New Car Warranties

If you’re thinking of purchasing a small SUV you’re in luck because there are many good choices.  Compact SUVs offer practicality, fuel-efficiency, and nice style.  In fact you can find many models for under $25,000 complete with an auto warranty.  So what are the best and worst models to consider?  Read on.

The Honda CR-V is the #1 compact SUV.  It scored the highest for performance, safety, and interior.  According to reviewers, it drives really well, has a sleek design and offers ample storage room.  Following close behind, the Toyota RAV4 comes in second place in its class.  This vehicle has a surprising amount of power for its size. It now offers a V-6 engine, as well as a third row seat. The RAV4 was the first compact SUV in its class over a decade ago.  Coming in #3 is the 2008 Subaru Forester.  This SUV is known for being a fun, family-friendly vehicle.  Reviewers complained about the exterior being bland and the balky transmission, but were willing to overlook these things because it had some great positive features.

Unfortunately, there are some compact SUVs that didn’t rank as well.  In last place was the Saturn Vue Hybrid.  According to reviewers, it isn’t very refined and isn’t as fuel thrifty as many other hybrids.  Also at the bottom of the list is the Mazda Tribute because its power and handling doesn’t match its competitors.  Finally, the Jeep Compass drives more like a car, but doesn’t have the sportiness or off-road capabilities that other Jeeps have.

If you’re looking to buy a compact SUV, there are many great choices out there.  The most important thing is to do your homework and make sure you are choosing wisely.  Also keep in mind the cost of new car warranties, maintenance costs and auto loans when determining your budget.

People love to get a new car, but they don’t love the new car payments. But, although you can’t avoid those monthly payments, you can keep them reasonable. And make sure to factor in other costs, such as new car warranties, maintenance, and auto loans. Here are some tips to keep those car payments down.

Make sure you purchase a car that you need, not necessarily one that is on the lot.  Often, cars on the lot have more features than you need.  Dealers’ benefit from selling you one of these cars.  Not only do they move a vehicle off their lot, they sell you a more expensive car.

Only buy features that you must have.  For example, air conditioning is something most of us can’t live without, yet we don’t need climate control air conditioning.  You can save a lot of money by living without luxury features.  Watch out when the dealer tries to sell you power seats, audio systems, and tire packages.  All of these things are nice, but not essential.

You can save a lot by avoiding a bigger engine.  Test-drive a car model that has a standard engine.  You might find that the car has more than enough power.  By skipping the engine upgrade, you can save money upfront, as well as on fuel down the road.

Follow these simple tips to save yourself from paying high monthly payments.  However, realize that the one thing that you shouldn’t skimp on is purchasing an auto warranty.  You don’t want to be stuck with unnecessary repair costs down the road.

There are hundreds of new vehicles on the market, which can make it difficult for car buyers to choose what is best for them.  Many people tend to base their decision on looks alone, but this is a dangerous way to decide on a car.  So, what other considerations should motorists make?

The first factor to consider is how much money you intend to spend.  Figure out what your maximum amount is before going to the dealership and stick with it.  Also, make sure to include everything in the bottom line, such as interest, taxes, finance charges, insurance and new car warranties.  You need to factor in all of these expenses.

Also determine if you need a fuel-efficient car.  Some models rate much higher on fuel efficiency and if you have a long commute to work this might be an important factor.

Consider safety features.  Does the car you are looking at have side-curtain air bags, brake assist, stability control?  Also, how were the scores on crash tests?

Finally, do you need a lot of space?  If you have a large family you might want to think about a minivan or SUV that has ample passenger room and cargo space.

Do your homework before getting to the dealership so you know what you are looking for.  In addition, make sure to get an auto warranty so you can protect your wallet in case of unforeseen repair costs down the road.

If you are shopping for vehicles, you may realize that some cars cost more because of the paint job.  Paint can add an extra expense of up to $1,000.  This can feel like a big expense after factoring in other vehicle expenses, such as maintenance and new car warranties.  It’s difficult for people to believe that a fancy yellow paint job can cost an extra $1,000.  The big question is will you get back that extra money when it is time to put your car up for sale?

Most people don’t realize that a paint job involves more than just a spray can, like in years past.  Clearcoat and metallic finishes require multistage operations.  This means that operations have a greater expense on the assembly line.

However, car manufacturers have figured out a new way to make profit.  They hike up the cost of some of their more distinct colors.

When it is all said and done, fancy paint colors will only tack on a minimal value when it comes time to sell your vehicle.  Also, beware, because some of the more obscure colors can actually lessen the value of your car.  Keep in mind that the most popular colors on a vehicle are shades of gray.

Well, it is obvious that hybrids are the wave of the future.  Gas prices are staying over $3 per gallon and the price of oil is approximately $100 per barrel.  Motorists are spending a lot of money on maintenance, new car warranties and financing, and need to save on fuel costs.  So, is it worth it to buy a hybrid to save money at the gas pump?  Let’s take a look.

To see how long it will take you to recoup your premium up-front, we can compare the Toyota Camry Hybrid to a typical Camry.  Because of the equipment level of the hybrid, however, it is necessary to compare it to the V-6 Camry LE.  The base prices of the cars are only $2,000 apart.  The Hybrid is $25,000 and the Camry V6 LE is $23,640.

According to Toyota, the Camry Hybrid gets 33mpg in the city and 34mpg on the highway.  The Camry V6, however, gets 21mpg in the city and 31mpg on the highway.

If you were to drive 15,000 miles in a year you will use about 454 gallons.  With the V6 LE you will burn approximately 635 gallons in a year.  If gas costs $3.20 per gallon, you will have a fuel cost savings of approximately $547 per year.  This means that you would recoup the premium up-front that you spent to purchase the hybrid.

In this comparison you can see that in the long run you will end up saving with a hybrid. In addition, you get the satisfaction of doing a service to your planet.

Do you find yourself apprehensive to shop for a new vehicle? Are you afraid of saying something that will allow the dealer to have the upper hand in negotiating? Car shopping doesn’t have to rattle your nerves. Here are some things that you don’t want to say to your car dealer.

Don’t begin to talk about monthly payments. You need to put your focus into negotiating the purchase price. Things get very confusing when you discuss monthly payments because you may not be sure if that is the payment for 24 or 36 months.

Don’t say that you have a trade in right away. If a dealer knows this he knows you are going to want to get as much as you can for the trade-in. The dealer may give you more for your trade-in, but it’s a smokescreen because then they won’t budge on the new car price.

If you plan on paying in cash, don’t tell the dealer. They make a lot of money in financing, and if they know that they won’t make that money, they might not negotiate on the purchase price.

When buying a car it is important to do your homework. Go to the dealership prepared with information on financing, new car warranties, and car prices. This way you can stand your own with the dealer.

Theories vary on when is the best time to purchase a new vehicle.  Some people say the holidays, others say early in the week or even a rainy day.  However, one thing is for sure, the end of the month is the time to get a bargain deal on a car.

Most of the sales staff at a car dealership operates on a quota system.  They get an incremental bonus every time they reach their next sales mark in that month.  This means that if a salesperson is about to hit the end of the month and he needs to sell a few more cars to reach his sales mark, there is an incentive for him to have the sales manager lower the car price.

In fact, car sellers get a bonus from the dealership and the manufacturer if they meet designated sales goals.  If the needs of the dealership and manufacturer change they will change goals.  They might give a $1,000 bonus for a month if goals are met, or they might give a $100 bonus for selling the first vehicle of the day on a Saturday.  Salespeople have more fun when there are incentives.

If you’re looking to purchase a new vehicle, go at the end of the month for the best deals.  Also, do your homework on such things as new car warranties, and auto insurance to make sure you don’t pay too much.

Probably the one vehicle that has been known to stir up people’s emotions like no other is the convertible. Driving a convertible gives a motorist a sense of exhilaration and freedom.  There are around 30 models of convertibles in the U.S. ranging from $20,000 to over $300,000.  What are the most popular?

The #1 convertible for popularity is the Ford Mustang.  This car rides on the identical platform as the Mustang Coupe.  It also has the same transmissions and engines; this includes the V8 with 300 hp.  The shape of the roofline is also similar to the coupe and has a drop top that will fold up in Z fashion.

The #2 spot belongs to the Chevrolet Corvette Convertible.  This car has a 400 hp V8.  It weighs only 20 more pounds than the coupe and can hit 60mph in under five seconds.  This car comes with the choice of a manual top or a fabric top with five layers.

Next is the Pontiac Solstice.  This vehicle sports subtle and simple styling.  It has a solid shape that is smooth, as well as a wide, low stance.  This convertible is the first two- seater by Pontiac since 1940.  It has a 177 hp engine.

A convertible is a great choice for anyone who wants to have an exhilarating drive.  These three models have a lot to offer consumers and come with new car warranties.

When looking to buy a new vehicle it is important to consider crash test ratings, electronic stability control, and rollover resistance.  When evaluating a car for safety, remember to look closely at the following.

The Insurance Institute for Highway Safety conducts crash tests on vehicles.  They rate vehicles based on results in frontal crashes and side impacts.  Paying attention to these scores will help make a good choice when it comes to vehicle safety.

Electronic stability control is a highly recommended safety feature.  This will help your vehicle stay under control when cornering.  It will help you avoid sliding and skidding by selectively applying brakes to one or more of the wheels.

Vehicles that are tall, such as SUVs and pickup trucks have a higher likelihood of rolling over.  To determine a vehicle’s inclination for rollover NHTSA has a five-star rollover rating.  You can access these ratings at www.safercars.gov.

Consumers are becoming more and more concerned with protecting themselves.  They are purchasing new car warranties and buying vehicles with added safety features.  Taking these simple steps allow drivers to have peace of mind.

Recently, the National Association of Insurance Commissioners did a study on the best and worst places in the country for auto insurance.  The study showed that drivers living in the Northeast pay the highest premiums.

The most costly state was New Jersey.  Its average premiums are more that $1,300 per year.  Our nations capital, Washington D.C. came in second with the average premiums over $1,185.  New York came in third with average premiums being over $1,110.

The study showed that elevated insurance costs in those areas are due to urban driving matters, high salaries, and dense traffic.  Also, costs for the liability insurance premiums that are average are elevated in the Northeast.

Northern and Midwestern states ranked as the lowest costs for insurance premiums.  Iowa has the lowest overall insurance at $530 per year.  Maine comes in second with $560 per year, and North Dakota is next at $570 per year.

This study shows that your location plays a key role in your auto insurance costs.  Consumers are paying more than ever for their automobiles with the costs of insurance, new car warranties, and maintenance.