If you’re thinking of purchasing a small SUV you’re in luck because there are many good choices.  Compact SUVs offer practicality, fuel-efficiency, and nice style.  In fact you can find many models for under $25,000 complete with an auto warranty.  So what are the best and worst models to consider?  Read on.

The Honda CR-V is the #1 compact SUV.  It scored the highest for performance, safety, and interior.  According to reviewers, it drives really well, has a sleek design and offers ample storage room.  Following close behind, the Toyota RAV4 comes in second place in its class.  This vehicle has a surprising amount of power for its size. It now offers a V-6 engine, as well as a third row seat. The RAV4 was the first compact SUV in its class over a decade ago.  Coming in #3 is the Subaru Forester.  This SUV is known for being a fun, family-friendly vehicle.  Reviewers complained about the exterior being bland and the balky transmission, but were willing to overlook these things because it had some great positive features.

Unfortunately, there are some compact SUVs that didn’t rank as well.  In last place was the Saturn Vue Hybrid.  According to reviewers, it isn’t very refined and isn’t as fuel thrifty as many other hybrids.  Also at the bottom of the list is the Mazda Tribute because its power and handling doesn’t match its competitors.  Finally, the Jeep Compass drives more like a car, but doesn’t have the sportiness or off-road capabilities that other Jeeps have.

If you’re looking to buy a compact SUV, there are many great choices out there.  The most important thing is to do your homework and make sure you are choosing wisely.  Also keep in mind the cost of new car warranties, maintenance costs and auto loans when determining your budget.

College students who live a long distance from their school find it hard to commute on a daily basis.  It can be tough to wait for a bus, as well as time consuming.  Having a vehicle can help a great deal in this situation.  But students are usually tight for cash, so they need to get auto loans for students.

Students must plan their budget well.  Purchasing a pre-owned vehicle is a great option for students because they are cheaper than new vehicles.  Of course there are other expenses, such as insurance, maintenance, used car warranties, and fuel that come along with car ownership.  So, it is necessary to consider these factors when calculating the cost of buying a car.  Car loans for students are designed so that students can repay them without problems.  Loans such as these are offered through banks and financial companies.

Students with bad credit are even eligible to apply for car loans for students; however, their interest rate will be high.  To make the interest rate lower, students can arrange to have a co-signer.  Auto loans for students are considered secure because if the student can’t repay the loan, the lender will take the car, and sold to recover the loan amount.

Many people claim to love the smell of a new car.  However, the chemicals that gives cars that new smell may be harmful and have been known to cause long-term health issues.  However, consumers now have a guide that will aid them in figuring out the cars that are the safest.

An advocacy group in Michigan, called The Ecology Center, recently published a guide about toxic chemicals in vehicles and child seats on Tuesday.

The report deals with harmful substances, such as chlorine, bromine, heavy metals and lead.  The Ecology Center got samples of parts that people touch the most, such as center consoles, steering wheels, and seat fronts.

The investigation determined that there are top healthier cars from Smart, Acura, BMW, Chevrolet, Toyota and Honda.  Some cars that created high concern were by Suzuki, Mitsubishi, VW, BMW, Mazda, Lincoln, Audi, Mercedes, BMW and Kia.

Consumers are becoming more and more concerned with car safety issues.  They are taking precautions, such as doing research on new cars, and purchasing cars with added safety features, and new car warranties.

Now, people search the Internet to purchase cars, an auto warranty, and car loans.  One great resource for this is Autoopia, or autoopia.com.  This is a new search engine that has revolutionized the way that people search for cars, just like Google revolutionized the way in which people make general searches.  The people who created this website have made a search engine dedicated solely to cars.  Also, the interface is simple and clean, which allows users to easily search for cars.

To do this Autoopia gathers car ads and online listings in the thousands.  Their database is growing continuously, and it lists millions of cars.  Also convenient is that the site saves people’s searches automatically, which allows people to return to the site later and use previous search results.

Consumers are pleased with Autoopia because they have a great first impression with the smooth interface, yet the extensive search results leave people coming back for more.

Another plus to this search engine is that people only get results for the specific car that they looked for, no others.

Shopping online can be a great way to buy a car, and Autoopia is a great place to look.  People can find good deals on cars, and then easily search for new car warranties and car loans.  The Internet has now revolutionized the way motorists shop.

The current reality for the car industry isn’t at all bright.  The economy of the country has experienced a weak dollar, a credit crisis, and soaring gas and food prices.  This could mean that we are about to experience the worst year for car sales in over a decade.

But automakers are getting smart.  They are building more passenger cars.  In the past pickup trucks and SUV’s generated a lot of profits, but now people want small, thrifty cars.

General Motors admits that they are counting on sedans to save them this year.  The company has made a shift to cars, with less emphasis on SUV’s and pickup trucks.  Even though GM wants to maintain their market in trucks, they realize that they need to get better with cars now.

Chrysler LLC is promising to take an “aggressively conservative” approach in their company.  This means that they will eliminate various models such as the PT Cruiser, Durango, and Pacifica.

US automakers are focusing to make sure that domestic sales don’t fall lower than projections say.  Even though it is a tough market, Americans love cars and will continue to buy. Motorists are making smarter choices by purchasing small, efficient cars.  This allows them to put money towards other necessities, such as new car warranties and maintenance.

There are hundreds of new vehicles on the market, which can make it difficult for car buyers to choose what is best for them.  Many people tend to base their decision on looks alone, but this is a dangerous way to decide on a car.  So, what other considerations should motorists make?

The first factor to consider is how much money you intend to spend.  Figure out what your maximum amount is before going to the dealership and stick with it.  Also, make sure to include everything in the bottom line, such as interest, taxes, finance charges, insurance and new car warranties.  You need to factor in all of these expenses.

Also determine if you need a fuel-efficient car.  Some models rate much higher on fuel efficiency and if you have a long commute to work this might be an important factor.

Consider safety features.  Does the car you are looking at have side-curtain air bags, brake assist, stability control?  Also, how were the scores on crash tests?

Finally, do you need a lot of space?  If you have a large family you might want to think about a minivan or SUV that has ample passenger room and cargo space.

Do your homework before getting to the dealership so you know what you are looking for.  In addition, make sure to get an auto warranty so you can protect your wallet in case of unforeseen repair costs down the road.

As the economy declines, more motorists are trying to save money by abandoning their car insurance.

According to the Insurance Research Council, the uninsured rate and the unemployment rate are directly correlated.  When unemployment increases 1%, uninsured drivers increase a half-percent.  Unemployment is up a great deal since last year.

In a study that is coming out next month, the council claims there have been several hundred thousand drivers that have let their insurance lapse, or dropped it in the last year.

What this means is that your odds of getting hit by a driver that is uninsured have gone up drastically, and usually people who are uninsured don’t have very many assets if you plan to sue for damages.

For people who have the funds, coverage for being hit by underinsured or uninsured drivers has become a necessary protection even though it raises your premium 7% to 9%.  And, you don’t want to let your insurance lapse because you will be charged a 25% to 50% surcharge for a new policy.  Also, drivers should protect themselves with used car warranties.

Car dealers have haggled with car shoppers for years.  This practice has allowed salesmen to con buyers into buying cars and new car warranties, using all kinds of negotiating strategies.  But car dealers have paid for it by being known as untrustworthy.

Some dealers are changing their old ways by dumping haggling.  The eighth largest chain of dealers in America, Lithia Automotive Group, announced that they are going to make all 108 of their stores haggle-free within three years.

Toyota’s Scion has implemented a policy for no negotiation from its onset four years ago.  This has prompted dealers who sell Toyota vehicles to apply the one-price approach.

And all over the country, independent dealers who carry various brands of domestic and foreign vehicles are teaching their employees to sell cars like the rest of the retail world.  In other words, cars come with a price tag and a smile from the salesperson.

This no-haggle method will make buying a car a more pleasant experience for consumers.  Now that people can look up a car’s base price online, they don’t have patience for haggling.  In addition, people are able to compare the prices of new car warranties online.

Consumers have been more concerned than ever about saving money on their vehicles.  They are doing everything from purchasing small, fuel-efficient cars, to purchasing an auto warranty to ensure they don’t pay unnecessary repair expenses.  But are they willing to skip the amenities that come in new cars, such as air conditioning, an automatic transmission, and power locks and windows, to save money?  And are stripped cars even available?

The truth is that it can be hard to find a car stripped with crank windows and a manual transmission.

According to JATO Dynamics, 89% of vehicles sold in America last year came standard with automatic transmissions, which is up from 85% in 2003.  Also, power locks came standard on 87% of cars sold, compared to 80% in 2003.

The vehicles that offer these features as optional tend to be on small cars, yet economy-car buyers usually pick convenience and comfort over cost if given a choice.

For example, the cheapest model by Toyota is the Yaris, which begins at $11,550 for a 2008 base model hatchback with air-conditioning.  However, approximately 80% of Yaris buyers choose to pay an extra $900 for an automatic, and about 60% opt for a power windows and locks package, which costs an extra $1,680.

It appears that features, such as air conditioning, and automatic transmissions are necessities that most people aren’t willing to live without, just like new car warranties.

The Prius has become one of the hottest vehicles in the country.  This is actually quite amazing because this is a hybrid electric vehicle, which requires people to embrace change. With any change, people like to protect themselves.  Many people feel better purchasing a hybrid if they have an auto warranty to go along with it. The billion-dollar question that innovators face is whether people will resist or embrace innovation.  Apparently, Toyota got it right, because thousands of people are buying the Prius.

People accustomed to a regular vehicle would struggle to get the Prius to move forward.  In addition, people probably couldn’t figure out how to put the car in reverse.  However, these are not hard lessons to learn, they just require people to change their way of thinking.  To start the Prius you press a button located on the dashboard twice.  To make your car go forward or backward you manipulate a small stick that comes out of the dashboard.

People might fear technology because it is seductive, yet they might also have a fear of not being able to change. Either way, it is good to protect yourself.  This includes purchasing new car warranties that will cover you in the case of faulty technology.  Innovators never really know which way the cash register will ring.  However, Toyota got it right with the Prius.