Over the past few decades, perhaps one of the biggest technical developments has been to tires.  And now, new rules concerning tires will yield even more mileage and safety improvements.

After the estimated 280 deaths that were linked to Firestone tire failures on the Ford Explorer SUVs, lawmakers ordered tire pressure monitoring systems are used.  These systems alert drivers if they have a tire with low air.

Thankfully, some of the recent monitoring systems don’t have problems that were experienced with the earlier technology.  Problems included false alerts, and failure to advise drivers which of their tires was low.

Now, there is a national registry that has been approved, allowing drivers to register their tires that they purchase.  In the case of a recall, such as Firestone, drivers would be notified quickly.

Drivers will be much safer with the new tire rules.  However, drivers should always protect themselves by doing regular tire pressure checks and having an auto warranty in case of necessary repairs.

As the economy declines, more motorists are trying to save money by abandoning their car insurance.

According to the Insurance Research Council, the uninsured rate and the unemployment rate are directly correlated.  When unemployment increases 1%, uninsured drivers increase a half-percent.  As of November, unemployment was up 2% since last year.

In a recent study, the council claims there have been several hundred thousand drivers that have let their insurance lapse, or dropped it in the last year.

What this means is that your odds of getting hit by a driver that is uninsured have gone up drastically, and usually people who are uninsured don’t have very many assets if you plan to sue for damages.

For people who have the funds, coverage for being hit by underinsured or uninsured drivers has become a necessary protection even though it raises your premium 7% to 9%.  And, you don’t want to let your insurance lapse because you will be charged a 25% to 50% surcharge for a new policy.  Also, drivers should protect themselves with a roadside assistance program and an auto warranty.

The riskiest time for car crashes are between midnight and six o’clock in the morning.  This is because there are the fewest drivers at this time of day, yet more accidents.  If you need to drive during these hours it is important to consider some important factors.  Safe driving at night calls for preparation, alertness, as well as common sense.  Here are some tips.

First of all, ensure that your headlights are aimed properly.  You should consult your service manual to determine the proper procedure.

Next, don’t focus on the headlights of oncoming cars.  This can blind you for five seconds until your eyes are able to adjust.

Don’t drive if you are feeling sleepy, instead pull off of the road and get some sleep.  Don’t substitute caffeine, loud music, or putting down the windows for sleep.  These tactics are unreliable and may result in an accident.

Finally, don’t allow yourself to stare at the centerline because it can cause “highway hypnosis,” in which your reaction time is impaired, instead, keep looking around and moving your eyes.

Follow these simple tips to keep yourself safe when driving at night.  Just like you protect yourself with an auto warranty and roadside assistance, you should protect yourself with safe driving habits.

With the poor economy, drivers are trading in their big gas-guzzlers for fuel-efficient cars.  Yet, while that makes sense, if you switch too soon you might be looking at more overall car costs than you’ll save on gas.  According to Consumer Reports, downsizing is beneficial in the long run if you time it right.

A study by Consumer Reports reveals that if you still owe on your car loan, it might not be beneficial to downsize after just three years.  With a loan, initially your payments are made up of a large percentage of interest.  Trading in too early will leave you with less equity, which will limit a down payment for a new car.

Another hurdle that affects the equity of your car is depreciation.  In the first five years of ownership, depreciation makes up about 48% of total vehicle costs for the owner.  On average, costs for fuel only equal about 21%.  Within the first three years, depreciation is the greatest, and then it begins to level off.

So, trading in a 3-year old car will result in a whole new depreciation ride.  However, if you have owned your vehicle for more than four years trading in makes more sense.  Just make sure you have an auto warranty for peace of mind when keeping your vehicle for several years.

A new rating system for roof-strength has been launched by the Insurance Institute for Highway Safety, and has conducted its first tests on small SUVs.  Unfortunately, only four out of the twelve vehicles tested managed to get a Good rating, which is the top rating.

The SUVs that scored the Good rating were the Honda Element, Subaru Forester, Volkswagen Tiguan and the Jeep Patriot.  SUVs that scored Acceptable were the Chevrolet Equinox, Suzuki Grand Vitara, Nissan Rogue, Toyota RAV4, and Mitsubishi Outlander.  Ranking Marginal, were the Ford Escape, and Honda CR-V, while the Hyundai Tucson and Kia Sportage were the only vehicles to rate Poor.

This new standard for roof-strength is intended to combat rollover deaths, which account for about a quarter of all deaths having to do with traffic.  For vehicles to be an IIHS Top Safety Pick, they have to now withstand four times their own weight before the car’s roof will collapse 5 inches.  The IIHS’s strength to weight ratio is a much higher standard than the National Highway Traffic Safety Administration’s, which says that roofs should bear 2.5 times the car’s weight.

Consumers are becoming more and more concerned with vehicle safety, which is why more people are purchasing an auto warranty.  With used car warranties, people can rest-assured that they won’t be paying unnecessary repair costs.

There are many great deals out there on new cars, yet you need to understand the offers.  For example, are there any “restrictions”, “qualifiers”, “exclusions”, or “limitations”?  Make sure you know how to read the fine print.

Often, dealerships offer incentives that are regional.  In other words, you must live in the area to get the deal.  You might be able to get a new car for $1,500 less if you live in the right area.

Some deals on financing may be contingent on a predetermined down payment amount.  For example, you might need to have $4,000 cash to put down at the time of the sale.  If you don’t have this amount of money, you might get stuck with finance rate that is higher.

Sometimes an offer may be contingent on if the dealer participates with the program.  This could include a special financing rate, rebate, etc.  Remember that dealers are operated independently and you are not dealing directly with the automaker.

These are just a few things to look out for when it comes to dealer offers.  Make sure you read the small print to understand the terms of the offer.  And make sure that the car you are looking at comes with a good auto warranty.

There is nothing worse that purchasing a car and finding out that it has an ocean of problems, literally.

Why?  The number of cars on the market in the last five years that have been damaged by flooding, hurricanes or rains has doubled.  Certain states have actually reported an increase of six times more than the number recorded five years ago.

A lot of times, vehicles with this problem are moved from regions that experience a lot of flooding to less suspicious areas.  These cars will find themselves back on the pre-owned market, disguised and rebuilt to look clean.

It can be hard to realize if a flood has damaged a car, yet if a car has been underwater it will rot inside and out.  Also, water damage can threaten the mechanical systems and ruin electronics in a vehicle, without even leaving a sign on the outside of the vehicle.

Since sales of used cars are expected to reach 45 million this year, consumers need to be on high alert for any signs of flood damage.  Also, purchase an auto warranty to protect yourself in case you have unforeseen repair costs.

There is nothing worse than getting your car repaired and hearing, “It isn’t covered under your auto warranty.”  Often, motorists are confused because they assume that certain repairs are covered.  Drivers need a little education to understand more about their new car warranties.

People need to understand that an auto warranty isn’t an entitlement, but an agreement you make with the car manufacturer.  Your responsibility is to fulfill specific maintenance requirements that the manufacturer sets.  After doing your part, the manufacturer must perform repairs resulting from a defect or a failed part.

So, what parts are covered?  The auto manufacturer must cover the parts that it makes.  For example, transmissions, engines, steering, suspension, computers, instruments, chassis wiring, and other parts that they manufacture are covered.  Maintenance items and wearable items aren’t covered under new car warranties.  For example, filters, hoses, belts, brakes and tires aren’t covered.

What about the parts not made by the manufacturer of the car?  Items such as stereo systems and conversion components have a warranty through their manufacturers.  These can be found in paper work you received with the purchase of the car.

The best thing that you can do to avoid misunderstandings about new car warranties is to educate yourself.  Make sure that you do your homework and read all of the fine print in your auto warranty.

Why would someone want to buy a pickup?  They offer the most flexibility in carrying cargo.  In addition, pickups have large payload facilities and the ability to tow.  Trucks with four door cabs allow seating for five, which makes them a good family vehicle.  In addition to an auto warranty, what other considerations do you need?  Here’s a list.

Consider whether you need compact or full-sized.  They offer different towing capacities and engines in addition to being different sizes.  Compact pickups are more fuel-efficient, easier to park, and cost less.  Full-sized pickups offer more room inside and out, have stronger engines, and have greater towing capabilities.

Bed lengths vary.  Beds range from 8 feet to 4 feet.  The longer the bed, the more difficult it is to maneuver.  Some compact trucks have a bed extender that flips out, which allows for carrying cargo that is longer.

Engines and transmissions can accommodate different needs.  For compact trucks, the base engine is a four-cylinder, which offers fuel-efficiency.  Five or six cylinder engines are optional, giving more power.  A V6 is the base engine for a full-sized truck.  For heavy towing and hauling consider a V8, V10, and diesel.

Pickups come in many sizes, with many options. Determine your use for a truck and pick the best option for you.  Doing your homework on such things as truck options, an auto warranty and insurance will save you money and time down the road.

When looking to buy a new vehicle it is important to consider crash test ratings, electronic stability control, and rollover resistance.  When evaluating a car for safety, remember to look closely at the following.

The Insurance Institute for Highway Safety conducts crash tests on vehicles.  They rate vehicles based on results in frontal crashes and side impacts.  Paying attention to these scores will help make a good choice when it comes to vehicle safety.

Electronic stability control is a highly recommended safety feature.  This will help your vehicle stay under control when cornering.  It will help you avoid sliding and skidding by selectively applying brakes to one or more of the wheels.

Vehicles that are tall, such as SUVs and pickup trucks have a higher likelihood of rolling over.  To determine a vehicle’s inclination for rollover NHTSA has a five-star rollover rating.  You can access these ratings at www.safercars.gov.

Consumers are becoming more and more concerned with protecting themselves.  They are purchasing an auto warranty and buying vehicles with added safety features.  Taking these simple steps allow drivers to have peace of mind.