According to a recent report, new car shoppers could do a lot more to ensure that they get the best deals on insurance, financing and new car warranties.

Only 64% of motorists said that they would ever attempt to negotiate the price of a new car.  Also, when planning on trading in their current vehicle, over 2 million drivers said they wouldn’t even take the time to research the current value of their vehicle.  In addition, more than 30% of motorists admitted that they probably wouldn’t even take one hour to research how to pay for their new car.

Unfortunately, 91% of car shoppers couldn’t explain what the term ‘lease purchase’ meant.  This is a term used in many auto-financing deals.  In addition, 50% of shoppers said that they would make a new car purchase without any insurance quotes.

America is known for being a nation of bargain hunters, yet motorists seem to be falling short when it comes to buying a new car.  It’s essential for car shoppers to do their homework when looking to purchase a new vehicle.  Insurance, financing, and an auto warranty are a crucial part of the car purchasing experience.  So, it is important to shop around in order to get the best deal, otherwise you will find yourself paying for it.

We’ve all been there.  You’re driving along when all of a sudden you hear sirens blaring behind you.  You realize that you are going to get a speeding ticket and you really don’t have the extra funds to pay for it.  With all of the expenses you’re already paying for your vehicle, such as used car warranties, maintenance, and loans, the last thing you need is the added cost of a speeding ticket.  Well, never fear because the Trapster just may save you.

Pete Tenereillo of California invented trapster.  Essentially, this is a social network where motorists can use their cell phones to alert other drivers about speed traps that they have encountered.

All you have to do is sign up for a free membership at the website and then download the Trapster software on your cell phone.  Most of the latest cell phones, PDAs and Blackberries can accommodate this software.

After signing up, you’re ready to get out and start driving.  If you come across a state trooper looking for speeders you hit “pound 1” on your cell phone.  This alerts other motorists when they approach the same spot.

This system is ideal because it’s “hands free”, which means it’s safe for drivers.  Also, sophisticated cell phones can allow a map to be displayed where the speed trap is.

The 2009 Pontiac G8 GXP with 402 hp will give performance sedans that are already established a run for their money.  The GXP is listed at $37,610, which is at least $1,000 cheaper than the Dodge Charger SRT8 and you still get an impressive auto warranty.

The GXP has a 402 hp, 6.2-liter V-8 engine with 402 pounds of torque, which is the most powerful Pontiac of all time.  This vehicle has a six-speed automatic transmission that comes standard, however you can also get a six-speed manual for an extra $695.

For those of you who might think the 361-hp G8 GT already had enough power under the hood, don’t forget added horsepower isn’t the only impressive change to the GXP.  This car has a track-tuned suspension and steering, a unique interior, Brembro brakes and new car warranties.

Some people have suggested that the GXP is a BMW M5 killer, however, this car is such a great bargain that you could purchase one for you and your friend and still end up shelling out less than you would for a M5.

One of the family activities that are the most fun is going on road trips.  Over the spring and summer, American families will go on over 320 trips.  Although enjoyable, frustration can accompany families on the road.  Take note of the following do’s and don’ts in order to ensure that your family has a great trip.

The most important thing that you can do is to get your family vehicle a tune-up.  Your vehicle needs to be in top-notch condition.  Nothing is worse than having your car breakdown, leaving you stranded.  This is why an auto warranty is a necessity.

You should plan ahead so that your family knows what is happening during the trip.  This will alleviate stressful situations and help things to go smoothly. In addition, you might want to purchase software to plan your trip and invest in a GPS.  This advanced technology will act as your guide to your desired destination.

Of course, you never know when you will run into speed bumps throughout your trip.  For example, road construction and traffic are inevitable.  However, your trip doesn’t have to be ruined by these inconveniences.  In addition, you can rest assured if you have used car warranties.

In future car accidents a circuit could be as crucial to survival as a seat belt.  Congress made seat belts mandatory in the 1960’s, which was revolutionary in car safety.  Since then, seat belts have greatly reduced deaths.  Now, there is an additional safety revolution in the midst.  The National Highway Traffic Safety Administration has employed a new standard.  This makes electronic stability control equipment a mandatory component in all cars.  The adoption of ESC will save approximately 10,000 lives every year.

Most luxury vehicles already come with ESC.  Other models offer it as an option.  This is just one of the new safety advancements designed with the purpose of preventing auto accidents, not just protecting passengers.  The majority of these new features have a microchip base.  Many are still being perfected. So beware, you never know when new technology will fail.  However, new car warranties will save you from unnecessary expenses.

Many motorists are finding it easiest to buy a package of safety options, rather than individual gadgets.  Lexus, for example, places an emphasis on how its safety features work as a system.  It has a package with lane-departure warning, smart cruise control, and ESC.

Integrating such systems, and the yielding of throttle, brake, and steering raise the question: Do drivers need or want this much help?  Who is actually in charge of the wheel?  No matter the answer, an auto warranty is essential in protecting your vehicle with all of those fancy gadgets.

As part of its “new day” celebration last February, Chrysler introduced a very unique promotion for its minivans: Purchase a minivan, and receive a free DVD player for the rear seat.  Since the promotion, it’s difficult to argue that Chrysler has experienced something that resembles the optimism that a new day brings; yet that hasn’t stopped the carmaker from bringing back the same DVD offer.

When consumers buy a Chrysler Town & Country, Dodge Grand Caravan, Jeep Grand Cherokee, or Jeep Commander they will get a free DVD entertainment package for the rear seat.  In minivans, screens are included for the second row, as well as the third row.  This deal applies nationwide and are in addition to other great deals, such as financing incentives, great new car warranties, and cash-back incentives.

Chrysler is hoping to spark consumer interest by putting forth red-hot deals.  Unfortunately, many motorists are currently opting to hang onto their current cars and purchase used car warranties to protect their wallets.

More motorists are deciding to switch to hybrid cars for better fuel-efficiency, however, just like any car; hybrids need common maintenance and occasional repairs.  A regular mechanic can do work that is routine, yet you will need hybrid-certified mechanics for jobs that are more extensive.

According to a Toyota service director in Tampa, hybrid work at the dealership has been small.  There are some vehicles with issues, but for the most part repairs are the result of accidents.  The most costly repair on hybrids is for battery replacement.  In a vehicle that isn’t covered by an auto warranty, you will pay approximately $3,000 just on the part.

The best thing to do is to find a technician to repair your car before you really need it.  This way you won’t have to make last minute decisions.  Also, make sure that the technician is certified in hybrid repair.

Finally, most new car warranties for hybrids cover 100,000 miles or 8-10 years.  Make sure you know if your auto warranty requires that you get service from a specific repair shop.

Purchasing a BMW isn’t only expensive because of the purchase price; many people who shop for luxury cars are concerned about added costs such as maintenance, insurance and new car warranties.  For many years BMW has offered to pick up the tab on maintenance costs for new car purchases for up to 50,000 miles or the first four years, whichever comes first.

Now, BMW has offered an extended plan of 100,000 miles or six years for an added charge of around $1,395-$2,995.  This plan includes all of the M performance models and diesels, but not the Alpina B7.  In addition, all current BMW owners that are under the 60,000/four-year plan are able to add on this new service.  BMW recommends that service be performed every 15,000 miles on new car models.

And if that offer isn’t enticing enough for potential car shoppers, the carmakers latest incentives might be exciting: BMW is now offering low financing of 0.9%, and will pay car payments for the first two months on select cars.  Depending on the price of the car, those payments should be over $1,000.

It’s pretty obvious that carmakers are having a difficult time.  And just to make things even harder, some cars that are perfectly good don’t even get a fair shake.  One car model can be just as good as another one, yet consumers don’t give it the attention of a competing model.

For instance, the Saab 9-5 gets 21 mpg and comes with a sunroof and leather seats, and goes for $37,685 with new car warranties.  However, 1,943 consumers only bought that car, while 81,967 people purchased the similar BMW 3-Series for $32,700, which is the segment leader.

Another story of tough luck is the Acura RL, which is a competitor in the large luxury car division and is one of the Top Safety Picks, along with the S80.  However, the RL, which is powered by a V-6, isn’t a match for competing car models that have V-8 engines.  Because of higher fuel prices, the RL appeals to some shoppers who are fuel-conscious, but it seems that buyers looking for luxury cars have a preference for power over safety.

These cars are great examples of vehicles that deserve a second look because they have features that are unique and high quality.  Unfortunately, they are small players in a huge market.  Consumers should consider the benefits of these cars because not only do they have a lot of features to offer, but also they are priced right with a good auto warranty.

General Motors recently announced that it is extending an auto warranty offer on its certified used trucks and cars, citing quality gains and less auto warranty-funded repairs.

GM claims it will begin to offer a 12-month, 12,000-mile auto warranty that is “bumper to bumper” on all certified used trucks and cars that are eligible for the coverage by GM dealers.

This change will start September 13, and will extend the terms of the GM auto warranty on late model used vehicles in good condition an extra 9 months and 9,000 miles.

This step comes one day after an announcement by GM that it is putting out a new discount program on new trucks and cars that will provide employee-level pricing to new buyers.

GM, as well as other U.S. carmakers, has been arguing that their quality improvements in their vehicles have long been ignored by American consumers.

In response to this, the Big Three have offered more generous used car warranties over the last few years in order to gain consumer confidence.