If you’re dreaming of purchasing a new vehicle, but can’t afford the high payment, you’re in luck.  You can switch out your car without going into debt.  To get more value for your money buy pre-owned.

The second that a new car rolls out of the dealership, it drops in price.  In fact, you will lose around 25 percent of the price of the car in the first year, and the value drops drastically as the years go by.  A rule of thumb for people to consider is that a 3 year-old vehicle is worth half of its sticker price.  So, if you’re considering a vehicle that is and ’08 for $50,000 realize a ’05 is worth $25,000.

Americans trade in their automobiles every 3 years.  Coincidentally, there is a large pool of quality pre-owned vehicles.  There is a great deal of cars with less than 30,000 miles on them that are only two years old.  They are practically new.  This, and an auto warranty, should eliminate the fear of buying used.

To get the best deal on a pre-owned car, educate yourself.  On the Internet you can find out the worth of a used car, and the cost for a dealer to buy it.  With used cars make sure you purchase used car warranties to protect your car in the event of a breakdown.

Would you ever think that a convertible could receive the same safety ratings as its counterpart sedan?  Well it has happened with Saab vehicles.

The Saab 9-3 two door convertible, years 2006 and 2007, that has a fabric retractable roof received the same ratings for side, rear and frontal crash tests as its counterpart with a steel roof.  In fact, it was also named a “Top Safety Pick”.

The crash tests that were performed were the first ever done on convertibles.  They were conducted by the Insurance Institute for Highway Safety.  The National Highway Traffic Safety Administration hasn’t even done tests on the convertibles that the IIHS did, so these scores are the very first indications of the safety of convertibles.

The 2007 version of the Saab 9-3 sedan has a suggested retail of $26,250, and the Saab 9-3 convertible goes for $37,495.  General Motors Corporation is the owner of Saab based out of Sweden.  Saab has had a longstanding reputation for safe vehicles.

No matter how high a car is rated it is important to purchase an auto warranty in case of unforeseen problems.  Used car warranties will save you money down the road when your car needs repair.  After all, no vehicle is without faults.

Most people depend on major car companies, like Avis for rentals on business trips and vacations. Yet, most people don’t realize that firms such as these are great sources of well-priced used vehicles.  Avis’ business is rental cars, however, they also sell their older models.  Car shoppers get a big savings by purchasing a vehicle from Avis instead of car dealers.  This gives people the opportunity to put their money towards used car warranties that will protect their car.

Avis sells their vehicles that are more than one year old so they can make room for more recent models.  This is how Avis ensures that they have a well-maintained and current fleet.  When certain car models prove to be popular, Avis often sells them early, after the car has passed a certain mileage.

Another good thing about purchasing a car from Avis is that they treat their vehicles with metallic paint.  On the other hand, car dealers usually don’t do this.  One concern that car shoppers have is that rental cars have been through a lot of wear and tear.  Yet, Avis points out that vehicles for sale are around six months old and less than 13,000 miles.  Also important is that many times the car’s auto warranty is still valid.  However, the auto warranty will only last for approximately one year, so it is important to shop around for used car warranties.

The reliability ratings for Ford had a significant jump, which makes it the most reliable American carmaker, according to Consumer Reports, which just released its ratings. Other than a few of Ford’s pickup trucks, Ford’s reliability is comparable to that of the Japanese carmakers that are the best.

Other carmakers that received the highest ratings went to the usual winners, including Toyota, Honda, and Nissan.  Toyota received below-average ratings last year for the V-6 Camry and Tundra, however now all of the 42 Toyota, Lexus, and Scion models had ratings that were average or above.  After several years of experiencing trouble, Nissan’s Armada and Titan and Infiniti’s QX56 had improved ratings, which now are average.  Kia and Hyundai also got rankings equal with the best Japanese carmakers, with Kia making a 12 spot jump in one year.

American carmakers need to make improvements in reliability so consumers will purchase American made cars, and Ford has now achieved this.  Consumers are very concerned with safety and reliability and are purchasing cars with the best ratings.  Motorists are also protecting themselves by purchasing new and used car warranties.

According to the National Highway Traffic Safety Administration, a recall has been issued by Nissan for 242,720 Pathfinders, Xterras and Frontiers for model years 2005-2009.  The recall is due to a crash sensor that causes the airbag to deploy in an accident.  This recall is mainly aimed at cars that are sold in climates with cold weather, in which road salt causes the crash sensor to corrode.  The warning light for the airbag may become illuminated.

Nissan says they will replace sensors that are faulty and put new ones in, and all vehicle owners will receive a 10-year extended warranty for the crash sensors.  Nissan urges people to look for the warning light regardless.  This recall is the second one Nissan has had in the last three months that involves an airbag sensor.  Nissan owners can call Nissan at 800-647-7261.

It is important for car owners to protect themselves by purchasing new car warranties, since you never know when your car will fail.

There are many great deals out there on new cars, especially since car sales have been down, yet you need to understand the offers.  For example, are there any “restrictions”, “qualifiers”, “exclusions”, or “limitations”?  Make sure you know what the fine print means.

Often, dealerships offer regional incentives.  In other words, you must live in the area to get the deal.  For example, you might be able to get a new car for $1,500 less if you live in the right area.

Some deals on financing may be contingent on a down payment amount that is predetermined.  For example, you might need to have $4,000 cash to put down at the time of the sale.  If you don’t have this amount of money, you might get stuck with finance rate that is higher.

Sometimes an offer may be contingent on if the dealer participates with the program.  This could include a special financing rate, rebate, etc.  Remember that dealers are operated independently and you are not dealing directly with the automaker.

These are just a few things to look out for when it comes to offers by dealers.  Make sure you read the small print to understand the terms of the offer.  And make sure that the car you are looking at comes with good new car warranties.

Americans need to take action immediately to help the nation’s economy improve and bring back American jobs.  Americans have purchased 11 million foreign vehicles over the last 10 years.  That is equal to about $25.5 billion exported out of the U.S. economy.  Buying American cars with an auto warranty would improve the economy greatly.

It seems that Americans have become numb to the on-going announcements that the “Big Three Auto Makers” are cutting jobs and closing plants.  This year alone, Ford Motor Co. announced that they were closing three plants and cutting more jobs.  Chrysler Motors had to close three plants and cut approximately 12,000-15,000 jobs.  GM announced a loss of $11.8 billion in the first quarter of 2008, which is its second largest loss ever, and also had to close plants.

Over the last 10 years American cars have improved greatly in quality.  In fact, J.D. Powers has recognized that American cars have had substantially higher improvement in comparison to their foreign competition.  It’s time for Americans to change their way of thinking and buy American cars.  And consumers can always rest assured that they won’t be paying unnecessary costs if they have new car warranties.

When purchasing a family vehicle several things should be considered.  These include reliability, safety, fuel-efficiency, and other personal concerns.  In addition, consumers should factor in the price of the vehicle to own, not just the sticker price.  For instance, new car warranties, maintenance costs, and insurance all need to be part of the equation.

It doesn’t have to be a hard process to shop for the right family car.  All you need to do is put some time into research beforehand so that you know your options.  Parents should evaluate how they will be using the car, the type and amount of cargo they intend on carrying, and how their needs might vary in the future.

Generally, parents need to focus on finding a vehicle that offers a lot of space and is versatile.  Families need a sufficient amount of cargo space, easy access, and windows that the kids can look out with ease.  If the rear seats are low, kids won’t be able to see out the windows, and they won’t be as happy.

There are many great options for family vehicles.  Small families will be just fine in four door sedans, or station wagons, whereas large families will benefit from an SUV or minivan.  Thinking through your needs in advance will ensure the proper choice.  In addition, doing your homework will save you money on the sticker price and an auto warranty.

If you’re looking to buy a cheap used vehicle, you might want to look online.  One website that is a good place to start is Car-Auction.com.  This is an auction website featuring seized vehicles by the government.  Consumers can select what type and model of vehicle you are looking for, as well as the price.  Results will appear within a few seconds.  This is a lot more convenient than attending an automobile auction and waiting to see if the car you want is up for auction.

When you are looking to buy a cheap used car follow these simple tips.

The most difficult part of the process is finding a quality car that you would like to purchase.  People make the mistake of buying a car because they like the way it looks.  You need to get the full history of the vehicle before making an agreement.  Also, get the VIN of the vehicle and do a search of the number through a local agency.  You want to get the vehicle inspected by a professional.

An online auction is a great place to buy a used car. However, beware.  To protect yourself, do your homework to get a good buy and make sure to purchase used car warranties.

If you’re planning to purchase a used vehicle you need to find out as much as you can about it.  The car could have problems that you can’t detect by looking at it.  In order to understand the car that you are getting, get a vehicle history report.  This will give you combined information from DMVs, RMVs, and police reports about the car that you are looking at.  Here are some things to consider when looking at the vehicle report.

Determine if the car has had many owners.  You are better off with a car that has had fewer owners because there is more of a likelihood that the car has been taken good care of.  Although inexpensive, rental cars will have undergone a great deal of abuse.

Also, consider the location that the car has been in.  This is important because some climates are harsher on cars.  For example, winter conditions are hard on cars because of salty roads.  Obviously, excessive heat and flood areas are also of concern.

Finally, make sure that the name and description on the history report actually match the vehicle you’re looking at.  This will help avoid types of fraud, such as vehicle identification number cloning.

A used car is a great way for people to save money and get a great car.  Just do your homework to make sure you are getting a good buy.  You need to consider the costs of used car warranties, auto insurance, and maintenance costs.  An auto warranty is a good way to get peace of mind when purchasing a used vehicle.