Auto Warranty News

A recent report shows that new car customers aren’t doing enough to ensure the best deals on financing, insurance and new car warranties.

Only 64 percent of motorists would even attempt a negotiation on the price of a new vehicle.  In addition, over 2 million motorists wouldn’t even bother to research the current value of their existing car when planning to do a trade-in.  In fact, over 30 percent of drivers admitted they wouldn’t even spend an hour researching how they are going to pay for their new vehicle.

Alarmingly, 91% of customers weren’t able to explain what the phrase ‘lease purchase’ meant, which is a term often used in car financing deals.  Also, 50 percent said they would go ahead and purchase a new car without getting any quote for the insurance.

Our nation is known for being bargain hunters and trying to get the best deal.  But for some reason when it comes to purchasing a new vehicle motorists are falling short.  It’s crucial for all drivers wanting to buy the newest vehicle to do their homework.  Financing, insurance and an auto warranty are an essential part of the car buying experience.  So, shop around and find the best deals.  Otherwise, pay the price.

Chances are at one time or another you have been told that you need new shocks and (or) struts.  After being quoted a large price, you might find yourself thinking, “Can I get away without replacing them and are they covered under used car warranties?

Your shocks and struts serve two functions in your car.  Some cars only have struts, and some only have shocks.  Their purpose is to dampen the oscillation of springs and assist in ride control.

If your shocks and/or struts are worn, your suspension parts and tires will wear out sooner.  This is why it is important to take your vehicle in for preventative checkups.  It is a good idea to have your mechanic look at your shocks and struts every time you get an oil change.

There are several warning signs that might tell you it is time to replace your shocks/struts.  First, you might notice leaks on the housing or dents on the strut body.  Also, you might see high and low worn spots on your tires and pitted piston rods.  Finally, you may have rubber bumpers that are crushed from bottoming out.

It is important not to cut corners when dealing with your shocks/struts.  It is essential that these parts function correctly for handling and cornering.  Purchasing an auto warranty is a good idea for motorists in order to avoid unnecessary repair costs down the road.  After all, you never know when your car will need maintenance.

Modern vehicles feature innovative technology that has drivers in awe.  This technology is beneficial to us all, as long as we know how to use it.  Yet, how many motorists actually learn the functions of these switches and controls?

When a driver gets behind the wheel, he should feel as if he is one with his car.  People think of driving as a simple task to perform.  It may seem elementary to steer, and use the throttle and pedals.  However, driving is much more involved than that.  In order to be a defensive driver, people need to understand all of the operations of their technology before ever pulling out of the driveway.

Searching for dials and buttons while driving is dangerous because then the driver can’t focus on the road.  It is best to perform a list of operations before driving.  For example, a safe driver will turn knobs and flick switches in a familiar sequence.  It is also necessary to check gauges, such as oil pressure after starting the engine.

Enjoy the advanced technology that your vehicle has to offer, but discover the functions before hitting the road.  This will save you from getting into an accident.  Of course, with any new technology you should cover yourself with an auto warranty.  This will save you from unnecessary expenses down the road.

Two laws that have been in place since 1988 in all 50 states are receiving new acclaim for lessening fatalities due to drunken-driving.

A recent study in Accident Analysis and Prevention in July has recognized that the drinking age increase to age 21 has reduced the ratio of deaths due to drunken-driving by at least 11%.  Also, making fake ID possession illegal and suspending the person’s driver’s license has lessened fatalities by an additional 7%.

While in all 50 states it’s illegal for people to use a fake ID to buy alcohol, a driver’s-license sanction isn’t always the punishment.  This study suggests that if a law such as this were to be national and linked to highway funds, which are done with the designated drinking age being 21, deaths would decline even more.

Occasionally, there has been talk of making the legal drinking age 18, because soldiers have fought in the Iraq war, but can’t drink a beer.  However, according to the AAP study, making the drinking age 21 has reduced drunken driving deaths drastically.

According to the AAP study, making the drinking age 21 has been a crucial step in reducing accidents and emergency roadside assistance calls due to drunk drivers.  Also apparent is that national driver’s license sanctions would lower deaths even more.  Drivers need to take responsibility for their actions by staying safe on the roads and purchasing used car warranties.

If you’re purchasing a pre-owned car you need to find out as much history as possible about it.  The car may have problems that are not apparent from a visual inspection or a test drive.

A car history report is a good way to find out what you’re getting.  This is a report prepared by a third party that is a compilation of information from DMVs, RMVs, and other sources.  A car history report will give you an overview of what the car has been through.

When getting a car history report look out for the following things.  This is not to say that you shouldn’t buy the car based on these issues, but certainly ask questions.

If a car has had a lot of owners, chances are it hasn’t been cared for lovingly.  These cars have probably endured more abuse.

Some areas of our country are easier on cars than others.  For example, extreme winter conditions are tough on vehicles, as are flood areas and extreme heat.

Make sure the name and description of the car match up with the actual car.  Read the description carefully to avoid vehicle fraud.

Car history reports, such as those from CARFAX are comprehensive and can save you from purchasing a lemon.  Also, to protect yourself, purchase an auto warranty to avoid unnecessary expenses down the road.

In case your car is dead it is always a good idea to know how to jump-start your car.  In addition, make sure you have an auto warranty to cover your car in case of an emergency.

Jump-starting a car is a pretty easy task, which only calls for a few tools.  The most important thing you will need is a volunteer.  Without a person who will allow you to use their battery, your car will remain dead.  Next, you need to have a set of jumper cables.  This should be kept in your car at all times in case of emergency.  Lastly, it is wise to wear a pair of protective glasses, or at least sunglasses.

To jump-start your car you will need to park the volunteer’s car close to yours.  Open both hoods and find the batteries.  Next, look for the batteries’ terminals.

Now that you have found the necessary parts, it’s time to go ahead and hook up the two cars.  The jumper cables should be hooked positive-to-positive and negative-to-negative.  The red cable should be attached to the positive on both batteries, and the black cable should go to the negative.  Next, start the car that operates.  Let the car run for several minutes to give your battery time to charge.

To finish the process, let the newly charged battery idle for several minutes to ensure a full charge.

Jump-starting your car isn’t difficult, and it can get you off and running.  Of course, if your battery doesn’t charge, you might need the assistance of a professional.  Make sure you have an auto warranty that will save you from costly repairs.

It is very important to maintain a correct tire pressure for the safety of your vehicle, especially when cold weather can cause the air pressure in tires to decrease.

It is estimated that 650 people are killed and 32,000 are injured as a result of car crashes related to problems with tires.  However, a recent survey revealed that 84 percent of motorists don’t check the pressure of their tires.

Another issue is that poorly maintained tires can be dangerous, and even leave you on the side of the road. Although you can always call for emergency roadside assistance, there are a few safety tips that drivers should keep in mind to avoid this:

Make sure you don’t overload your tires because overheating can occur.  The result of this could be a blowout or a car accident.  Your owner’s manual will give you proper loading instructions.

Tires that are under inflated also pose a risk.  This occurs naturally and cold weather accelerates the process.  In fact, frigid temperatures can cause tires to lose up to two pounds of air in one month.  Under inflated tires are actually resistant to rolling.  It can feel like you are driving with the parking brake on.

Finally, don’t over inflate tires because it can cause the tread to wear in the center.

Checking your tire pressure regularly can save you from many problems with your vehicle.  Of course, you never know when you might get a flat, so just in case, make sure you have a road service program that can assist you in case of an emergency.  In addition, make sure you have a good auto warranty to protect yourself from other car repair expenses.

In the oil industry there is an economic term that is quite sinister-sounding being thrown around: “Demand destruction.”

Demand destruction is when the price of a product is looked at comprehensively as too high, therefore causing demand to tank.

So, why would the oil industry be concerned about this?  Well, the fact is that since the summer of $4 per gallon gas, demand has continued to stay low.  American motorists have pretty much completely stopped purchasing cars that get low-mileage and have given up on large gas-guzzlers, even since oil prices have fallen drastically. Many motorists are just holding onto their current vehicles and purchasing used car warranties. People are still driving fewer miles, even as gas prices go down.

Whatever the cause may be of the summer’s oil spike, it seems that there is no going back.  The most solid sign of demand destruction is carmakers’ shift to vehicles that are more fuel-efficient.

It might just be that the most oil-hungry country in the world has finally had enough, or maybe OPEC and the oil industry are driving down prices again as quickly as possible, hopeful for one last hurrah.

Most people don’t realize that there is certain etiquette involved when buying parts at the parts counter.  Following this etiquette will allow you to get the parts that you want without unnecessary hassle and keep you from driving the staff crazy.

When you go to a parts counter at a dealership you need to have your VIN handy, which is basically the magic key to all of the car codes.  At places such as Advance Auto or NAPA, you just need to know the make, model, year, and engine of your car.

Make sure to know what the part’s name is that you need.  If this is something you don’t know, be able to describe what it looks like or what it is going to attach to.  Don’t make up a name for the part you want; this is where 90% of wrong parts come from.  If worse comes to worse, take the staff out to your car and point to the part you’re looking for.

When ordering an expensive part you want to ask about return policies and auto warranty terms.  And get the answer in writing.  This can be as simple as having him write the information on the receipt.  This will save a lot of hassle if something breaks down the line.

Finally, don’t go to the parts counter to diagnose your vehicle.  Counter-staff gets very annoyed when you try to return a part because it wasn’t even the problem in the first place.

Following these simple etiquette tips will allow you to get the parts that you need with little hassle.  And make sure you have used car warranties, because you never know when your vehicle will need to be repaired.

The National Association of Insurance Commissioners recently performed a study to determine what the best and worst states are in the country for auto insurance.  According to the study, you are paying the highest insurance premiums if you live in the Northeast.

New Jersey proved to be the most expensive state.  On average, premiums in New Jersey are over $1,300 yearly.  The capital of our nation, Washington D.C. was the second highest, with average yearly premiums of $1,185.  New York was third highest with $1,110 being the average premium.

Revealed in the study was that urban driving, high salaries, and a lot of traffic are responsible for elevated costs in those states.  In addition, liability insurance premium costs are higher in the Northeast.

Midwestern and Northern states proved to have the lowest insurance premium costs.  The overall lowest was Idaho with costs at $530 per year.  The next lowest was Maine at $560 a year, and North Dakota was $570 per year.

According to this study, your location is a key factor in determining your car insurance costs.  Today, consumers are paying more than they ever have for their vehicles.  These costs include insurance, roadside assistance, used car warranties and maintenance costs.