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College Students Can Afford Cars

images-100.jpgCollege students who live a long distance from their school find it hard to commute on a daily basis.  It can be tough to wait for a bus, as well as time consuming.  Having a vehicle can help a great deal in this situation.  But students are usually tight for cash, so they need to get auto loans for students.

Students must plan their budget well.  Purchasing a pre-owned vehicle is a great option for students because they are cheaper than new vehicles.  Of course there are other expenses, such as insurance, maintenance, used car warranties, and fuel that come along with car ownership.  So, it is necessary to consider these factors when calculating the cost of buying a car.  Car loans for students are designed so that students can repay them without problems.  Loans such as these are offered through banks and financial companies.

Students with bad credit are even eligible to apply for car loans for students; however, their interest rate will be high.  To make the interest rate lower, students can arrange to have a co-signer.  Auto loans for students are considered secure because if the student can’t repay the loan, the lender will take the car, and sold to recover the loan amount.

Tougher Cars Have Reduced Fatalities

images-98.jpgAutomakers have been redesigning vehicles so that they are stronger than ever.  They have achieved this by using lightweight materials, allowing cars to be more fuel-efficient. This technology makes vehicles more durable, cutting down on road service calls.  Also, it is saving numerous lives.

The only disadvantage to these new, stronger materials is that rescue workers are having a difficult time cutting into vehicles that are mangled from wrecks.

According to experts and rescue officials around the nation, vehicles designed with safety measures, such as reinforced steel, are creating a challenge for rescue workers to get motorists out of cars.

One answer to this problem is investing in rescue equipment that is better.  Heavy-duty cutters are necessary to release motorists.  A cutter such as this from Hurst costs approximately $25,000.

The National Highway Traffic Safety Administration says it is well worth the tradeoff of tougher cars because many lives are saved.  In fact, the rate of fatalities for passenger cars is lower than it has ever been in history.  Consumers are becoming more concerned with car safety features and are protecting themselves by purchasing new car warranties.

Find A Great Used Car At Car-Auction.com

images-95.jpgIf you’re looking to buy a cheap used vehicle, you might want to look on the Internet.  One website that is a great place to start is Car-Auction.com.  This is an auction website featuring seized vehicles by the government.  Consumers can select what type and model of vehicle you are looking for, as well as the price.  Results will appear within a few seconds.  This is a lot more convenient than attending an automobile auction and waiting to see if the car you want is up for auction.

When you are looking to buy a cheap used vehicle follow these simple tips.

The most difficult part of the process is finding a quality car that you would like to purchase.  People make the mistake of buying a car because they like the way it looks.  You need to get the full history of the vehicle before making an agreement.  Also, get the VIN of the vehicle and do a search of the number through a local agency.  You want to get the vehicle inspected by a professional.

An online auction is a great place to buy a used car. However, beware.  To protect yourself, do your homework to get a good buy and make sure to purchase used car warranties.

Avoid Buyer’s Remorse

images-94.jpgOften motorist get sticker shock or experience buyer’s remorse after buying a new car.  However, you can avoid this by considering the expenses that you will encounter in the future.

According to experts, most consumers anticipate the price of the purchase, registration and taxes.  However, many people forget to factor in the price of insurance and new car warranties.  Fortunately, by doing your homework you can get good deals on insurance and an auto warranty.

To control car costs drivers should consider these tips.  First of all, decide before you get to the dealership the amount of money that you can spend.  Also, decide on what type of car will suit your needs. It is also beneficial to get quotes from several dealers, because then you are in the position to negotiate.  Finally, check insurance and auto warranty prices on the vehicle that you want to purchase.

You don’t have to go broke purchasing a new car.  But, be smart and consider all of the costs involved.  It isn’t just the purchase price that you will be paying.

Buying American Cars Will Help Improve The Economy

images-93.jpgAmericans need to take action immediately to help the nation’s economy improve and bring back American jobs.  Americans have purchased 11 million foreign vehicles over the last 10 years.  That is equal to about $25.5 billion exported out of the U.S. economy.  Buying American cars with an auto warranty would improve the economy greatly.

It seems that Americans have become numb to the on-going announcements that the “Big Three Auto Makers” are cutting jobs and closing plants.  This year alone, Ford Motor Co. announced that they were closing three plants and cutting more jobs.  Chrysler Motors had to close three plants and cut approximately 12,000-15,000 jobs.  GM announced a loss of $11.8 billion in the first quarter of 2008, which is its second largest loss ever, and also had to close plants.

Over the last 10 years American cars have improved greatly in quality.  In fact, J.D. Powers has recognized that American cars have had substantially higher improvement in comparison to their foreign competition.  It’s time for Americans to change their way of thinking and buy American cars.  And consumers can always rest assured that they won’t be paying unnecessary costs if they have new car warranties.

Cash For Clunkers Now Has $2 Billion In Funding

images-91.jpgThe United States House of Representatives recently voted to add additional funding of $2 billion to the Cash for Clunkers program. The vote in the House was 316-109.  The bill will be voted on by the Senate next week.

At first, there was a $4 billion allotment for the plan, and later it was reduced to $1 billion.  Problems came about when car dealer organizations began telling the government about the backlog of trade-in deals that were unprocessed and exhausted the funding by the program.

The House quickly took an emergency vote in order to add additional funding to the Cash for Clunkers program before the August recess.  Lawmakers were concerned that the program was going to run out of funding and therefore leave auto dealers with broken down clunkers and government IOUs.  Nobody really knows if the program is going to remain as-is with the cut off date of Nov. 1 intact.

Since the bill passed and the White House is assuring the Cash for Clunkers program, it’s pretty safe to say that people can go out and buy a new vehicle complete with new car warranties, using this program this weekend.

BMW Is Extending Maintenance Plans

images-89.jpgPurchasing a BMW isn’t only expensive because of the purchase price; many people who shop for luxury cars are concerned about added costs such as maintenance, insurance and new car warranties.  For many years BMW has offered to pick up the tab on maintenance costs for new car purchases for up to 50,000 miles or the first four years, whichever comes first.

Now, BMW has offered an extended plan of 100,000 miles or six years for an added charge of around $1,395-$2,995.  This plan includes all of the M performance models and diesels, but not the Alpina B7.  In addition, all current BMW owners that are under the 60,000/four-year plan are able to add on this new service.  BMW recommends that service be performed every 15,000 miles on new car models.

And if that offer isn’t enticing enough for potential car shoppers, the carmakers latest incentives might be exciting: BMW is now offering low financing of 0.9%, and will pay car payments for the first two months on select cars.  Depending on the price of the car, those payments should be over $1,000.

SUVs That Consumers Rank Well

images-88.jpgIf you’re thinking of purchasing a small SUV you’re in luck because there are many good choices.  Compact SUVs offer practicality, fuel-efficiency, and nice style.  In fact you can find many models for under $25,000 complete with an auto warranty.  So what are the best and worst models to consider?  Read on.

The Honda CR-V is the #1 compact SUV.  It scored the highest for performance, safety, and interior.  According to reviewers, it drives really well, has a sleek design and offers ample storage room.  Following close behind, the Toyota RAV4 comes in second place in its class.  This vehicle has a surprising amount of power for its size. It now offers a V-6 engine, as well as a third row seat. The RAV4 was the first compact SUV in its class over a decade ago.  Coming in #3 is the 2008 Subaru Forester.  This SUV is known for being a fun, family-friendly vehicle.  Reviewers complained about the exterior being bland and the balky transmission, but were willing to overlook these things because it had some great positive features.

Unfortunately, there are some compact SUVs that didn’t rank as well.  In last place was the Saturn Vue Hybrid.  According to reviewers, it isn’t very refined and isn’t as fuel thrifty as many other hybrids.  Also at the bottom of the list is the Mazda Tribute because its power and handling doesn’t match its competitors.  Finally, the Jeep Compass drives more like a car, but doesn’t have the sportiness or off-road capabilities that other Jeeps have.

If you’re looking to buy a compact SUV, there are many great choices out there.  The most important thing is to do your homework and make sure you are choosing wisely.  Also keep in mind the cost of new car warranties, maintenance costs and auto loans when determining your budget.

Beware of Tactics That Used Car Dealers Use

images-86.jpgOne trick that people use to sell a used car is to detail it until it looks brand new.  However, beware, a motor that is steam-cleaned won’t fix a gasket that is blown.  This is why it is important to purchase an auto warranty.

Having said that, dealers that are reputable typically won’t try to sell vehicles with big issues, for fear that they’ll have to fix them down the road.  If you test drive a vehicle that doesn’t make awful noises and feels pretty good, chances are it is fine.  Dealers don’t like to sell junky cars.

In any case, it is still a smart idea to have a trained professional take a look at your vehicle.  If the dealer claims the vehicle was inspected by it’s mechanic, request to view the paperwork.  If the dealer can’t produce them, make sure an outside technician sees the vehicle.

Also important, is to check that the car has a clear title and that it hasn’t ever been in a big accident.  You can tell the dealer to go on Carfax or AutoCheck to confirm this.  Both of these sites have a fee to trace the car identification number for odometer and service registrations, and accidents.  However, often dealerships will check the vehicles on their lot free of charge.

Typically, it is safe to buy a used car from a dealership; however, it never hurts to take these quick steps to ensure you don’t get a lemon.  In addition, used car warranties will give you peace of mind in case you need repairs.

Why Should You Avoid Driving In Reverse?

images-83.jpgDue to the poor economy, everyone is looking for tips on how to save gas.  One easy thing that motorists can do is to avoid using reverse, if it isn’t necessary.  One example of this is when you are in a parking lot at the grocery store or mall.  Just by pulling through the parking space so that your car is facing out, you can save a small amount of gas.  This allows you to pull forward when it’s time to leave.  This tip isn’t going to save you hundreds of dollars, however, little fuel-conscious actions add up.

Why is it so bad to back up?  Think about it in these terms.  Is it any fun creeping through parking lots in first gear?  Absolutely not, and using low gears are terrible for fuel-efficiency.  Reverse also gets poor fuel-economy, and most of the time you’re pointlessly covering the same territory that you already covered.

For instance, if you back up and pull forward, you’re driving twice the amount of just pulling out of your parking space and driving off.  This might appear to be insignificant, but if you use better driving habits over the course of a year, they will give you great savings.

Motorists often only look at the obvious ways that they can save money on driving expenses, such as buying used car warranties, carpooling, and driving less.  But, following easy gas saving tips will save you big in the end.



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