It is helpful to use a car loan calculator to determine what the cost for a new or used car purchase will be monthly.

These can be found online with options for buying or leasing. This is a helpful tool in determining what your budget actually is and how much car you can afford. Just remember to factor in other car costs, such as maintenance and new car warranties.

Don’t forget that the numbers on a vehicle loan calculator are not actual quotes. The calculator allows you to compare the costs of different cars and see what your payments per month will be.

On the calculator there is a line to enter the dollar amount you would like to finance. Then, by clicking your mouse you can compare what payments will be, with different arrangements for paying. You can also find out what interest payments will be for the life of the vehicle loan.

It is a bonus to use a car loan calculator before going to a dealership to buy a vehicle. You will already know what your budget is, which will allow you to make a smart purchase. You will also know how much money you have left over to spend on maintenance costs and an auto warranty.

An original innovative system will boost fuel economy approximately 1 m.p.g. in the all-wheel drive Dodge Charger and Chrysler 300, 2009 models. Motorists will be thrilled to have extra savings, due to this technology. Also, new car warranties will ensure that drivers don’t pay extra expenses.

This system is one of the several innovative technologies that are soon to come. The company revealed this new system on Friday at its technical center in Auburn Hills.

Chrysler has already made significant changes to its vehicle models. In fact they have made 500 improvements since last year. For example, they reduced excess engine noise in their Dodge Caliber and Jeep Patriot. Also, thanks to new mounts for the engine, noise and vibrations are lessened in the Dodge Avenger and Chrysler Sebring.

The updated all-wheel drive system makes the vehicle more fuel-efficient by disconnecting the drivetrain from the front axle, until it is necessary to activate all-wheel drive for safety. The economy ratings by the EPA for all-wheel drive versions of these models will be comparable to the rear-drive model ratings.

Currently, the 300 and Charger, as well as other all-wheel drive vehicles lose at least 1 m.p.g. in ratings by the EPA because energy is being sent to the front axle, even if it isn’t needed. The new technology will alleviate this problem. However, motorists should always protect themselves with an auto warranty with any technology, just in case it unexpectedly fails.

General Motors has just announced a new recall.  They have recalled over 200,000 vehicles.  Apparently these vehicles have oil leaks that are a potential threat for fires.

The GM recall is for Pontiac Grand Prix GPD, and Buick Regal GS models, years 97’-2003.

According to GM, if the driver of these models hits the brakes hard, oil might leak on the exhaust manifold.  Up to date, there are a reported 267 cases of fires, as well as six injured people.

General Motors claims that the vehicles are perfectly safe to drive, however, motorists should try to avoid parking in carports or garages.

GM assures that they will notify owners of these models when they have parts available to remedy the problem.

Unfortunately, recalls are prevalent in modern vehicles.  Consumers never really know when their cars might fail.  Motorists should protect themselves, in the case of unforeseen repair costs, by purchasing new car warranties.

If you’re looking to buy a cheap used vehicle, you might want to look online. One website that is a good place to start is Car-Auction.com. This is an auction website featuring seized vehicles by the government. Consumers can select what type and model of vehicle they are looking for, as well as the price. Results will appear within a few seconds. This is a lot more convenient than attending an automobile auction and waiting to see if the car you want is up for auction. Also, it is convenient to shop for an auto warranty and insurance online.

When you are looking to buy a cheap used car follow these simple tips.

The most difficult part of the process is finding a quality car that you would like to purchase. People make the mistake of buying a car because they like the way it looks. You need to get the full history of the vehicle before making an agreement. Also, get the VIN of the vehicle and do a search of the number through a local agency. You want to get the vehicle inspected by a professional.

An online auction is a great place to buy a used car. However, beware. To protect yourself, do your homework to get a good buy and make sure to purchase used car warranties.

When people are looking to buy a car, they like to know its history.  Consumers get peace of mind from such things as a reliable previous owner and used car warranties. Yet, many times owners are deceived.  A new study by Carfax shows that there are many con men out there trying to conceal the history of pre-owned vehicles.

Unfortunately, revealed in the study is that if you are looking at a used vehicle, there is a big chance that it is a wreck that has been rebuilt.  In fact, according to the study, the amount of salvaged cars, which were revealed on history reports, has risen to 50 percent in the last five years.

The problem isn’t only with vehicles that were damaged by floods and repaired, but also millions of cars that were involved in big accidents.  The problem is that crooks take these cars and piece them back together.  Of course, they don’t reveal this information to potential buyers and so people end up with unsound vehicles.  Other problems in these cars might be odometer fraud, phony air bags, and damage to the frame of the vehicle.

No matter what used car you purchase, make sure to protect yourself.  You can do this by keeping your eyes open for clues that might indicate prior damage to the car, and buying an auto warranty.

Car enthusiasts always want to buy a hot car. These are the cars that are very desirable and hard to find. Everyone has heard about these vehicles and they want to have the first one on their block. These are the vehicles that you wouldn’t dare take out of your driveway without an auto warranty.

So, what are the cars that are hot now?

The Dodge Challenger is on its way to showrooms. It is a hot muscle car that won’t last long. Also, BMW has an all-new 1 Series that people are buzzing about. Jaguar has made the XF sedan that is sexy and selling fast.

The Honda Fit is so hot that buyers might have a fit trying to find one. The mini cooper is a car that is perpetually hot, due to high demand and limited production.

Waiting lists are forming for Chevrolet’s Camaro that has been reborn. The same is true for a super hot Corvette ZR1 coming out in the fall.

If you are one of the car enthusiasts who must have the new hot car, dive in. However, make sure that you protect your gem with new car warranties, a routine maintenance plan and a good insurance policy.

Buying a new vehicle is an exciting event in most people’s lives.  People often want to flaunt their priceless possessions for everyone to see.  Drivers purchase an auto warranty to protect their jewels, and treat their cars with loving care. In addition, they try not to let their vehicle get any scratches. A car that is scratch free and has a shiny finish is a good reflection of its owner and brings a lot of driving pleasure.

However, with heavy traffic that is bumper to bumper, it is difficult to keep your beautiful gem scratch free.  In fact, it is inevitable that your vehicle will receive a scratch or two no matter what measures you take.

Never fear, you don’t have to spend thousands at a shop getting your entire car panel painted.  You can use Com-Paint, which is a touch up spray that allows you to say goodbye to scratches.  Follow these simple tips.

On small scratches you can use Aeroshot Top Cut to remove and cleanse the surface that is scratched.  This will most likely take care of the scratches so that they won’t need painting.

For medium scratches level with 1000 No. Emery paper.  Shake the can well and hold it 12” from the surface and use a stroking motion to spray.  Make sure the coats are light, not heavy.  Let the painted area dry at least 72 hours.

Car owners like to feel like their vehicles are brand new.  Simple things can allow you to do this such as touch-up painting, routine maintenance, and purchasing new car warranties to protect your vehicle. These simple things can keep your car seeming brand-new.

Honda has been named the automaker that sells the best cars in the U.S. by consumer reports.  This is the second year in row.  They based their decision on many factors from the comfort of the vehicle to reliability.

Toyota was ranked second, and Subaru third.  Next were BMW, Mazda, Nissan and then Volkswagen.  There weren’t any domestic vehicles on the list.

Other vehicle winners for various segments are as follows.  The Toyota Prius was the best green car, the Hyundai Elantra was rated the highest as a small sedan, the Honda Accord was the leading family sedan, the Mazda MX-5 Miata was named the most fun car, the Toyota RAV4 ranked as the top of the small SUV’s, and The Chevy Silverado was the highest ranked pickup truck.

It is important to remember that the most important cost isn’t the sticker price, but how much it costs to own a vehicle.  In fact, a vehicle with a sticker price that is low can end up costing more than a vehicle with a higher sticker price.  This can be the case when you factor in the cost of owning the vehicle over a five-year period.  These costs include fuel, depreciation, insurance, new car warranties, maintenance, sales tax, and interest on your loan.

For example, with these costs the Mitsubishi Lancer would cost approximately $5,000 less than a Mini Cooper.  The Mini Cooper costs approximately $3,000 more for the owner over a five-year period.

Make sure to factor in these variables when deciding what car to purchase.  And of course, purchase an auto warranty to protect your investment.  You never really know how reliable your car will be in the end.

You may find it difficult to find a reliable car for a good price; however, a used car may be your best option.  There are hundreds of pre-owned vehicle models that offer good reliability.  Many of these are also affordable, fuel-efficient and safe.

Vehicles with improved reliability have made pre-owned an appealing option.  Another good thing about purchasing a used car is that the depreciation impact is reduced.  Also, insurance rates are usually less expensive, and it is easy to find used car warranties.

According to the Consumer Reports “Best of the Best” car list, certain cars have showed good performance in road tests and have been above average in reliability for several years.  This list includes models from BMW, Honda, Buick, Infiniti, Mazda, Lexus, Nissan, Porsche, Toyota, Volvo, Acura, Pontiac and Subaru.

Their “Worst of the Worst” list includes vehicles that have had several years of below average reliability.  These models include Oldsmobile, Pontiac, Volkswagen, Dodge, Kia, GMC, Jeep, Land Rover, Chrysler, Chevrolet, and Mercedes-Benz.

Consider buying a used car that has proven reliable for several years.  Also, buy an auto warranty to protect your investment so you can have peace of mind.

Credit is a key factor when an auto shopper is trying to figure out how much they will pay for a car.  However, according to experts, people should look at various dealers to compare special financing deals.  This is as important as shopping around for a car type.

It is important to request a copy of your credit report and score through a credit agency.  This will give you a better idea of what you will be dealing with when you talk about financing.

There are web-based tools that you can look to for help.  For example, AutoTrader.com is a website for classifieds that actually has a credit center for people looking to buy a car with bad credit.  And while other websites of a similar nature require the consumer to disclose personal and confidential information, the credit center only asks general questions to give the shopper privacy.

After you fill out the questionnaire, you will get a credit level that is estimated excellent, good or fair.  Next, you can do a search among car dealers in your area that can help you with your specific financing needs.

The key is to be prepared when you walk into the dealership.  Websites are a great way to arm you with knowledge.  You can learn all about car prices, credit scores, and prices on an auto warranty.  You want to do your homework so that you can get the best deal you can on the car itself, financing and new car warranties.