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Should You Buy A New Or Used Car?

images-4.jpgToday, there are many options when purchasing a vehicle.  You can buy new, used or certified pre-owned.  However, many people just love the feeling of having that new car.  How do you know if a new car is right for you?

If you are one of those people who take great pride in the ownership of your vehicle, or have the first kid on the block syndrome, you should probably purchase a new car.  In addition to ownership pride, you will also be equipped with the newest car technologies, which will provide you with safety and comfort.  Also, new cars come with an auto warranty that brings owners peace of mind.

New vehicles also give back practical returns to those people who push their cars to the max and wear them out.  If you are logging a large amount of miles or hold onto a car for at least five years you should purchase the vehicle that you really want.  Also, if you are planning to customize your car with the transmission and engine, as well as other accessories and options to suit your style, you should buy new.

Let’s face it, there is no feeling like owning a new car and knowing that you aren’t inheriting any one else’s problems.  Buying a new car is a great way to go for people who have the funds.  In addition, new car warranties that come with new cars give you great peace of mind.

The New 2010 Chevrolet Camaro

images-1.jpgAlthough General Motors has been busy planning a lineup of electric cars and subcompacts, it doesn’t mean that they have forgotten how to have a little fun.

With much anticipation, GM has introduced the 2010 Chevrolet Camaro.  The excitement surrounding the event is usually only seen with Hollywood blockbusters and iPods.  There is no coincidence that the concept car was the star of the 2007 film “Transformers”.

The 2010 Camaro is based on the 2007 model.  It has a design that is modern, but has an influence of the Camaros in the late Sixties.  Chevrolet is trying to use the retro influence that has made the Ford Mustang and Dodge Challenger successful.

The new Camaro isn’t exactly an economy car.  It is offered in a 3.6-liter V-6 with 296 hp, or a 6.2-liter V-8 with 416 hp.  However, the V-8 has the ability to make itself a four-cylinder while cruising on the highway.  According to Chevrolet, the car can get more than 30 mpg in this mode.

Although consumers are demanding small, fuel-efficient cars, and protecting themselves by purchasing new car warranties, it doesn’t mean they don’t get excited about fun cars.  The Chevrolet Camaro is the prime example of this.

When Buying A Used Car, Inspect The Interior

images-25.jpgBuying a pre-owned car is a good way to get a good car for less money.  However, when most people go car shopping they inspect the outside thoroughly, but forget to inspect the interior.  Here are some things to look for.

Notice the smell of the interior.  If you detect mold, must or mildew, there is a chance that the vehicle has water leaks.  Make sure to look under the floor mats for wet spots.  Also, it is easy to detect the smell of smoke, which probably means that the previous car owner was a smoker.  Just be aware that it can be virtually impossible to eliminate car odors, so if there is a bad smell, look at other cars to purchase.

Sit in every seat, including the back, even if you don’t plan to ever ride in the back.  Also, make sure seat adjustments are working as intended.  And know that if a car is advertised as having low mileage, the upholstery should still look good.

The pedals will give you an indication of true mileage.  If the pedals are worn it means the car has high mileage.

Do your homework when buying a used car.  Research costs, such as maintenance, used car warranties, and auto insurance to ensure that you are making a good car choice.  And make sure to have the vehicle inspected before you purchase it.

Get 0% Financing On The 2009 Mazda6

images-22.jpgIf you’re planning on shopping for a brand new midsize sedan over the weekend, you will be able to choose from several vehicles with 0% financing.  The majority of the current incentives will conclude on Monday, including 36 months of 0% financing on the all-new 2009 Mazda6.  If you read the small type on the deal you will find that it’s “for qualified buyers”, however it is still an excellent deal.  If you are looking for a 60-month plan instead, you can get it for 2.9%, which is also considered a great deal.

Mazda isn’t the only one offering 0% financing.  In fact, almost every competitor is also offering 0% financing all weekend long.  For instance, you can get the 2009 Nissan Altima, Toyota Camry, Hyundai Sonata and Ford Fusion all for 36 months of 0% financing.

Now is a great time to get out and go car shopping.  Not only will you give the economy a boost, but you’ll also get a great deal on financing and a good auto warranty.  Just make sure to do your homework before arriving at the dealership to take advantage of good deals and new car warranties.

How To Keep Children Safe In Your Car

images-21.jpgWhat is important about age 13 that makes it OK for children to finally ride in the front seat of the car?  Are they finally big enough to withstand the impact of an airbag?  Are they at the age where they can behave in the front seat?

A big part of the problem is behavior.  When kids mess with the radio, and play around, they usually aren’t in a proper position when an airbag deploys.  In injuries and deaths, the proximity to the airbag in the front is a huge issue; in addition, proper positioning in the seat is a factor.  By 13, kids are more able to sit still and behave.

Around ages 11 and 12, children are also bigger physically.  This is an issue because it is hard for children to have their backs against the seatback if their feet don’t touch the floor.  This means that they scrunch down putting them in a bad position for airbag deployment.

Kids under 13 need to ride in the back seat for their safety.  It isn’t worth it to put your child in the front and have them injured by an airbag.  Parents are concerned with many things such as new car warranties, auto loans, and maintenance, but most important is the safety of their children.

Misconceptions About Hybrids

images-20.jpgAccording to a recent study by J.D. Power and Associates, there is a great amount of interest in hybrids and alternative fuel vehicles.  In fact, less than 25% of people asked revealed that they would only consider purchasing a car powered by gasoline.

However, there are some misconceptions.  Motorists who purchased a hybrid car expected that they would get a fuel-economy improvement of approximately 28 mpg if compared to a gas-powered vehicle that was similar.  However, in reality, people who bought hybrids only gained an improvement of 9 mpg.  People who bought diesels were similarly disappointed with a 12-mpg improvement, when they actually expected to improve 21 mpg.

A big challenge for vehicles with alternative powertrains is the unrealistic fuel-saving expectations that consumers place on them.  Especially with hybrids, the actual fuel performance of the car doesn’t usually live up to the EPA estimate.  Consumers need to educate themselves about such things as the benefits of technology, maintenance and new car warranties.  Being able to manage consumers’ expectations and lowering the cost of alternative power vehicles will help these cars gain acceptance.

Why Buy A Sedan?

images-18.jpgWhat benefits come with purchasing a sedan?  Sedans will give you a balance of performance, handling, fuel-efficiency, safety and easy access.  Also, they handle well in the majority of driving situations.  Unless you are someone who needs to store a lot of cargo, they are a great option.

There are many different choices when looking at sedans.  You could purchase a large, small, family, or luxury sedan.  All of these categories are made up of many models that have different characteristics.  They have various balances of sporty, comfort, and practicality.

Fuel-efficiency varies greatly in different sedans.  Do your homework in this category to make a comparison of different models.

Sedans are equipped with various safety features.  All models that are new have dual front air bags for added safety.  Also standard is three-point seat belts and LATCH systems.  However, certain models also have side air bags and head protection bags.

Do your research to get the sedan that will fit you best.  Also, make sure to buy new car warranties for peace of mind.  Following these simple tips will give you the knowledge to make a good decision when it comes time to purchase a sedan.

GM Relaxes Its Credit Restrictions

images-162.jpgIn an exceptional instance of noticing an instant impact on customers from federal bailouts, GMAC, which is GM’s financing arm, is going to lower its requirements for credit from a credit score of 700 to 621 to get car loans.  GMAC did some restructuring last week to become a bank, and then secured aid of $6 billion from the government yesterday.

This will most definitely help the GM dealers that wanted to secure other ways of providing credit to car shoppers, including a large agreement with credit unions from the Midwest.  These new requirements will take effect immediately.

So, if you’ve been wanting to take advantage of GM’s Red Tag Sale, but have had credit scores under 700, now’s the time to test drive a vehicle and make a purchase complete with new car warranties.

The Graduated Licensing Program

images-122.jpgWhen a teenager turns 16 years old, they are excited to get their drivers license.  Unfortunately, teens have more driving accidents than any other age group.  For the majority of teen drivers, the question isn’t whether they are going to have an accident, but when they are going to have an accident.

Inexperience is the main reason that teenagers are vulnerable to traffic accidents.  Although 16 to 19 year olds only make up 5.3 percent of the driving population in our nation, they’re involved in 13.3 percent of all of the traffic accidents and 11 percent of crashes that are fatal.

A new program aimed to protect teenagers is “graduated licensing”.  Although the age of licensing is the same, full privileges come gradually.

The program begins with a learner’s permit.  Next, is the intermediate stage, in which teens can drive during the daytime alone, and in the evening they can drive between 9 p.m-6 a.m. with a licensed driver.  Then, the advanced stage comes. This is when teens can drive with no restrictions.

The graduated licensing program is a good step to ensure that our teens remain safe.  However, teens need to protect themselves by practicing safe driving habits and purchasing used car warranties.

Hot Cars For Less Than $25K

images-92.jpgIs it necessary to pay $40K in order to get a stimulating, engaging car?  The answer is absolutely not; there are many vehicles out there that come with a good auto warranty for under $25K.  Here are a few to consider.

The Honda Civic Si is a great choice at $21,110.  This is a high performance car with a sleek shape.  It also sports a sport-tuned suspension that is grippy.  The engine on this vehicle has a 197 hp, 2.0 liter four cylinder I-VTEC.  This car will have you smiling for many miles.

The Ford Mustang V6 Pony Car is a muscle car with a taste of retro.  The Pony Package will give you 17-inch wheels, a rear spoiler, a grille treatment, as well as floor mats and striping.  This is a 210hp V6 that will deliver loads of thrust.

If a convertible is your style, look to the Pontiac Solstice.  This is a 173 hp, 2.4-liter.  This vehicle comes standard with an 18-inch rolling rock, big brakes, and balanced chassis providing an exhilarating open-air experience.

Any of these vehicles will make you think you’re driving a car with a sticker of $40K, when in reality you’ll only shell out less than $25K.  All of these come with new car warranties that will give you peace of mind.



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