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Hyundai’s New Plan To Cover Your Payments While You Job-Hunt

images-48.jpgHyundai’s latest plan to get car shoppers in their door, called Assurance Plus, is going to be offered on every new car purchase during its Spring Sales Event, which is in effect Feb.23-April 30.  Assurance Plus builds on the recent Assurance Program, which is where you can turn in your Hyundai that you recently bought, if you lose your job, without owing the negative equity.

Assurance Plus adds to that principal by making three months lease or finance payments on your vehicle while you search for work.  If you still aren’t able to get a job, you can take the car back to the dealership and, under the Assurance program, have negative equity-anything you still owe, minus the value of the trade-in-absolved.

Chris Hosford, who is a spokesperson for Hyundai, gives credit to the Assurance program, which began in January, for being an integral part of the 14% sales increase compared to January of last year.  He also said that Hyundai isn’t intending to extend Assurance Plus beyond April 30.

Now, consumers can have security beyond new car warranties to bring them peace of mind.  Hyundai’s program isn’t just benefiting car shoppers, its bringing Hyundai added business.

Your Car May Be Getting Better Mileage Than You Thought

images-44.jpgRecently, J.D. Power and Associates conducted a study, finding that now that the EPA has changed how it tests cars, motorists are finding that they get better mileage out of their cars than what was advertised.

Before the EPA decided to update its methods to reflect a more accurate view of modern driving conditions, motorists were consistently reporting that their combined average for fuel economy was less than the EPA rating advertised.

For example, before the update, back in 2007, motorists claimed that they got around 97% of the fuel economy that was advertised.  This was 3% worse than what was advertised.  And after the new standards for testing were implemented in 2008, motorists claimed they got around 105% of the fuel economy posted.

For drivers who are money conscious and calculate driving costs, such as insurance, used car warranties, and gas costs, they will have a pleasant surprise with their gas mileage.

Maintenance Tips To Extend The Life Of Your Car

images-40.jpgWith the poor economy, drivers are feeling the pinch.  And while you don’t have control over costs, such as gas prices, maintenance, and an auto warranty, you do have the power to maintain your vehicle’s value by making it last longer.  Your choice is to buy a new vehicle every few years, or to maintain your current one.  Here are some tips to keep your old gem running great.

Perhaps the most important thing you can do for your car is to get regular oil changes and have your oil filter replaced regularly.  In addition, don’t forget about your air filter.  Changing this will allow your vehicle to breathe easier and help your engine last longer.

Don’t forget about your vehicle’s cooling system.  Keep coolant levels as recommended by your owner’s manual to avoid an engine melt down.  You wouldn’t think that a simple act such as this would save you from major repairs, but neglecting to do this will have you using your auto warranty more than you would like to.

The least expensive maintenance tip is to make sure your tires are inflated to the proper levels. However, the benefits of this are immense.  You will get better fuel-efficiency, have your tires last longer and have a safer vehicle.

Find a mechanic that you trust and use him for all of your car service.  This way he can get familiar with your car and know your car from the inside out.

If you want to avoid purchasing a new car right now, follow these service tips to keep your current car running like a champ.  And, make sure you purchase used car warranties so you don’t have unnecessary repair costs down the road.

How To Use A Loan Calculator

images-39.jpgIt is helpful to use a car loan calculator to determine what the cost for a new or used car purchase will be monthly.

These can be found online with options for buying or leasing.  This is a helpful tool in determining what your budget actually is and how much car you can afford.  Just remember to factor in other car costs, such as maintenance and new car warranties.

Just remember that the numbers on a vehicle loan calculator are not actual quotes.  The calculator allows you to compare the costs of different cars and see what your payments per month will be.

On the calculator there is a line to enter the dollar amount you would like to finance. Then, by clicking your mouse you can compare what payments will be, with different arrangements for paying.  You can also find out what interest payments will be for the life of the vehicle loan.

It is a bonus to use a car loan calculator before going to a dealership to buy a vehicle.  You will already know what your budget is, which will allow you to make a smart purchase.  You will also know how much money you have left over to spend on maintenance costs and an auto warranty.

Do Your Homework Before Car Shopping

images-36.jpgA recent report shows that new car customers aren’t doing enough to ensure the best deals on financing, insurance and new car warranties.

Only 64 percent of motorists would even attempt a negotiation on the price of a new vehicle.  In addition, over 2 million motorists wouldn’t even bother to research the current value of their existing car when planning to do a trade-in.  In fact, over 30 percent of drivers admitted they wouldn’t even spend an hour researching how they are going to pay for their new vehicle.

Alarmingly, 91% of customers weren’t able to explain what the phrase ‘lease purchase’ meant, which is a term often used in car financing deals.  Also, 50 percent said they would go ahead and purchase a new car without getting any quote for the insurance.

Our nation is known for being bargain hunters and trying to get the best deal.  But for some reason when it comes to purchasing a new vehicle motorists are falling short.  It’s crucial for all drivers wanting to buy the newest vehicle to do their homework.  Financing, insurance and an auto warranty are an essential part of the car buying experience.  So, shop around and find the best deals.  Otherwise, pay the price.

Recent Studies Show Consumers Want Performance And Efficiency

images-34.jpgIn this struggling economy, automakers can’t count on slick styling and big engines alone to lure buyers.  Consumers have changed their tastes: appearance and performance are still a priority, but value, gas mileage, new car warranties and practicality are becoming more important than every, according to experts.

Fuel-efficiency stays on the top of people’s minds.  A study was conducted in January by the Consumer Federation of America, finding that even though gas is at $2 per gallon, drivers are still looking for 20% better mileage in their next car.

However, don’t count out the importance of performance.  Derrick Kuzak, who is the head of product development at Ford said, “I think people are looking for both [performance and efficiency].  He also said the carmaker’s EcoBoost initiative, which is basically downsizing engines for better fuel-efficiency but adding on turbochargers to make up for performance that is lost, is a way to satisfy both demands.

People assume that more power means poor gas mileage, but this isn’t the case.  Now there are advanced drivetrains, better aerodynamics and lighter materials.  There are popular vehicles in every car segment, from the Toyota Prius to the Escape that are more fuel-efficient and quicker with every redesign.

Vehicles That Keep People Friendly On The Road

images-29.jpgOne way to improve our world would be to alleviate road rage.  Everyone has gotten angry with another driver after being cut off. Wouldn’t it be great if we all had cars that helped curb road rage?  Well, those vehicles have arrived.

Toyota’s RIN has friendliness in mind.  It has wide, deep windows that allow the driver to stay connected with the environment.  The headlights on the car have controls for light distribution that allow the driver to be considerate to other drivers.  It even has features that reflect the psychological state that the driver is in, such as the steering wheel that is “mood trained” and displays that promote the mental health of the driver.

The Toyota i-REAL offers pedestrians added safety.  It is a solo transport that offers maneuverability because it sits upright.  This allows the driver to be at eye level with pedestrians.  Also, it will stretch out its wheels making it more aerodynamic and stable when you want to travel long distances.

The time has come when automakers are realizing that vehicle design can have an impact on how friendly people are.  Toyota is making great strides in accommodating fellow drivers and passengers to make our world a friendlier place.  Consumers are willing to pay extra money on car costs that will make their lives easier, such as new car warranties, insurance, and even friendlier cars.

How To Get An Inexpensive Vehicle With Great Features

images-28.jpgThanks to a poor economy, people are skipping the big purchases and becoming disciplined shoppers.  Instead of splurging on cars equipped with all of the gizmos, people are holding onto their current rides and purchasing used car warranties.  However, with some savvy buying tips, you can get a new car with great features.  Here’s how.

First of all, in order to splurge in the cabin, downgrade under the hood.  You can purchase a car with a smaller engine and still enjoy the interior upgrades.  For example, a Honda Accord that is top-of-the-line comes with heated seats, leather upholstery, dual climate control, and plenty of other comforts, all for $29,000.  However, instead of getting the V-6, you can get a four-cylinder for $3,000 less that will also allow you to save on gas.

Also, you can save by ordering options a la carte.  Many times, popular options, such as a sunroof or heated seats get bundled together into megapackages that has a lot of features you may not need or want to pay for.  So, shop around for cars with smaller packages, or just order the features you really want.

Finally, skip the options that are the most expensive.  Features such as entertainment and navigation systems can cost you an extra $2,000.  By purchasing a portable DVD player and navigation system you can spend less than $500 combined.

When purchasing a new car it is important to put your money towards necessary things, such as new car warranties, safety features, and maintenance costs.  Pick your upgrades wisely to avoid going over your budget.

How To Avoid Unnecessary Car Repairs

images-26.jpgIn order for a vehicle to maintain its peak performance motorists must get routine maintenance and service.  This will also keep your car prepared for difficult driving conditions that come up. Purchasing used car warranties is a good idea so that you don’t dread taking in your car just to find that it requires additional repairs.  To keep your car in tip-top shape, follow these tips.

First, check your tire pressure on a regular basis.  To keep track, you should do it every other time that you get gas at the pump.  In addition, check your tire treads to look for wear and tear and ensure that there isn’t any cracking.

Second, get regular car washes to keep a nice, shiny exterior.  And add a coat of wax to keep away corrosion.

Don’t forget to be aware of your check engine light.  Don’t ignore it if it lights up.  Make sure to take your car to a professional in this case so that you don’t have expensive repairs down the road.  Of course an auto warranty will help you avoid unnecessary repair expenses.

Lastly, determine a service schedule with a mechanic and keep it.  Your car has certain parts that a professional should look at periodically.  Look at your owner’s manual in order to determine what maintenance schedule is best for your car.

Just by following these tips you can head off unnecessary repairs in the future.  However, you want to make sure you have an auto warranty to protect your wallet.

How To Choose The Right Car For You

images-25.jpgMany people struggle to decide what kind of car to buy.  It can be difficult to sort through all of the vehicle options and new car warranties to arrive at the car that best suits you.  Here are some important factors to consider that will help you make the right decision when purchasing a car.

First of all, decide what you intend to use the vehicle for.  Don’t buy a 4WD SUV because you take two camping trips a year.  If you’re using the car everyday for commuting, you are going to want to purchase a car that is easy to maneuver with good fuel-efficiency.

Next, consider the looks of the vehicle.  You need to find a vehicle that you can stand to look at every day without getting sick of it.  If you end up with a car that makes you shudder when you look at it, you will never enjoy it.

Finally, fuel-efficiency, although not as big of a deal three years ago, is now a major factor in car buying.  Now there are options of what kind of fuel you want to burn.  For example, some options are E10, E20, compressed natural gas, liquefied petroleum gas, petrol, diesel, and B5.  All of these fuels have their benefits, so decide which will suit you the best.

The best way to get the car that is going to fit you is to do your research on various vehicle models.  Also, when doing this consider the added costs of an auto warranty, vehicle maintenance, and auto loans.



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