Auto Warranty News | Auto Warranties – warranty-claims

Tag Archive


No other alternative to the aftermarket auto warranty

The aftermarket auto warranty is one that provides additional support for your new or used vehicle outside of your existing warranty coverage and it may even provide warranty coverage for your entire vehicle if you do not have an existing auto warranty coverage.  The aftermarket auto warranty is often likened to a service contract because unlike other warranties, you have to pay for it.  This means that you are really paying an independent aftermarket auto warranty service provider to provide you with assistance coverage in times of need.

Most people might think therefore that the aftermarket auto warranty is not very useful or beneficial, with the alternative of simply saving one’s money for the rainy day being more favorable.  With the aftermarket auto warranty however, you gain the peace of mind knowing that you do not have to wait to claim your money to fix a vehicle; you do not have to find the nearest bank and then be faced with the problem of not being able to get your money on time. And most of all, you do not have to worry about having enough money in the bank to carry out the necessary repairs.

Save money from day one with your new car warranty

 

The new car warranty is one of the most important parts of the purchase of any new auto vehicle. It is unfortunately one that is often overlooked by many people when buying their first new car (often they realize their mistake and do not repeat it with any subsequent new car purchases!). This is because many first time car buyers may be aware of what the new car warranty is or what it is supposed to provide. The car dealer simply tells them that they get a free car warranty with the purchase and the buyer comes away from the deal feeling like he hit the jackpot.
The truth is however that every new car being purchased is required by law to be sold with a manufacturer’s warranty, which is the same as the new car warranty. And another truth is that you are not required to pay for the new car warranty – it is a feature to which you are entitled with the purchase of your new car. The new car warranty is essentially designed, like the car insurance, to provide you with coverage features which assist you in the event of the need for service repairs and maintenance on your new car – something which can save you hundreds of dollars every year of the period for which you are covered.

Obtain a warranty


Auto warranty refers to the maintenance and service of the vehicle by the dealer in association with a third party vendor for a stipulated period of time from the date of sale of the vehicle. All brand new and used car vehicles have to ply on the road with an authorized warranty. Any dealer, found to have not issued a warranty, is liable for prosecution under the US federal law. At the same time, it is the duty of the car owner to insist for a warranty at the time of taking the car delivery.
The auto warranty covers repairs and maintenance of the vehicle relating to its power train, drive train, engine, steering system and brake mechanism. However, the warranty does not include the cost of replacing faulty spare parts of the car. It has to be borne by the vehicle owner.

In warranty, there are two types. The first type of warranty is the original warranty meant for brand new vehicles. The second type of warranty is the aftermarket warranty, meant for the used vehicles.

The warranty is offered for a period of time, ranging from three months to three years from the date of sale of the vehicle. It is also offered on the basis of mileage covered by the car. It ranges from 3000 kilometers to 30,000 kilometers.

Another insurance


Car warranty refers to repair and maintenance service offered by the vehicle dealers in association with a third party vendor. The car warranty covers repair and maintenance of engine, power train, drive train, brakes and steering system.

The car warranty is issued by the dealer at the time of delivering a car from a showroom. The car warranty has to be finalized by the car owner in association with the dealer. At least five different packages of warranties have to be offered to the car owner for a review. Normally, dealers have a tendency to push for the third party vendor of their preferred choice. Avoid such offers since they could include hidden costs.

If the dealer does not provide multiple offers, insist on them. If the dealer expresses inability to offer multiple packages, insist on buying one from an open market. It becomes obligatory for the dealer to suggest to you a warranty from the open market. Any dealer, who delivers the car from the showroom without warranty, is punishable under US law.

The car warranty is offered either for a particular time schedule or for the mileage covered by the car. There are flexible options in both categories. Choose the best, which suits your preference. Having a car warranty is like another insurance. 

Warranty for used cars


After-market auto warranty refers to a warranty issued to used cars sold by dealers in the used car market. Auto warranty refers to a service offered to a vehicle owner by the used car dealer in association with a third party vendor. It takes care of the repair and maintenance cost of the vehicle for a specified period of time. However, it does not cover the replacement and repairs of expensive spare parts of the vehicle.

Normally, used car dealers should offer four different packages to the car buyer. Make sure to review the after-market auto warranty packages before selecting the final offer. Review is of the utmost importance since the offers include various features. Read the features carefully since there are some hidden costs.

After-market auto market warranty packages come in terms of a period of months or mileage covered by the car. You can choose either of them, which ever is flexible. Beware of fraudulent offers. Sometimes, the features included in the offer are not extended. You are liable to pull the agency to the court. To avoid such circumstances, review the package carefully. Besides, customers are protected against fraud in the US which is normally called the lemon law.

Always choose a flexible offer since you can change the agency if the service rendered is not up to the expected level.

Get a car warranty before you lose too much

It comes as a surprise to most that their car starts getting mechanical failures as soon as the original factory warranty comes to an end. The pile of bills just keeps getting higher and higher and there is no way out of it. To avoid these most people go for a car warranty. The warranty ensures that you will have not only the peace of mind of knowing that should there be any mechanical failure in the car it can be easily repaired, but also that you can take it to the repair shop of your choice and have the cost of the claim covered by the company with whom you drafted the contract. The warranty nearly covers most of the costs of repairs from dead batteries to mechanical failures.

 

Nowadays another new trend is being set by the companies offering car warranties in order to ensure more customers. Some of the car warranty companies now provide their customers with free of charge transportation in case their car breaks down on the freeways. Now those who are stuck on the highways do not have to wait tirelessly for a Good Samaritan to help them.

 

Spending for repairs versus saving with a car warranty

 

While car warranties are not necessary by law (at least in some states), and while you can very well get along without a car warranty, the purpose of a car warranty is to save you money during times when your car would need servicing or repairing.  While auto insurance is made to cover you and your car against accidental damages, it does not cover the basic wear and tear damages of your car that occur from day to day.  You might be thinking that these repairs are minor, that you do not need car warranty coverage to assist you here.  But think instead about the money that you would have spent to maintain your car for a total of three years, and now think if you had saved that money instead, what you could be doing with it – a vacation, new rims, even put it towards your retirement fund!

 

How do you save money?  If your car is a new car, then most often it is automatically included with the purchase.  And all your repairs (check the actual term of coverage though) would be covered by your manufacturer for the time specified.

The aftermarket auto warranty compared to other warranty types


 

The aftermarket auto warranty is also known as a warranty.  It is the only warranty that can be used to fill the gaps or limitations imposed or left by other types of warranties.  However this comes at a price.  While you should never be asked to pay for a new car warranty, the aftermarket auto warranty has to be purchased – that is the only way that you can gain coverage from an aftermarket auto warranty. This warranty has also been referred to as a service contract – you get what you pay for out of the contract and nothing more or nothing less.

 

The aftermarket auto warranty is able to extend the coverage period of an existing warranty like the new car warranty or the used car warranty.  For example, if your used car warranty is to expire some six months after the date of purchase, then you could purchase an aftermarket auto warranty for an additional three years.  Note however that the aftermarket warranty can only become valid once the original warranty coverage period has passed in such a case. 

The lemon law – a used car owner’s best friend

The used car warranty law, or used car lemon law, is provided in some states for vehicles that are not covered by a manufacturer’s warranty. This law provides a solution for buyers of vehicles that do not have the proper documentation. This law still allows purchasers or lease owners to benefit from hassle free repair and servicing normally issued to new cars. However, under this law there are special characteristics that define a used car and only when the car falls under these conditions is it covered by the used car warranty law. Some of these conditions are listed below.
The car must have been originally purchased, leased or transferred after 18,000 miles of operation or two years from first delivery. The vehicle should have had a purchase price of at least $1,500 and been used primarily for personal purposes only.  In addition, the vehicle should have been driven 100,000 miles or less at the time of purchase or lease. Under the law, cars that fall under these categories are those that will benefit from the used car warranty law. These laws tend to differ from state to state, so one should research the laws for your state.

Used car warranty law – the ‘sold as is’ policy

 

One of the popular used car warranty laws out today is the limitation of selling vehicles ‘as is’ without proper documentation in the buyers’ guides.  Even if you choose to sell a vehicle without a proper warranty, which is what the auto sales term ‘as is’ means, the law of several states state that the owners or dealers give you a written warranty.  This warranty allows you to be exempted from paying the fees necessary to repair the car or replace certain defected parts, as seen fit by the dealer.  You are even entitled to a full reimbursement if the car is not fixed after several attempts. This law is referred to as the used car lemon law, and no car can be legally sold by any dealer ‘as is’ under this law.  

It is the consumers’ right to understand these used car warranty laws and not be fooled by enthusiasts who are only trying to profit otherwise. Used car warranty laws are often misunderstood and should be more emphasized. It should be understood, however, that buying a car privately, and not from a dealer, does not guarantee the used car warranty law to be upheld and such matters should be settled via a lawyer. 



1-800-419-3499
Fax 1-800-615-0366
E-mail: info@autowarranties.com