along with a GPS will aid your family in planning the ideal vacation.  This technology will literally guide you to your destination.  And the tools that are easy to use allow you to personalize a trip from start to finish.

Of course, you are bound to run into some speed bumps along the way.  For instance, you never know when you will run into road construction or traffic. However, don’t let your fun be ruined, just make sure you have emergency roadside assistance in case your vehicle overheats.  This will bring you peace of mind and let you enjoy your family.

Gas Saving Practices That Aren’t Safe

images-32.jpgMost people realize that hypermiling is not the safest practice; in fact it leads to car accidents. However, many people still do it.  Well now, AAA is weighing in with their view on the subject.

AAA has released a very strong warning saying that practices to save gas, in which illegal driving techniques are used, are dangerous, and therefore shouldn’t be used.  They are referring to practices like drafting off of other cars by tailgating, rolling stops, and turning off the car while driving.

Other gas saving practices toe the line of acceptability.  For example, motorists who have manual transmissions sometimes cruise in neutral to conserve fuel.  This practice is fairly common, yet safety advocates express concerns about motorists not having complete control of their cars.  Also controversial is the practice of utilizing neutral with automatic transmissions, however some drivers who do this say that they can do it safely.  AAA also doesn’t bring up the fact that there are numerous local laws having to do with improper driving, like not keeping your vehicle in gear.

Although motorists are tempted to do anything possible to save money on gas, including skimping on an auto warranty, people need to realize the danger involved in illegal driving techniques.  Unfortunately, hypermiling has been known to lead to car accidents, which is why it is important to have roadside assistance. In addition, drivers should have good used car warranties to avoid unnecessary repair costs, should they arise.



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