Regardless of the year or make, one of the biggest investments people will make is a vehicle.  Buying a used car is a great way for consumers to save some money.  However, risks can be higher, which is why an auto warranty should be purchased for the car.  Fortunately, there are ways that buyers can recognize the difference between dependable used cars and lemons.

The safest thing to do is to have the car that you are looking to buy checked out by a licensed mechanic.  However, there are some things that you can do on your own.

For instance, bring a soft magnet from your refrigerator to determine if there is damage underneath a new coat of paint.  You can run the magnet all along the fenders and doors, which are steel.  If it seems that the magnet won’t stick, there is probably a type of body filler under the paint.

Also, examine the inside of the vehicle for stains from water.  If the car was damaged in a flood, it could mean trouble in years to come.  You also want to look at the wear on the pedals of the vehicle.  It should be consistent with what the mileage claims to be.  If there is low mileage, there should be little wear on the pedals.

Don’t forget to examine the tires of the vehicle, too.  If you see wear on the outside edges of the tires, the car is probably out of alignment or might have components that are worn-out.

Knowing what to look for in a used vehicle will bring you peace of mind about your purchase.  Also, know that used car warranties will allow you to save on costly repairs that are unforeseen.

A recent report shows that new car customers aren’t doing enough to ensure the best deals on financing, insurance and new car warranties.

Only 64 percent of motorists would even attempt a negotiation on the price of a new vehicle.  In addition, over 2 million motorists wouldn’t even bother to research the current value of their existing car when planning to do a trade-in.  In fact, over 30 percent of drivers admitted they wouldn’t even spend an hour researching how they are going to pay for their new vehicle.

Alarmingly, 91% of customers weren’t able to explain what the phrase ‘lease purchase’ meant, which is a term often used in car financing deals.  Also, 50 percent said they would go ahead and purchase a new car without getting any quote for the insurance.

Our nation is known for being bargain hunters and trying to get the best deal.  But for some reason when it comes to purchasing a new vehicle motorists are falling short.  It’s crucial for all drivers wanting to buy the newest vehicle to do their homework.  Financing, insurance and an auto warranty are an essential part of the car buying experience.  So, shop around and find the best deals.  Otherwise, pay the price.

Chances are at one time or another you have been told that you need new shocks and (or) struts.  After being quoted a large price, you might find yourself thinking, “Can I get away without replacing them and are they covered under used car warranties?

Your shocks and struts serve two functions in your car.  Some cars only have struts, and some only have shocks.  Their purpose is to dampen the oscillation of springs and assist in ride control.

If your shocks and/or struts are worn, your suspension parts and tires will wear out sooner.  This is why it is important to take your vehicle in for preventative checkups.  It is a good idea to have your mechanic look at your shocks and struts every time you get an oil change.

There are several warning signs that might tell you it is time to replace your shocks/struts.  First, you might notice leaks on the housing or dents on the strut body.  Also, you might see high and low worn spots on your tires and pitted piston rods.  Finally, you may have rubber bumpers that are crushed from bottoming out.

It is important not to cut corners when dealing with your shocks/struts.  It is essential that these parts function correctly for handling and cornering.  Purchasing an auto warranty is a good idea for motorists in order to avoid unnecessary repair costs down the road.  After all, you never know when your car will need maintenance.

Two laws that have been in place since 1988 in all 50 states are receiving new acclaim for lessening fatalities due to drunken-driving.

A recent study in Accident Analysis and Prevention in July has recognized that the drinking age increase to age 21 has reduced the ratio of deaths due to drunken-driving by at least 11%.  Also, making fake ID possession illegal and suspending the person’s driver’s license has lessened fatalities by an additional 7%.

While in all 50 states it’s illegal for people to use a fake ID to buy alcohol, a driver’s-license sanction isn’t always the punishment.  This study suggests that if a law such as this were to be national and linked to highway funds, which are done with the designated drinking age being 21, deaths would decline even more.

Occasionally, there has been talk of making the legal drinking age 18, because soldiers have fought in the Iraq war, but can’t drink a beer.  However, according to the AAP study, making the drinking age 21 has reduced drunken driving deaths drastically.

According to the AAP study, making the drinking age 21 has been a crucial step in reducing accidents and emergency roadside assistance calls due to drunk drivers.  Also apparent is that national driver’s license sanctions would lower deaths even more.  Drivers need to take responsibility for their actions by staying safe on the roads and purchasing used car warranties.

In the oil industry there is an economic term that is quite sinister-sounding being thrown around: “Demand destruction.”

Demand destruction is when the price of a product is looked at comprehensively as too high, therefore causing demand to tank.

So, why would the oil industry be concerned about this?  Well, the fact is that since the summer of $4 per gallon gas, demand has continued to stay low.  American motorists have pretty much completely stopped purchasing cars that get low-mileage and have given up on large gas-guzzlers, even since oil prices have fallen drastically. Many motorists are just holding onto their current vehicles and purchasing used car warranties. People are still driving fewer miles, even as gas prices go down.

Whatever the cause may be of the summer’s oil spike, it seems that there is no going back.  The most solid sign of demand destruction is carmakers’ shift to vehicles that are more fuel-efficient.

It might just be that the most oil-hungry country in the world has finally had enough, or maybe OPEC and the oil industry are driving down prices again as quickly as possible, hopeful for one last hurrah.

Most people don’t realize that there is certain etiquette involved when buying parts at the parts counter.  Following this etiquette will allow you to get the parts that you want without unnecessary hassle and keep you from driving the staff crazy.

When you go to a parts counter at a dealership you need to have your VIN handy, which is basically the magic key to all of the car codes.  At places such as Advance Auto or NAPA, you just need to know the make, model, year, and engine of your car.

Make sure to know what the part’s name is that you need.  If this is something you don’t know, be able to describe what it looks like or what it is going to attach to.  Don’t make up a name for the part you want; this is where 90% of wrong parts come from.  If worse comes to worse, take the staff out to your car and point to the part you’re looking for.

When ordering an expensive part you want to ask about return policies and auto warranty terms.  And get the answer in writing.  This can be as simple as having him write the information on the receipt.  This will save a lot of hassle if something breaks down the line.

Finally, don’t go to the parts counter to diagnose your vehicle.  Counter-staff gets very annoyed when you try to return a part because it wasn’t even the problem in the first place.

Following these simple etiquette tips will allow you to get the parts that you need with little hassle.  And make sure you have used car warranties, because you never know when your vehicle will need to be repaired.

The National Association of Insurance Commissioners recently performed a study to determine what the best and worst states are in the country for auto insurance.  According to the study, you are paying the highest insurance premiums if you live in the Northeast.

New Jersey proved to be the most expensive state.  On average, premiums in New Jersey are over $1,300 yearly.  The capital of our nation, Washington D.C. was the second highest, with average yearly premiums of $1,185.  New York was third highest with $1,110 being the average premium.

Revealed in the study was that urban driving, high salaries, and a lot of traffic are responsible for elevated costs in those states.  In addition, liability insurance premium costs are higher in the Northeast.

Midwestern and Northern states proved to have the lowest insurance premium costs.  The overall lowest was Idaho with costs at $530 per year.  The next lowest was Maine at $560 a year, and North Dakota was $570 per year.

According to this study, your location is a key factor in determining your car insurance costs.  Today, consumers are paying more than they ever have for their vehicles.  These costs include insurance, roadside assistance, used car warranties and maintenance costs.

When a teenager turns 16 years old, they are excited to get their drivers license.  Unfortunately, teens have more driving accidents than any other age group.  For the majority of teen drivers, the question isn’t whether they are going to have an accident, but when they are going to have an accident.

Inexperience is the main reason that teenagers are vulnerable to traffic accidents.  Although 16 to 19 year olds only make up 5.3 percent of the driving population in our nation, they’re involved in 13.3 percent of all of the traffic accidents and 11 percent of crashes that are fatal.

A program aimed to protect teenagers is “graduated licensing”.  Although the age of licensing is the same, full privileges come gradually.

The program begins with a learner’s permit.  Next, is the intermediate stage, in which teens can drive during the daytime alone, and in the evening they can drive between 9 p.m-6 a.m. with a licensed driver.  Then, the advanced stage comes. This is when teens can drive with no restrictions.

The graduated licensing program is a good step to ensure that our teens remain safe.  However, teens need to protect themselves by practicing safe driving habits and purchasing used car warranties.

It isn’t surprising that Ford’s aiming the new 2010 Mercury Milan and Ford Fusion hybrids straight at the Toyota Camry Hybrid, but what is attention getting is Ford claiming that its sedan hybrids will outdo the city mileage of the Camry Hybrid by 5 mpg.  That would make the Milan and Fusion hybrids’ rating at 38 mpg.  Although there wasn’t a number provided for highway mileage, Ford claims that it beats the Camry Hybrid in this area as well.  The Camry Hybrid currently gets 34 mpg/highway.

The Milan and Fusion hybrids will be the first hybrid technology use, besides the Ford Escape, Mazda Tribute and Mercury Mariner hybrids.  Battery technology has undergone a big improvement since the launch of Ford’s compact SUV hybrids.

Consumers are anxious for new hybrid technology and want to save money on such things as gas, new car warranties, and auto loans.  In this poor economy, people are looking for all of the financial relief they can get, including hybrid technology.

Although General Motors has been busy planning a lineup of electric cars and subcompacts, it doesn’t mean that they have forgotten how to have a little fun.

Monday, with much anticipation, GM introduced the 2010 Chevrolet Camaro.  The excitement surrounding the event is usually only seen with Hollywood blockbusters and iPods.  There is no coincidence that the concept car was the star of the 2007 film “Transformers”.

The 2010 Camaro is based on the 2007 model.  It has a design that is modern, but has an influence of the Camaros in the late Sixties.  Chevrolet is trying to use the retro influence that has made the Ford Mustang and Dodge Challenger successful.

The new Camaro isn’t exactly an economy car.  It is offered in a 3.6-liter V-6 with 296 hp, or a 6.2-liter V-8 with 416 hp.  However, the V-8 has the ability to make itself a four-cylinder while cruising on the highway.  According to Chevrolet, the car can get more than 30 mpg in this mode.

Although consumers are demanding small, fuel-efficient cars, and protecting themselves by purchasing new car warranties, it doesn’t mean they don’t get excited about fun cars.  The Chevrolet Camaro is the prime example of this.