Well, it is obvious that hybrids are the wave of the future.  Motorists are spending a lot of money on maintenance, new car warranties and financing, and need to save on fuel costs.  So, is it worth it to buy a hybrid to save money at the gas pump?  Let’s take a look.

To see how long it will take you to recoup your premium up-front, we can compare the Toyota Camry Hybrid to a typical Camry.  Because of the equipment level of the hybrid, however, it is necessary to compare it to the V-6 Camry LE.  The base prices of the cars are only $2,000 apart.  The Hybrid is $25,000 and the Camry V6 LE is $23,640.

According to Toyota, the Camry Hybrid gets 33mpg in the city and 34mpg on the highway.  The Camry V6, however, gets 21mpg in the city and 31mpg on the highway.

If you were to drive 15,000 miles in a year you will use about 454 gallons.  With the V6 LE you will burn approximately 635 gallons in a year.  If gas costs $3.20 per gallon, you will have a fuel cost savings of approximately $547 per year.  This means that you would recoup the premium up-front that you spent to purchase the hybrid.

In this comparison you can see that in the long run you will end up saving with a hybrid. In addition, you get the satisfaction of doing a service to your planet.

Car dealers have haggled with car shoppers for years.  This practice has allowed salesmen to con buyers into buying cars and new car warranties, using all kinds of negotiating strategies.  But car dealers have paid for it by being known as untrustworthy.

Some dealers are changing their old ways by dumping haggling.  The eighth largest chain of dealers in America, Lithia Automotive Group, announced that they are going to make all 108 of their stores haggle-free within three years.

Toyota’s Scion has implemented a policy for no negotiation from its onset four years ago.  This has prompted dealers who sell Toyota vehicles to apply the one-price approach.

And all over the country, independent dealers who carry various brands of domestic and foreign vehicles are teaching their employees to sell cars like the rest of the retail world.  In other words, cars come with a price tag and a smile from the salesperson.

This no-haggle method will make buying a car a more pleasant experience for consumers.  Now that people can look up a car’s base price online, they don’t have patience for haggling.  In addition, people are able to compare the prices of new car warranties online.

Although General Motors has been busy planning a lineup of electric cars and subcompacts, it doesn’t mean that they have forgotten how to have a little fun.

The 2010 Camaro is based on the 2007 model.  It has a design that is modern, but has an influence of the Camaros in the late Sixties.  Chevrolet is trying to use the retro influence that has made the Ford Mustang and Dodge Challenger successful.

The new Camaro isn’t exactly an economy car.  It is offered in a 3.6-liter V-6 with 296 hp, or a 6.2-liter V-8 with 416 hp.  However, the V-8 has the ability to make itself a four-cylinder while cruising on the highway.  According to Chevrolet, the car can get more than 30 mpg in this mode.

Although consumers are demanding small, fuel-efficient cars, and protecting themselves by purchasing new car warranties, it doesn’t mean they don’t get excited about fun cars.  The Chevrolet Camaro is the prime example of this.

Consumers are buying sedans more than ever.  They want to rely on their cars with the addition of an auto warranty and feel peace of mind.  This year Acura has taken note. Just take a look at the Acura TSX, which is quite impressive.

The Acura TSX is a sedan that is very sporty, and it might surprise people who assume that entry-level means basic and stripped.  The TSX is loaded with numerous features, such as Bluetooth capabilities and leather seats.

The latest model of the Acura TSX would be familiar to aficionados, however it is larger in practically every way.  This includes width, track, length and wheelbase.  This provides for a ride that is more stable and comfortable.

Although the look of the Acura TSX is familiar, it has a new design element that is distinct.  Its grill that is almost shield-like is a love or hate feature.  It is displayed best with the body color being light.  The longer vehicle provides Acura lovers a ride that feels sporty and aggressive.

All in all, the 2009 Acura TSX is a success.  Motorists can rest assured that this is a solid car that will provide the comfort and safety that they need.  As with any car, new car warranties are recommended to ensure that your vehicle is protected in case of breakdowns.

People often try to choose a repair shop that is close to their homes and that they believe to be trustworthy.  However, the time may be coming when motorists aren’t going to have the freedom to pick whichever repair shop they want.

Cars today are operated through computers, therefore to determine what repairs need to be done the computer codes are needed.  Carmakers don’t like to release these codes, which means that independent service shops may not be able to repair cars properly.  This means that motorists are being forced to take their vehicles into dealerships for repairs.  This makes having used car warranties even more essential because dealerships usually charge more for repairs.

Congress has realized that this is a problem because independent repair shops may be put out of business.  In response to this they are trying to get the Motor Vehicle Owners Right To Repair Act passed.  This bill would make it mandatory for automakers to disclose information with independent repair shops.

Motorists need to be able to have the option of where to get their cars repaired, otherwise people may avoid having repairs done and end up calling for roadside assistance.

According to a recent study by J.D. Power and Associates, there is a great amount of interest in hybrids and alternative fuel vehicles.  In fact, less than 25% of people asked revealed that they would only consider purchasing a car powered by gasoline.

However, there are some misconceptions.  Motorists who purchased a hybrid car expected that they would get a fuel-economy improvement of approximately 28 mpg if compared to a gas-powered vehicle that was similar.  However, in reality, people who bought hybrids only gained an improvement of 9 mpg.  People who bought diesels were similarly disappointed with a 12-mpg improvement, when they actually expected to improve 21 mpg.

A big challenge for vehicles with alternative powertrains is the unrealistic fuel-saving expectations that consumers place on them.  Especially with hybrids, the actual fuel performance of the car doesn’t usually live up to the EPA estimate.  Consumers need to educate themselves about such things as the benefits of technology, maintenance and new car warranties.  Being able to manage consumers’ expectations and lowering the cost of alternative power vehicles will help these cars gain acceptance.

It is helpful to use a car loan calculator to determine what the cost for a new or used car purchase will be monthly.

These can be found online with options for buying or leasing.  This is a helpful tool in determining what your budget actually is and how much car you can afford.  Just remember to factor in other car costs, such as maintenance and new car warranties.

Just remember that the numbers on a vehicle loan calculator are not actual quotes.  The calculator allows you to compare the costs of different cars and see what your payments per month will be.

On the calculator there is a line to enter the dollar amount you would like to finance. Then, by clicking your mouse you can compare what payments will be, with different arrangements for paying.  You can also find out what interest payments will be for the life of the vehicle loan.

It is a bonus to use a car loan calculator before going to a dealership to buy a vehicle.  You will already know what your budget is, which will allow you to make a smart purchase.  You will also know how much money you have left over to spend on maintenance costs and an auto warranty.

Regardless of the year or make, one of the biggest investments people will make is a vehicle.  Buying a used car is a great way for consumers to save some money.  However, risks can be higher, which is why an auto warranty should be purchased for the car.  Fortunately, there are ways that buyers can recognize the difference between dependable used cars and lemons.

The safest thing to do is to have the car that you are looking to buy checked out by a licensed mechanic.  However, there are some things that you can do on your own.

For instance, bring a soft magnet from your refrigerator to determine if there is damage underneath a new coat of paint.  You can run the magnet all along the fenders and doors, which are steel.  If it seems that the magnet won’t stick, there is probably a type of body filler under the paint.

Also, examine the inside of the vehicle for stains from water.  If the car was damaged in a flood, it could mean trouble in years to come.  You also want to look at the wear on the pedals of the vehicle.  It should be consistent with what the mileage claims to be.  If there is low mileage, there should be little wear on the pedals.

Don’t forget to examine the tires of the vehicle, too.  If you see wear on the outside edges of the tires, the car is probably out of alignment or might have components that are worn-out.

Knowing what to look for in a used vehicle will bring you peace of mind about your purchase.  Also, know that used car warranties will allow you to save on costly repairs that are unforeseen.

Chances are at one time or another you have been told that you need new shocks and (or) struts.  After being quoted a large price, you might find yourself thinking, “Can I get away without replacing them and are they covered under used car warranties?

Your shocks and struts serve two functions in your car.  Some cars only have struts, and some only have shocks.  Their purpose is to dampen the oscillation of springs and assist in ride control.

If your shocks and/or struts are worn, your suspension parts and tires will wear out sooner.  This is why it is important to take your vehicle in for preventative checkups.  It is a good idea to have your mechanic look at your shocks and struts every time you get an oil change.

There are several warning signs that might tell you it is time to replace your shocks/struts.  First, you might notice leaks on the housing or dents on the strut body.  Also, you might see high and low worn spots on your tires and pitted piston rods.  Finally, you may have rubber bumpers that are crushed from bottoming out.

It is important not to cut corners when dealing with your shocks/struts.  It is essential that these parts function correctly for handling and cornering.  Purchasing an auto warranty is a good idea for motorists in order to avoid unnecessary repair costs down the road.  After all, you never know when your car will need maintenance.

People love to get a new car, but they don’t love the new car payments. But, although you can’t avoid those monthly payments, you can keep them reasonable. And make sure to factor in other costs, such as new car warranties, maintenance, and auto loans. Here are some tips to keep those car payments down.

Make sure you purchase a car that you need, not necessarily one that is on the lot.  Often, cars on the lot have more features than you need.  Dealers’ benefit from selling you one of these cars.  Not only do they move a vehicle off their lot, they sell you a more expensive car.

Only buy features that you must have.  For example, air conditioning is something most of us can’t live without, yet we don’t need climate control air conditioning.  You can save a lot of money by living without luxury features.  Watch out when the dealer tries to sell you power seats, audio systems, and tire packages.  All of these things are nice, but not essential.

You can save a lot by avoiding a bigger engine.  Test-drive a car model that has a standard engine.  You might find that the car has more than enough power.  By skipping the engine upgrade, you can save money upfront, as well as on fuel down the road.

Follow these simple tips to save yourself from paying high monthly payments.  However, realize that the one thing that you shouldn’t skimp on is purchasing an auto warranty.  You don’t want to be stuck with unnecessary repair costs down the road.